Does FSA cover vitamins?

Asked by: Mrs. Rachelle Kuhlman  |  Last update: November 3, 2023
Score: 4.8/5 (59 votes)

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Can I use FSA for multivitamins?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

What supplements are covered by FSA?

Today, the only vitamin supplements covered by FSAs and health savings accounts (HSAs) are glucosamine and chondroitin supplements for joint pain issues, and prenatal vitamins to help prevent birth defects and complications.

Are vitamins and probiotics FSA eligible?

How are probiotics eligible for reimbursement? If a medical professional recommends probiotic supplements as a means of treating a specific medical condition, a Letter of Medical Necessity (LMN) is required to reimburse the amount under an FSA, HSA, or HRA.

Why are vitamins not covered by HSA?

Prescriptions are not strictly required, but it's a good idea to get the recommendation in writing from the provider. Vitamins and supplements are not HSA-qualified if they are taken only to promote general well-being.

Can I use my HSA for vitamins?

31 related questions found

Why aren t vitamins covered by FSA?

While one could make the argument that taking daily multivitamins can help ward off future health problems, they generally fall outside IRS regulations for FSA eligibility as they are products used to support one's "general health," and not used to diagnose, cure, mitigate, treat or prevent a legitimate medical ...

Why are vitamins not FSA?

They are not always deemed a qualified expense. If your vitamins are not prescribed by a doctor or used to treat a specific condition, your purchase most likely won't be FSA or HSA eligible. Here are some vitamins that are typically not considered an eligible FSA or HSA expense: Alive!

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Are toothbrushes FSA eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Is any food FSA eligible?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Are zinc supplements FSA eligible?

Zinc supplements are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Is melatonin FSA eligible?

Melatonin: FSA Eligibility

Melatonin may be eligible with a Letter of Medical Necessity for reimbursement with a flexible spending account (FSA), health savings account (HSA), or a health reimbursement arrangement (HRA).

What can I not use my FSA for?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is vitamin C serum FSA eligible?

Although something like apple cider vinegar gummies isn't approved for FSA funds, others like glucosamine chondroitin are eligible. You'll also find some interesting surprises, like vitamin C serums and magnesium sprays, that qualify.

Is all toothpaste FSA eligible?

Toothpaste: FSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Is Tylenol covered by FSA?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.

Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses.

How do I get my gym covered by FSA?

For a gym membership to even be considered for reimbursement under a Health Care FSA, you must have:
  1. Approved Letter of Medical Necessity (PDF) on file for a medical condition that requires exercise at a gym.
  2. Individual gym membership contract on file (multi-person contracts will not be considered)

Does Target accept FSA cards?

Target stores

Third-party credit cards: Visa®, Mastercard®, Discover®/Novus®, American Express®, credit cards from foreign banks (JCB Japanese Credit Bureau), Diner's Club International, and FSA/HSA cards are redeemable for FSA/HSA eligible items.

Does FSA cover hair loss treatment?

Your ability to use pre-tax funds from your flexible spending account (FSA) or your health savings account (HSA) to pay for hair loss treatments is limited. You can't use these funds to pay for anything used to promote hair regrowth, since this is considered a cosmetic treatment rather than a qualified medical expense.

How to buy vitamins with FSA?

Vitamins or nutritional supplements (herbal or natural medicines) will not qualify as FSA-eligible if used to maintain general good health. In narrow circumstances vitamins recommended by a medical practitioner to treat a medical condition may be eligible with a Letter of Medical Necessity (LMN).

Can I use FSA for sunscreen?

Is sunscreen FSA eligible? Yes. The FDA oversees sunscreen products in the U.S. Typically, any FDA-approved drugs that meet the IRS guidelines for a qualified medical expense would make them FSA-eligible expenses. Sunscreens with a sun protection factor (SPF) of 15 or higher meet this requirement.

Is dental floss FSA eligible?

While it seems like they would fit under the dental care umbrella, general self-care items like toothpaste, toothbrushes, and floss are not FSA or HSA eligible. Same goes for specialized or medicated toothpastes.