Does Medicare automatically send you a card when you turn 65?

Asked by: Mrs. Filomena Marks IV  |  Last update: March 14, 2025
Score: 4.7/5 (33 votes)

You should receive your Medicare card in the mail three months before your 65th birthday. If you are NOT receiving benefits from Social Security or the RRB at least four months before you turn 65, you will need to sign up with Social Security to get Parts A and B.

Will Medicare automatically send me a Medicare card?

Approximately 3 months prior to your 65th birthday, Medicare will send you an initial enrollment package containing general information about Medicare, a questionnaire and your red-white-and-blue Medicare card.

How do I know if my Medicare card has been mailed?

Visit Medicare.gov/NewCard and check the map for the status of card mailings in your state. If the map shows that mailing is completed in your state, and you don't have your card, call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Does a person automatically get Medicare A at 65?

Premium-Free Medicare Part A Based on Age

An individual who is receiving monthly Social Security or RRB benefits, at least 4 months prior to turning age 65, does not need to file a separate application to become entitled to premium-free Part A. In this case, the individual will get Part A automatically at age 65.

When should you receive your Medicare card?

If you're already getting Social Security benefits, you'll be automatically enrolled in Medicare Part A and Part B (you don't need to apply). However, because you must pay a premium for Part B coverage, you have the option of turning it down. You'll get your Medicare card about three months before you turn 65.

Do I Automatically Get Medicare When I Turn 65?

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Will Medicare send me a card when I turn 65?

You should receive your Medicare card in the mail three months before your 65th birthday. If you are NOT receiving benefits from Social Security or the RRB at least four months before you turn 65, you will need to sign up with Social Security to get Parts A and B.

How do I get my Medicare card for the first time?

Once you're signed up for Medicare, we'll mail you your Medicare card in your welcome packet. You can also log into (or create) your secure Medicare account to print your official Medicare card.

How much do I have to pay for Medicare when I turn 65?

If you don't get premium-free Part A, you pay up to $518 each month. If you don't buy Part A when you're first eligible for Medicare (usually when you turn 65), you might pay a penalty. Most people pay the standard Part B monthly premium amount ($185 in 2025).

Will Medicare notify me when I turn 65?

If you are eligible for automatic enrollment, you should not have to contact anyone. You should receive a package in the mail three months before your coverage starts with your new Medicare card. There will also be a letter explaining how Medicare works and that you were automatically enrolled in both Parts A and B.

Does Social Security automatically enroll you in Medicare?

Because you're getting Social Security benefits at least 4 months before you turn 65, you don't need to do anything to sign up. We'll automatically enroll you in both Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

How do you qualify for $144 back from Medicare?

To be eligible for the Medicare Part B Giveback Benefit, you must:
  1. Be enrolled Original Medicare (Parts A and B)
  2. Pay your own Part B premium.
  3. Live in the service area of a plan that offers a Part B giveback.

How long does it take to get Medicare card after approved?

When should I get it? About 2 weeks after you sign up for Medicare or Social Security benefits. If you get Medicare automatically based on disability, you'll get this package about 2 weeks after Social Security approves your benefits.

Do I need to carry my Medicare card?

Just like your Social Security card and driver's license, your Medicare card is a very important piece of identification. It should be carried with you when you're away from home (e.g., in your wallet). It's a good idea to make a photocopy of your card or write down your Medicare number.

How do I know if I get Medicare automatically?

If you are age 65 or older and receive Social Security benefits, you will be automatically enrolled in Part A.

Does Medicare card come from Social Security?

Although the Centers for Medicare & Medicaid Services (CMS) is the agency in charge of the Medicare program, Social Security processes your application for Original Medicare (Part A and Part B). We provide general information about the Medicare program and can help you get a replacement Medicare card.

What to do 3 months before turning 65?

3 months before you turn 65
  1. Step 1 — Learn about your Medicare benefits. As soon as possible, visit SocialSecurity.gov or call Social Security at 1-800-772-1213 (TTY 1-800-325-0778), 8 a.m. to 7 p.m., Monday through Friday, to learn about your Part A and Part B benefits. ...
  2. Step 2 — Enroll in Part A and Part B.

Do I have to notify Social Security when I turn 65?

You don't need to notify Social Security that you're turning 65. Instead, you apply for Social Security when you want your benefits to start, which could be as early as age 62 or as late as age 70.

Do I need to contact Medicare before I turn 65?

The Initial Enrollment Period to sign up for Medicare begins 3 months before you turn 65 and ends 3 months after the month you turn 65 — a total of 7 months. You may have to pay a penalty if you miss your Initial Enrollment Period.

Is Medicare free at age 65 for seniors?

$0 for most people (because they or a spouse paid Medicare taxes long enough while working - generally at least 10 years). If you get Medicare earlier than age 65, you won't pay a Part A premium. This is sometimes called “premium-free Part A.”

Do you automatically get sent a new Medicare card?

If you're already receiving retirement benefits, you will receive your Medicare card three months before your coverage starts. Medicare will not automatically send you a new card every year.

Is it better to apply for Medicare online or in person?

Online (at Social Security) – It's the easiest and fastest way to sign up and get any financial help you may need. (You'll need to create your secure my Social Security account to sign up for Medicare or apply for benefits.)

Does Medicare give you a card?

Key Takeaways

Older adults enrolled in Medicare Advantage (Part C) may be eligible for flex cards, which are debit cards used to pay for extra expenses. Flex card money could be used for groceries, assistive devices, utilities and more depending on your insurance plan.