Does FSA cover wisdom teeth removal?
Asked by: Mr. Florencio Cartwright MD | Last update: October 10, 2025Score: 5/5 (20 votes)
What dental services are not covered by FSA?
Cosmetic procedures, including cosmetic orthodontics, are usually not covered under an FSA. However, if a patient needs orthodontics for medical purposes, they might be allowed to use their FSA funds. Our dental team can work with your plan provider to determine coverage.
What if I can't afford wisdom teeth removal?
- You might be able to find a free dental clinic that takes emergency appointments for people who don't have dental insurance or who have little money.
- Some dental offices offer payment plans or a dental savings plan that offers discounted fees
Does FSA cover dental extractions?
The answer is generally yes, as tooth extraction is considered a dental procedure, it is eligible for reimbursement from both HSAs and medical FSAs.
Can I use FSA for dental deep cleaning?
Yes, you can use a health savings account (HSA) or flexible spending account (FSA) for dental expenses. But before you start saving this tax-free money, there are some rules you should know.
I Got My Wisdom Teeth Pulled | Charli D'Amelio
Can FSA be used for gym membership?
Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.
Are tampons FSA eligible?
Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.
Can I use FSA for wisdom teeth removal?
Wisdom tooth extraction is eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA) or a limited-purpose flexible spending account (LPFSA). Wisdom tooth extraction is not eligible with a dependent care flexible spending account (DCFSA).
Are diapers FSA eligible?
Regular diapers for newborns and infants are not FSA eligible because they do not treat a medical condition, but rather aid a healthy function of the body. There are some ways to save, however, including sales, coupons, buying in bulk or joining rewards programs.
Can I pay for Invisalign with FSA?
Doctors may also offer financing with low-to-no down payment. Additionally, you can use your FSA or HSA to pay for Invisalign treatment using tax-free dollars. For more information about payment options available with Invisalign treatment, see Insurance and Payment Options.
What does FSA not cover?
For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds. If you do, don't panic.
Can I use FSA for massage?
Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.
Are electric toothbrushes FSA eligible?
Unfortunately, most products for oral health care are not currently eligible medical expenses for FSA and HSA spending.
Are car seats FSA eligible?
Car seats are not eligible for reimbursement with a flexible spending account (FSA), limited-purpose flexible spending account (LPFSA), dependent care flexible spending account (DCFSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Is potty training FSA eligible?
If your child is dealing with bedwetting, incontinence and potty training products for older children are FSA eligible. Bedwetting, technically known as nocturnal enuresis, can sometimes persist into elementary school years. In these cases, bedwetting alarms or other aids are often covered by FSAs and HSAs.
What is surprisingly covered by FSA?
Monthly period supplies. The list of eligible menstrual hygiene products includes (but is not limited to) items like pads, tampons, panty liners, menstrual cups, and period panties.
How to pay for wisdom teeth removal?
Wisdom teeth removal is often at least partially covered by insurance. A complicated extraction that involves surgery and general anesthesia, for example, might be covered by health insurance. Your health insurance will likely require pre-authorization, and the exact amount covered will vary based on your policy.
Can you use FSA to pay off braces?
HSAs and FSAs are tax-advantaged accounts that can be used to pay for qualified medical expenses, including orthodontic treatments. While both offer significant tax benefits, eligibility, contribution limits, and usage rules differ.
How much does wisdom teeth removal cost with general anesthesia?
Simple wisdom teeth extractions can range from $250 to $400 per tooth, An oral surgeon's extraction of impacted wisdom teeth can cost between $450 and $600 per tooth. If you opt for a general anesthetic to remove your wisdom teeth, the cost can range from $1,500 to $3,000 per tooth.
Are bras FSA eligible?
Nursing bras (those that directly aid lactation, such as a hands-free bra used for pumping), are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).
Is Tylenol FSA eligible?
Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.
Are sunglasses FSA eligible?
You can use FSA dollars on sunglasses, as long as they are prescription sunglasses. Some non-prescription sunglasses can be purchased with HSA or FSA dollars, but you will most likely need a prescription for the shades from your doctor.
Are Apple watches FSA eligible?
Likely not. While your Apple Watch, Garmin, or other tracker may offer you some insight—and maybe even some encouragement—to stay on top of your fitness routine, they are not typically considered medical devices for purposes of FSA and HSA funds.
Can you use FSA for vitamins?
Are vitamins FSA/HSA eligible? You want to be careful when trying to buy vitamins with your FSA or HSA. They are not always deemed a qualified expense. If your vitamins are not prescribed by a healthcare professional or used to treat a specific condition, your purchase most likely won't be FSA or HSA eligible.
Does FSA pay for massage?
If you have a Flex Spending Account (FSA), you may not be aware that Massage Therapy can qualify as a medical expense. If massage therapy services are prescribed by your physician then you can use your FSA account to pay for these services.