Does FSA cover dental aligners?
Asked by: Harley Jast | Last update: October 3, 2025Score: 4.3/5 (3 votes)
Can I use my FSA for Smile Direct Club?
Smile Direct Club also accepts HSA, FSA, and CareCredit. Depending on your insurance, your plan may or may not cover a portion of your treatment cost from Smile Direct Club.
What dental services are not covered by FSA?
Cosmetic procedures, including cosmetic orthodontics, are usually not covered under an FSA. However, if a patient needs orthodontics for medical purposes, they might be allowed to use their FSA funds. Our dental team can work with your plan provider to determine coverage.
Can you use FSA to pay for retainers?
The cost of an orthodontic retainer is eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA).
What dental work is FSA eligible?
When it comes to using an FSA for dental expenses, reimbursement rules generally follow the deduction rules as spelled out in IRS Publication 502. The basic guideline is that anything that treats or prevents a dental disease is eligible for FSA coverage: Teeth cleaning. Fillings and sealants.
Saving Money On Orthodontic Treatment Using Your FSA or HSA
Are teeth aligners FSA eligible?
Yes! Invisible Aligners for teeth straightening are an orthodontic service, which is covered by most of HSA & FSA accounts.
Can FSA be used for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can I use my FSA for byte aligners?
And yes, you can use your FSA to pay for your Byte aligner treatment in most cases. And Byte will handle all of the hard stuff — questions, reimbursement, paperwork, and more. If you don't know where to start (or even what an FSA is), this guide and Byte's support team will help you use your FSA funds effectively.
How do I pay for orthodontics with FSA?
Pay your orthodontist directly from your Health Care FSA using Pay My Provider option (see Reimbursements and Payments under the Support Center tab at www.FSAFEDS.gov). Make a single payment to your orthodontist, or set up recurring payments—it's up to you.
Can I use my FSA for dental implants?
Can I use an HSA or FSA for a dental implant? Yes, if it's used to treat a dental disease or any other medical purpose.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Will FSA pay for veneers?
Purely Cosmetic Enhancements: Cosmetic procedures that solely focus on improving the appearance of your smile, such as teeth whitening, porcelain veneers, or cosmetic bonding for minor aesthetic concerns, are generally not considered eligible expenses under FSA or HSA guidelines.
Is deodorant FSA eligible?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.
What is cheaper, Invisalign or Smile Direct?
Cost Comparison
Many patients want to compare the price of orthodontic treatment before committing to a plan. Invisalign costs more, with the average treatment starting at $3,000. Smile Direct Club's invisible aligners start at $1,850.
Does FSA cover toothbrushes?
Brush-Up on FSAs and HSAs
However, current law does not recognize certain oral healthcare products — such as manual toothbrushes, electric toothbrushes, water flossers, mouthwash, or OTC anti-cavity toothpaste — as “qualified medical expenses.”
How much is Invisalign a month?
Invisalign® Payment Plan and Financing
Invisalign® payment plan starts at $135 per month with no down payment.
Are dental aligners covered by FSA?
Additionally, you can use your FSA or HSA to pay for Invisalign treatment using tax-free dollars.
Is Invisalign considered orthodontia?
So, to answer the question: Invisalign is considered a form of orthodontics. It's an innovative, effective, and aesthetically pleasing solution for correcting dental misalignments. However, the decision should always be made in consultation with a trusted orthodontist to ensure it meets your needs.
What is the maximum FSA limit for 2024?
An employee who chooses to participate in an FSA can contribute up to $3,200 through payroll deductions during the 2024 plan year.
What is cheaper than Invisalign?
Affordability: ClearCorrect often costs less than Invisalign. Discreet: The aligners are clear and virtually invisible. Flexibility: Offers different treatment options to suit your needs and lifestyle. Professional supervision: Your dentist or orthodontist oversees your treatment plan.
Does FSA cover teeth whitening?
Elective cosmetic procedures like teeth whitening, for example, are not eligible for FSA funds. Here are examples of medically necessary procedures that are typically covered by FSA funds. 2) Fillings are typically covered. 3) Major Oral Surgery: dental reconstruction, root canals, implants, and tooth removal.
What disqualifies you from byte?
If you have impacted, unerupted or supernumerary teeth, aligners may not be an ideal option for you. If you have impacted teeth you may go through the Impression Kit or Scan process to determine if Byte is right for you. Molars. In most cases Byte does not move molars.
Are Apple watches FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Is Planet fitness FSA eligible?
Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.
Can FSA pay for glasses?
Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.