Does HSA cover Weight Watchers?

Asked by: Adaline Connelly  |  Last update: October 10, 2025
Score: 4.1/5 (38 votes)

You may be eligible to use your FSA/HSA dollars for WW membership, if your doctor recommends weight loss for a specific condition. The savings add up!

Can you pay for weight loss programs with HSA?

You can pay for doctor visits, nutrition counseling, weight loss programs, and medications for weight loss using these funds. HSA contributions are made with pretax dollars, and withdrawals for qualified medical expenses are tax-free as well.

Are health watches HSA eligible?

While fitness tracking watches like Fitbits are not HSA eligible, basic heart rate monitors are. Most people use heart rate monitors to measure their heart rate during exercise. If you want to maximize your cardio workout, using a heart rate monitor can help.

Can health insurance pay for weight watchers?

Some insurers may include WeightWatchers in wellness benefits, covering membership fees or offering partial reimbursements through HSA/FSA accounts, so check your plan details or speak with your employer's HR department to confirm eligibility and coverage options.

Can you use HSA for fitness membership?

While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

WeightWatchers gets into prescription weight loss drug

45 related questions found

Can you use HSA at Planet fitness?

In most cases, gym memberships are not considered eligible medical expenses by the IRS. This means you typically cannot use your HSA funds to pay for a gym membership directly. You might need to explore getting an LMN from your doctor.

Can I buy an Apple Watch with my HSA?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Will my HSA pay for Weight Watchers?

You may be eligible to use your FSA/HSA dollars for WW membership, if your doctor recommends weight loss for a specific condition.

Is there a way to get Weight Watchers for free?

How your free trial works: Once you sign up, you'll be able to jump right into the amazing and supportive community we've established online. After 30 days, you'll automatically be signed up for membership at the standard monthly rate, unless you cancel before the end of the trial.

How much is a GLP 1 through Weight Watchers without insurance?

Oral medication is included. GLP-1s start from $129 for the first month and $189 a month after that. The initial consultation costs $49.

Can I use my HSA to buy a treadmill?

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Can I use my HSA for Peloton?

Yes. You can pay with a credit or debit card through Truemed and submit a reimbursement request to your HSA/FSA plan administrator for up to the amount you have available in your HSA/FSA account.

What is not covered under HSA?

Generally, you can't use your HSA to pay for expenses that don't meaningfully promote the proper function of the body or prevent or treat illness or disease. Nutritional supplements and weight loss programs not prescribed by a physician are examples of expenses that would not be covered by your HSA.

Can I pay for Noom with my HSA?

Your Noom Med (Telehealth) subscription should be a qualifying medical expense for most HSA/FSA plans. While we're unable to accept direct payments at this time, we can provide you with the documentation needed for reimbursement. When you signed up, you should've received a subscription receipt in your email.

Does HSA cover Botox?

Can you use HSA funds to pay for Botox? If you're using Botox for cosmetic purposes like reducing wrinkles or fine lines, it's not considered an HSA-eligible expense. However, Botox may be HSA eligible if it's used to treat a medical condition like chronic migraines, severe muscle spasms, or overactive bladder.

Is Ozempic HSA-eligible?

Ozempic, Wegovy, and other semaglutides, being prescription medications, are eligible for coverage under an HSA!

What is the downside of Weight Watchers?

Con: That lack of specificity may not work for everyone

"Many Weight Watcher followers often rely way too much on their meals and food products which can prevent them from eating more whole plant-based foods instead," Moskovitz said.

How much is the AARP discount for Weight Watchers?

I noticed the AARP/WW discount is $28.28 for premium plan for 6 months to begin Weight Watchers program with AARP discount. However, the general online premium for 6 months is $25.00 for premium plan for 6 months.

Is there a free program similar to Weight Watchers?

However, in the last two decades, new providers with alternative programmes have started to offer their own approaches to weight loss, for example, Noom and Yazio. A free alternative to Weight Watchers is Oviva.

Can I use my HSA to pay for weight loss programs?

Weight loss programs or drugs are eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA) with a Letter of Medical Necessity.

Is any food HSA eligible?

Most foods are ineligible for reimbursement with a consumer-directed healthcare account. Dieting foods, for example, are not eligible. Special foods that are eligible for reimbursement will require a Letter of Medical Necessity (LMN) indicating a specific medical condition that the food is necessary for.

Can I use my HSA for a fitness watch?

To purchase a fitness tracker with a consumer-directed healthcare account like an FSA, HSA or HRA, a Letter of Medical Necessity (LMN) is required to show that the device will be used to treat a legitimate medical condition such as obesity.

Can my HSA pay for my gym membership?

Yes, you can use your Health Savings Account (HSA) for weight loss expenses, such as fitness programs in gyms. However, they must be directly related to the treatment, prevention, or alleviation of a specific medical condition, such as obesity, hypertension, or heart disease.

Can skincare be purchased with HSA?

This means that any skin care costs that count towards your deductible, such as prescription medications or dermatologist visits, can be paid for using HSA funds.

Is Peloton HSA eligible?

Peloton has officially rolled out their partnership with Truemed, expanding a new payment option for members who want to use Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA) for buying a Peloton Bike, Tread, or Row.