Does Florida have a HealthCare marketplace?
Asked by: Octavia Anderson | Last update: January 18, 2026Score: 4.6/5 (31 votes)
What is Obamacare called in Florida?
Florida residents can apply for Affordable Care Act (ACA) health insurance plans, also known as Obamacare plans, during the annual Open Enrollment Period, which usually occurs from November 1 – December 15 each year.
What is the best health insurance plan in Florida?
Blue Cross Blue Shield is the best overall health insurance company in Florida. The three Blue Cross brands — Capital Health Plan, Florida Health Care Plans and Florida Blue — give you high-quality coverage and a wide variety of plans.
Does each state have its own healthcare marketplace?
Each state has an exchange residents must use if they want to enroll in marketplace coverage. These are either state-run marketplaces, state-federal partnerships, or the federal government's Health Insurance Marketplace. Some employers offer group health insurance coverage to their employees.
Who qualifies for free medical in Florida?
Medicaid for low-income individuals who are either aged (65 or older) or disabled is called SSI-Related Medicaid. Florida residents who are eligible for Supplemental Security Income (SSI) are automatically eligible for Medicaid coverage from the Social Security Administration.
The Evolution of the Health Care Insurance Marketplace
Can you get medical care in Florida without insurance?
Florida's Healthcare Exchange provides available health plans for uninsured Americans offered by the Patient Protection and Affordable Care Act of 2010 (also known as Obamacare).
Does Florida participate in HealthCare marketplace?
Florida uses the federally-run Health Insurance Marketplace: HealthCare.gov. Individual and family plans on the ACA exchange in Florida are available for: Self-employed people. People who retired early and need coverage until they become eligible for Medicare.
What is the difference between Obamacare and marketplace insurance?
The federal Health Insurance Marketplace, which is also called the "Marketplace" or "Exchange," is the website where individuals can browse various health care plans available under the Affordable Care Act, commonly known as "Obamacare," as well as compare them, and purchase health insurance.
Why is Florida health insurance so expensive?
The population is expected to grow by nearly 300,000 annually over the next five years. One of the critical challenges in Florida's health insurance sector is the high cost of premiums. The state's insurance market is dominated by a few major insurers, which limits competition and keeps prices high.
What is the cheapest insurance company for Florida?
Geico offers the cheapest full coverage in Florida, with an average rate of $2,138 per year according to NerdWallet's January 2025 analysis. Full coverage in Florida costs an average of $3,992 per year, or $333 per month. If you want the cheapest policy possible, get minimum coverage.
Which city in Florida has the best healthcare?
JACKSONVILLE, Fla. — Mayo Clinic is again ranked the No. 1 hospital in Florida and the Jacksonville metro area in U.S. News & World Report's "Best Hospitals" 2024-2025 rankings.
How much is Obamacare in Florida per month?
How much does health insurance cost per month in Florida? Prices for ACA health plans vary depending on your age, location, tobacco use, plan category, and whether the plan covers dependents. The average price for a Florida ACA plan without a tax subsidy in 2021 is $597. With a tax subsidy, it's $98.
Can I refuse health insurance from my employer and get Obamacare?
Obamacare is available to everyone, whether or not their employers offer insurance. From a practical standpoint, though, there are financial consequences to doing this. Often, an employer subsidizes part or all of their employees' coverage.
Is Florida Blue good insurance?
Members give high marks: Member experience ratings on metrics like customer service and getting needed care are above the average for major providers. Mix of plans: Florida Blue offers both HMO and PPO plans, giving members more options for care.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.
How much is Obamacare a month for a single person?
Monthly premiums for Affordable Care Act (ACA) Marketplace plans vary by state and can be reduced by premium tax credits. The average national monthly health insurance cost for one person on an Affordable Care Act (ACA) plan without premium tax credits in 2024 is $477.
What is the income limit for marketplace insurance 2024 in Florida?
The income threshold for Marketplace insurance eligibility in 2024 varies depending on the size of your household. In Florida, the income limit for a family of four is expected to be around $104,800 per year.
Who is eligible for Obamacare in Florida?
Individuals and families with incomes between 100 and 150% of the Federal Poverty Level (FPL) and who qualify for Advanced Premium Tax Credits (APTC), may qualify to enroll or change plans one time per month throughout the calendar year. Coverage should be effective the 1st of the month following the plan selection.
What is the most accepted health insurance in Florida?
Frank Vasquez. The most accepted health insurance in Florida is Blue Cross Blue Shield (Florida Blue) and Cigna. These insurance carriers are accepted almost everywhere in the Sunshine State. This makes them some of the best health insurance plans in Florida.
Is Florida a marketplace state?
The state of Florida requires marketplaces to collect sales tax on behalf of sellers on online marketplaces like Amazon or Walmart. This means that if you sell on a platform like Amazon, then Amazon will collect sales tax from your Florida buyers on your behalf, and remit it to the state.
What is the free healthcare in Florida?
Medicaid is a medical assistance program that provides access to health care for low-income families and individuals. Medicaid also assists the elderly and people with disabilities with the costs of nursing facility care and other medical and long-term care expenses.
How to get medication without insurance in Florida?
Request a Florida Dsicount Drug Card by visiting www.FloridaDiscountDrugCard.com or calling (866) 341-8894. Patient Assistance Programs (PAP) are run by pharmaceutical com- panies to provide free medications to people who can't afford to buy their medicine.
Is there a penalty for not having health insurance in Florida?
Currently, there are no legal penalties or fines imposed by the state of Florida for not having health insurance. However, it's important to note that the federal ACA individual mandate, which required individuals to have health insurance or face a penalty, was effectively eliminated in 2019.