Does FSA include diapers?

Asked by: Janessa Monahan  |  Last update: November 27, 2023
Score: 4.2/5 (48 votes)

Regular diapers for newborns and infants are not FSA eligible. However, diapers used to relieve the effects of a specific disease or medical condition may qualify with a Letter of Medical Necessity (LMN) from a pediatrician or other medical practitioner.

Can you use FSA for baby supplies?

In addition to baby monitors being eligible for FSA or HSA reimbursement some common baby items are also FSA or HSA eligible. Though each Flexible Spending Account (FSA) and Health Savings Account (HSA) has its own rules, the following baby gear items may be eligible as well: Breast Pump. Bottles.

What isn't covered by an FSA?

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Can I buy toilet paper with my FSA card?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Are diapers covered under an HSA?

If the medical issue has symptoms that require diapers to treat the condition, these items may be eligible for reimbursement with a Letter of Medical Necessity (LMN) from a medical professional. These letters must contain a specific diagnosis and details about how the treatment will be used to alleviate the condition.

What is an FSA (Flexible Spending Account?)

20 related questions found

Can I buy depends with FSA?

CAN OVER-THE-COUNTER PURCHASES LIKE DEPEND® PRODUCTS BE COVERED BY FSA FUNDS? Yes. In addition to standard healthcare expenses, you can buy aspirin, cough medicine and many other over-the-counter items with FSA funds. The list of FSA-qualified products now includes Depend® products.

What baby supplies does HSA cover?

HSA Eligible Baby & Mom
  • 5.0. $7.99. - ...
  • 4.5. $44.99. - ...
  • 3.9. Nanit Pro Smart Baby Monitor & Flex Stand. $269.99. ...
  • 5.0. Aquaphor Baby Healing Ointment, 14 oz. ...
  • 5.0. Elvie Stride Plus. ...
  • 4.6. 38 Reviews. ...
  • 4.6. Band-Aid Bandages with Neosporin Antibiotic Ointment, Assorted Sizes, 20 ct. ...
  • 4.8. Band-Aid Mandalorian Adhesive Bandage, 20 ct. (

Can I buy a toothbrush with my FSA?

Even though these might be recommended by the dentist they are not eligible for reimbursement from a healthcare FSA. General health items such as toothbrushes are not eligible for reimbursement from a health FSA because they would be used even if there is no recommendation from a dentist.

Can I use FSA to buy condoms?

You can use your FSA or HSA funds to pay for birth control pills and condoms. You can also use them for erectile dysfunction (ED) medications like Viagra®.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Can I buy vitamins with FSA?

FSA and HSAs won't cover a vitamin supplement geared toward general health and wellness. A vitamin is eligible for coverage by an FSA or HSA only if that vitamin has been recommended by a medical professional for the treatment or prevention of a specific disease or condition.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

What happens to unused FSA funds?

For employees, the main downside to an FSA is the use-it-or-lose-it rule. If the employee fails to incur enough qualified expenses to drain his or her FSA each year, any leftover balance generally reverts back to the employer.

Is baby shampoo covered by FSA?

In the vast majority of cases, shampoo is not eligible for reimbursement with consumer-directed healthcare accounts, as the IRS has ruled that these products are only used to support a person's "general health" and not required to treat or prevent a specific medical condition.

Can you use FSA for diapers and wipes?

FSAs permit users to set aside and spend pre-tax dollars on eligible out-of-pocket medical expenses. Flexible Spending Accounts do not cover diapers and diaper services for infants. But are adult diapers FSA eligible? Learn about the program and how you can save on NorthShore.com.

Is baby toothpaste FSA eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.

Is an Apple watch FSA eligible?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Can I use HSA for gym membership?

Physical therapy is an approved medical expense. Can I use my HSA for a gym membership? Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Does FSA cover hair loss treatment?

Your ability to use pre-tax funds from your flexible spending account (FSA) or your health savings account (HSA) to pay for hair loss treatments is limited. You can't use these funds to pay for anything used to promote hair regrowth, since this is considered a cosmetic treatment rather than a qualified medical expense.

Are humidifiers FSA eligible?

Humidifiers are eligible for reimbursement with a Letter of Medical Necessity (LMN) for flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Is sunscreen FSA eligible?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Is water flosser FSA eligible?

Waterpiks are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA) and limited-purpose flexible spending accounts with a Letter of Medical Necessity (LMN).

Are breast pumps FSA eligible?

Breast pumps and breast pump accessories qualify for FSA reimbursement. If you buy through the FSA store, all purchases are guaranteed to qualify for your FSA, or you can return them.

Can I use my FSA card in target?

According to Target's payment option help page, Target does accept FSA and HSA cards in-store if they are spent on FSA & HSA-eligible items.

Is baby toothpaste HSA-eligible?

Toothpaste is considered to be a “general health” item by the IRS, and items that are used to maintain general good health do not qualify.