Does FSA include contact lenses?

Asked by: Roman Kemmer DDS  |  Last update: September 30, 2023
Score: 4.2/5 (55 votes)

Flexible spending accounts (FSA) and health savings accounts (HSA) allow you to contribute pre-tax dollars to use toward medical expenses that your insurance doesn't cover. These can be used to cover optical expenses including contact lenses, eye drops, contact solution, and other types of eyewear.

Can I use my FSA for glasses and contacts?

Yes, you can! As is the case with glasses, your FSA or HSA will cover prescription contacts because they're used to correct your vision. But contacts that aren't considered medically necessary, such as non-prescription colored contacts, wouldn't be eligible for coverage.

Are contact lenses covered by HSA?

HSA and FSA Coverage

You can use your HSA or FSA to pay for vision care, including: Prescription eyeglasses. Prescription sunglasses. Prescription contact lenses.

Are contact lens eye drops FSA eligible?

Contact Lens Solution is FSA Eligible because it is used to cleanse and kill bacteria to keep your contact lenses safe when they come into contact with your eyes. One of the major functions of a contact lens care solution is to disinfect contact lenses to make them safe to wear.

What vision products are FSA eligible?

Here is a list of the most common eligible vision-related products:
  • Reading Glasses. If you're the type of person who needs readers, you'll be glad to know reading glasses are FSA-eligible. ...
  • Prescription Eyeglasses. ...
  • Prescription Sunglasses. ...
  • Contact Lenses and Care. ...
  • Annual Eye Exams. ...
  • Share this Infographic On Your Site.

Can You Use HSA/FSA Funds on Prescription Eyewear? | SportRx

21 related questions found

Are tampons FSA eligible?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are sunglasses FSA eligible?

Sunglasses may count as a qualified vision expense for an FSA. There must be an IRS-approved medical reason for the sunglasses, such as to correct your vision. But you must have a prescription from a doctor. If you have an FSA, you should understand how the account works to make the most of your benefits.

What does FSA cover?

An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars. Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices.

What can I not use my FSA for?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can you buy diapers and wipes with FSA?

Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.

Can I buy toothbrush with FSA?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.

Is toilet paper covered by FSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can I use my FSA card to pay for braces?

The answer is yes. In most cases, you can use your HSA or FSA to pay for any part of your orthodontic treatment that isn't covered by your dental insurance or any other plan.

Are computer glasses FSA eligible?

Most providers will let you use your FSA or HSA accounts to buy blue light blocking glasses. Blue light blocking glasses filter out the blue light from televisions, phones, and computer screens that can negatively affect sleep and cause eye strain.

Is Tylenol FSA eligible?

Acetaminophen, the primary ingredient found in Tylenol, is an eligible OTC item. Acetaminophen reimbursement is eligible with an FSA account, HSA or HRA. Acne Medicine such as Clean and Clear, Neutrogena, Proactiv, etc., is eligible.

Can I use my FSA at Ray Ban?

Using your FSA/HSA benefits

Whether you have a Flexible Spending Account (FSA) or a Health Savings Account (HSA), we'll help you get the most out of your vision care dollars.

Is all toothpaste FSA eligible?

Toothpaste: FSA Eligibility

Toothpaste is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What is toothpaste?

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Are massages FSA eligible?

Did you know? Massage Therapy is eligible for reimbursement through most FSA's and HSA's. Some do require a Letter of Medical Necessity from your doctor, but this means you can potentially be reimbursed from your insurance for your massage from us! You just need a note from your primary care physician.

Does FSA cover vitamins?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Can you use an FSA to pay for a gym membership?

The Internal Revenue Service (IRS) typically does not allow funds from a Flexible Spending Account (FSA) to pay for membership dues at health clubs or gyms.

Are acne pads FSA eligible?

“Over-the-counter topical skin care products related to certain skin conditions such as eczema, psoriasis, rosacea and acne are FSA-eligible,” says Dr. Rayma Garlapati, board-certified dermatologist and co-founder of Skin Medicinals.

Does a Waterpik count for FSA?

Eligible Medical Expenses Include Dental Issues

For example, if a dentist diagnoses gingivitis and recommends a Waterpik® Water Flosser or Waterpik® Sonic-Fusion®, under IRS guidelines it is an eligible expense. Individual plans can vary, so it's best to verify eligibility with your provider.