Does FSA cover frames and lenses?

Asked by: Mr. Dudley Sauer  |  Last update: September 9, 2025
Score: 4.3/5 (64 votes)

Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Can I use FSA for glasses frames?

You can use your FSA or HSA funds for glasses or other vision-related needs, whether you're shopping online or in-store.

What vision products are FSA eligible for?

Prescription contact lenses and eyeglasses are common FSA/HSA-eligible vision expenses, but here are a few more that may qualify:
  • Astigmatic keratotomy (AK) surgery.
  • Automated lamellar keratoplasty (ALK) surgery.
  • Bifocals.
  • Contact cleaning solution.
  • Contact lens cases.
  • Corrective swim goggles.

Can I use my FSA card at LensCrafters?

Schedule your eye exam anytime in the year, prior to your FSA's deadline to take advantage of this great benefit. Your FSA can help purchase prescription eyeglasses, prescription sunglasses, and contact lenses year-round. MY FSA CARD? Wondering where to start?

Are lens warranties FSA eligible?

Contact lens insurance is not eligible under a Health FSA because it is an insurance premium, and contact lenses purchased solely for the purpose of changing eye color are ineligible because they are for cosmetic purposes. Eligible expenses for Limited FSAs can vary.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

33 related questions found

Can I buy eye drops with my FSA?

The good news is that the cost of most types of eye drops are covered by FSA. If you have further questions about eligible eye care expenses using FSA, or if you would like to schedule an appointment, please get in touch by calling our knowledgeable team at Lifetime Vision and Eye Care in Miami Gardens, FL today.

Can I buy someone else glasses with my FSA?

Can I use my FSA to buy glasses for someone else? You can only use your FSA for yourself and qualifying dependents. Eligible dependents include your spouse, your children (under 26 years old), and other dependents claimed on your tax return.

Can I use my FSA card at Target Optical?

Log in to automatically access your in-network benefits, or if you are out-of-network, we have reimbursement forms you can submit to your carrier. You can use your FSA or HSA card to pay directly for all your purchases at Target Optical.

Is an HSA or FSA better?

Bottom line: Both HSAs and FSAs provide financial benefits for managing health care expenses. HSAs offer more flexibility and long-term growth potential, making them a valuable tool for future financial planning. Learn about HSA options from Aetna.

Can you use your FSA at Warby Parker?

We accept flexible spending accounts (FSA) for prescription glasses, prescription sunglasses, contacts, readers, and eye exams.

Is deodorant FSA eligible?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Does HSA cover glasses frames?

An FSA or HSA can be used to pay for the following types of eyewear: Prescription eyeglasses, including reading glasses, progressive multifocals and bifocals. Eyeglass frames (without lenses) Prescription sunglasses.

Can FSA be used for frames?

Yes! You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Does FSA cover gym membership?

But that's not all a Letter of Medical Necessity can do for you. You can even pay for your gym membership with FSA/HSA funds, making it easier than ever to access top-of-the-line equipment like the models we have in our studios.

Are Apple watches FSA eligible?

Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.

What is the downside of FSA?

Flexible spending accounts offer several advantages to your company and your employees. However, there are also some disadvantages to be aware of. One of the best known is the “use it or lose it” feature. Any amounts contributed to an account and not spent by the end of the year are forfeited to the employer.

Can you use FSA for dental?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Can I withdraw FSA money?

You can't withdraw money from an ATM

One of those is that the money can only be spent on FSA-eligible expenses. The easiest way to be sure your purchases are eligible is to shop at a store that exclusively sell FSA-eligible items (hint: FSAstore.com).

How many pairs of glasses can I buy with FSA?

FSA/HSA funds can be used to purchase prescription eyewear and/or frames, whether you have vision insurance or not. As long as you check how much you have in fund savings, there is no limit on how many pairs of glasses or prescription sunglasses you can buy.

Are diapers FSA eligible?

Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.

Does FSA cover sunglasses?

You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.

Can my girlfriend use my FSA?

The IRS has very strict guidelines about who and what your FSA money can be used for. When it comes to your personal FSA, you can only use your funds for yourself or for people who are considered qualifying dependents.

Is toothpaste FSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify. (Dental Health Foundation).

Can my mom use my FSA card?

In general, the money in your FSAs can be used on your parents if they qualify as your dependent. Two types – a medical care or health care FSA and dependent care FSA – are typically offered through an employer.