Does GoodRx help even if you have insurance?

Asked by: Ms. Elody Jacobi  |  Last update: September 21, 2023
Score: 4.8/5 (34 votes)

Yes, you can use a discount even if you have insurance
Prescription discounts, including those from GoodRx, can be a great option if you don't have health insurance. But if you do have insurance, you can always use a GoodRx discount instead of insurance if the cost is lower.

Can I still use GoodRx if I have insurance?

Keep in mind that you cannot use GoodRx and insurance at the same time. However, you can use GoodRx instead of insurance or government-funded programs, such as Medicare or Medicaid, to pay for your prescription medications. GoodRx is not insurance.

Who qualifies to use GoodRx?

Yes! Anyone can use GoodRx, regardless of whether they have commercial insurance, Medicare, Medicaid, or no insurance. Your patients should tell the pharmacist they will use a GoodRx discount instead of their insurance when they pay for their prescriptions.

Does GoodRx really save you money on prescriptions?

GoodRx may be able to find you a lower price than your insurance co-pay. Hundreds of generic medications are available for $4 and some are even free, without insurance. One important thing to remember, GoodRx is not insurance. It can be used instead of insurance, Medicare, or Medicaid, but not combined with them.

Does GoodRx work for everyone?

You can use GoodRx coupons whether you have health insurance or not.

Even if you have insurance – Check GoodRx

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Can a pharmacy refuse to take GoodRx?

Pharmacies listed on GoodRx are contractually obligated to honor most coupons we display. However, discounts for controlled substances are honored at the discretion of the individual pharmacy or pharmacist.

Who pays the difference when using GoodRx?

When a patient redeems a GoodRx discount coupon, the pharmacy pays a fee to the PBM, who splits the fee with GoodRx. GoodRx also takes in membership fees from consumers and marketing revenue from pharmaceutical companies that use its platform.

Why do pharmacies not like GoodRx?

The sad reality is that many pharmacies lose money when they accept GoodRx. Prescription margins are already razor thin and the fee that GoodRx takes on top of the PBM likely puts them in the red.

How many times can you use GoodRx?

GoodRx coupons do not expire; you can use and reuse the coupons as often as you like. To make sure you get the best price, we recommend providing your pharmacist with a new coupon each time you fill your prescription.

Why does Walgreens not accept GoodRx?

Yes. In most cases, Walgreens accepts GoodRx for controlled substances such as Adderall. However, there may be some cases when certain pharmacists may deny your request for a discount on a controlled substance, which is within their right to do.

Can I use GoodRx for family?

Each family member will need to create their own personal Care account with a unique email address in order to place a visit. The Gold Family plan still has other benefits such as prescription discounts that you can use at your pharmacy.

Does Walmart have to accept GoodRx?

As with most major pharmacies, Walmart is fully equipped to accept all valid GoodRx coupons. However, your GoodRx coupons or discount card must be presented when purchasing your medications in order for the discounts to be applied. Unfortunately, GoodRx Gold membership discounts are not accepted at Walmart.

How do I cancel GoodRx?

In addition to the phone and mail options outlined in the Terms and Conditions, Gold members may submit cancellation requests via email to gold@goodrx.com with the subject line “Gold Cancellation Request.” Cancellation requests must include the full name, Gold Member ID and email address connected with the member's ...

How many GoodRx coupons can you use at a time?

GoodRx coupons represent prices provided by PBMs. Unlike manufacturer copay cards, GoodRx coupons have no eligibility requirements, no activation step, and no restrictions on how many times the coupon can be used.

Is GoodRx Gold worth it?

You can save up to 90 percent off regular pharmacy prices with GoodRx Gold, making it one of our favorite prescription discount cards.

What is the difference between GoodRx and SingleCare?

SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery. The tradeoff is the extra features GoodRx offers in its paid plans and affordable telehealth appointments.

How much does GoodRx save on average?

In 2022, healthcare providers saved their patients an average of more than $9,000 by using GoodRx. Collectively, family practice providers saved their patients the most on their prescription medications through GoodRx, with a total savings of over $4.5 billion in 2022.

Why are prices so different on GoodRx?

GoodRx partners with multiple PBMs, each with different contracted medication prices across various pharmacies. Every coupon has a different set of codes that corresponds to a specific PBM network, which determines the medication price.

Why is CVS not honoring GoodRx?

Can CVS Deny GoodRx? According to contracts signed between GoodRx and the Pharmacy Benefit Managers of participating pharmacies, all stores must accept GoodRx. Therefore, the only way CVS can deny GoodRx is when a CVS pharmacist rejects it for controlled substances.

What is cheaper than GoodRx?

SingleCare and GoodRx make prescription drug prices more affordable for consumers. Both companies have identical aims, but SingleCare generally offers lower pricing and free delivery. The tradeoff is the extra features GoodRx offers in its paid plans and affordable telehealth appointments.

Why is GoodRx tanking?

GoodRx (ticker: GDRX) on Monday retracted its guidance and said that its second quarter will see a $30 million revenue hit because a key grocer, which accounted for 25% of its transactions, is renegotiating contracts with all pharmacy benefit managers or PBMs on a subset of drugs.

Do I need a doctor's note to use GoodRx?

Get a prescription.

You don't need a prescription to buy these products, but you do need a prescription to receive the GoodRx discount. Healthcare providers often write prescriptions for these products. Just call your doctor's office and have them call or fax in the prescription to your pharmacy.

Did Walmart stop taking GoodRx?

GoodRx discounts are still accepted at Walmart and Sam's Club.

Does GoodRx require a monthly fee?

GoodRx Gold is free to try for 30 days. After that, we offer membership plans that are billed monthly or annually.

How does GoodRx save people so much money?

To be clear on this, when you use a GoodRx code, a PBM receives a portion of that. GoodRx then receives a percentage or a fixed payment from the PBM for directing the customer to that PBM's pricing and the pharmacy, the company explains. In other industries, these payments could be called illegal kickbacks.