Does FSA cover eye surgery?
Asked by: Rickey Stanton | Last update: December 18, 2025Score: 4.9/5 (34 votes)
Can FSA be used for eye surgery?
Yes! Eye care is a qualified FSA expense. Many of our patients use FSAs if they need to undergo vision correction procedures such as cataract surgery during the plan year. FSA funds can also be used for routine vision services such as annual exams.
What does FSA cover for vision?
This includes eye exams, glasses, prescription sunglasses, eye drops and contact lenses. Eye care accessories such as contact lens solution and cleaner are also eligible. You can even put FSA funds toward eye surgery such as LASIK, radial keratotomy and cataract surgery.
Is Lasik eye surgery cost FSA eligible?
In short, the answer is yes.
Can you use FSA to pay for surgery?
Surgery is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), and limited purpose flexible spending account (LPFSA- dental and vision related surgeries)..
FDA re-evaluates Lasik eye surgery
Can FSA pay for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Can you use FSA for tummy tuck?
The Internal Revenue Service differentiates between procedures that are designed to address issues that are cosmetic or functional in nature. IRS regulations stipulate that FSA's can only be used to offset the cost of a plastic surgery procedure that is designed to: Treat congenital (birth) defects.
Is eyelid surgery covered by FSA?
Another option for insurance coverage is through a flexible spending account (FSA) or a health savings account (HSA). These types of accounts allow patients to set aside pre-tax dollars to pay for medical expenses, including upper and lower eyelid surgery.
Are sunglasses covered by FSA?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Is an HSA or FSA better?
Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.
Are dental expenses FSA eligible?
Flexible spending accounts (FSAs) allow employees to make tax-free contributions for various medical or dental expenses. Distributions are free, provided they are used for qualified medical expenses. In most circumstances, you can use your FSA for non-cosmetic dental procedures.
How many pairs of glasses can I buy with FSA?
How many pairs of glasses can I buy with my FSA? As long as you have enough money in your FSA to purchase a pair of glasses, you can buy as many pairs as you want!
What does FSA not cover?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds. If you do, don't panic.
Can I use my FSA card at the eye doctor?
Your FSA or HSA can cover vision and eye care items. These accounts provide you with tax benefits that can lower your cost on common expenses like prescription contact lenses, saline solution, and cases.
How long does LASIK last?
While the effects of LASIK surgery are permanent, the benefits can decrease over time. For most patients, the results of this surgery will last a lifetime. About 10-12% of patients nationwide will need enhancement surgery because of anatomical changes to the eye/eyes.
What is the difference between LASIK and PRK eye surgery?
LASIK involves creating a thin flap in the outer layer of the cornea, which is lifted to allow the reshaping of the cornea using a laser. The flap is then repositioned, promoting faster healing. PRK involves removing the outer layer of tissue, exposing the area of the cornea that the laser reshapes.
Is an Apple Watch FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
What vision products are FSA eligible for?
Both reading and prescription eyeglasses are FSA eligible, as well as eyeglass repair kits, cleaning cloths and sprays to help you prolong the life span and efficacy of your vision correction methods. Contact lens wearers must support their vision correction methods with a rigorous cleaning and maintenance regimen.
Are electric toothbrushes FSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Can you use FSA for eye surgery?
HSAs and FSAs are a great way to use pre-taxed dollars to pay for refractive eye surgery. Depending on how much money you set aside, these funds could cover the procedure in full.
Can you use FSA for gym membership?
Flexible spending accounts & gym memberships
Are gym memberships FSA eligible? As much as you may want to use your FSA funds to cover your monthly gym membership, weight loss program, or occasional spin classes, they are not considered eligible expenses.
How to qualify for eyelid surgery?
One can qualify for eyelid surgery, covered by medical insurance, if it is deemed medically necessary. The main reason cited is impaired vision is caused by excess upper eyelid skin which can make everyday activities such as driving, reading and using telecommunication devices much more hazardous.
Is toilet paper FSA eligible?
Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.
Can you use FSA on condoms?
Condoms: FSA Eligibility. Condoms are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).
Can I pay for Botox with FSA?
Botox injections are typically not eligible for reimbursement with an FSA, as they are primarily used for cosmetic purposes. However, in recent years, these injections have begun to be used to treat a variety of health conditions as well, including chronic headaches.