Does HSA cover weight loss programs?

Asked by: Domenica Jakubowski I  |  Last update: October 31, 2023
Score: 4.2/5 (49 votes)

If you are dealing with excess weight, hypertension, Type-2 Diabetes, heart disease, or other serious health conditions, it is likely to be medically recommended that you lose weight to improve your health. Therefore, you should be able to use your FSA or HSA funds for a medically supervised weight-loss program.

Can you pay for weight loss programs with HSA?

Weight loss programs or drugs are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity.

Can you use your HSA for Weight Watchers?

Check with your employer and/or your benefits provider to see if your WW membership is eligible. If eligible, you may use HSA dollars for any WW membership—Core or Premium.

Can I use my HSA for a workout program?

Yes, it could — if you prove the expense is medically necessary. General fitness expenses don't qualify for HSA/FSA use, but things change when a physician or nurse practitioner prescribes an exercise regimen.

Is Noom HSA-eligible?

A weight-loss program counts as a medical expense if it's required to treat a diagnosed disease like obesity, heart disease or hypertension. You'll need a letter from your physician to get approval. If so, weight-loss programs like Noom and Jenny Craig are covered.

Get Your Weight Loss Covered By HSA or FSA

18 related questions found

Can I use HSA for nutrition coach?

Note: for most nutrition and general wellness counseling or services, a client will likely need to obtain a letter of medical necessity (LMN) from their doctor. This IRS-required letter verifies that the services or products being used towards and FSA or HSA is for a diagnosis, treatment, or prevention of a disease.

Can HSA buy groceries?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Can I use my HSA to pay for a Fitbit?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can you use HSA for Invisalign?

Absolutely, you can use your HSA or FSA to pay for Invisalign aligners based on the same criteria listed above. While typically more expensive than braces, Invisalign aligners are practically invisible and removable, making them a great option for many Kristo Orthodontic patients— especially teens and adults.

Can you use HSA to pay for Botox?

Botox: HSA Eligibility

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

Will HSA work with Amazon?

Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products.

What can I not spend HSA on?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I use my HSA card on Amazon for supplements?

Your HSA/FSA funds can be used to buy everything from traditional medical supplies to personal care items, including blood pressure monitors, condoms, contact lens solution, wet wipes, air purifiers, multivitamins, antacids, band-aids, supplements, and more.

Is a weight loss program deductible?

The tax code treats obesity as a disease, and thus you can include in medical expenses amounts paid to lose weight if it is a treatment for a specific disease diagnosed by a physician. This includes fees paid for a membership in a weight reduction group and attendance at periodic meetings.

Can I use my FSA for coolsculpting?

Coolsculpting, or cryolipolysis, is a cosmetic procedure and therefore not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use HSA for semaglutide weight loss?

Yes. You may pay for your lab work, EKG, or weight management program with an HSA credit or debit card.

Can I claim teeth whitening on HSA?

According to the IRS, qualifying medical expenses can include any medically necessary medications, products, procedures, or programs. These services must be designed to treat or prevent a specific dental issue and can't apply to cosmetic procedures, such as teeth whitening.

Can I buy vitamins with HSA?

With this IRS definition in mind, while daily multivitamins are not FSA/HSA eligible, there are some types of vitamins that are eligible with consumer-directed healthcare accounts and others that may be eligible with proper documentation from a physician.

Does HSA cover veneers?

Veneers: HSA Eligibility

Veneers reimbursement is not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Will HSA cover Apple Watch?

"The new Apple Watch Series 4 was approved by the FDA as an electrocardiogram or ECG. Does this mean someone can purchase the new Apple Watch and those funds count as a medical expense," a user posted to Reddit. The answer, according to MarketWatch: No, or at least not yet.

Can you buy toilet paper with HSA?

Toiletries are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA). What are toiletries?

Can you use HSA at Sephora?

No, Sephora does not accept FSA or HSA cards in-store or online at Sephora.com. However, if you happened to buy FSA eligible sunscreen from Sephora, save your receipt and reimburse yourself!

Can I use my HSA at Costco?

Costco accepts a limited number of cards at the main checkout lanes, but they'll let you pay for eligible items with your HSA/FSA card at the Pharmacy or Optical counters. So to use your FSA or HSA cards at Costco, just bypass the regular checkout lines and visit the Pharmacy or Optical department instead.

Will my HSA card work at a gas station?

Fuel, gasoline for medical care reimbursement is eligible with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I buy glasses with HSA?

Yes! You can definitely use funds from your flexible spending account (FSA) or health savings account (HSA) to purchase prescription glasses. (FSAs and HSAs can be used for many other vision- and eye health-related expenses, too, but we'll discuss that more in a bit.)