Does Mercury Insurance write in Florida?
Asked by: Dr. Toni Ebert | Last update: January 1, 2026Score: 5/5 (19 votes)
Does Mercury insurance insure in Florida?
Whether you're cruising down the streets of Miami or the scenic roads of the Florida Keys, Mercury is here to help protect you and your vehicle. We offer a range of customizable coverage options that meet Florida's car insurance laws while helping you save with competitive rates and discounts.
What states does Mercury Insurance write in?
* Mercury writes automobile and home insurance in Arizona, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia, as well as automobile insurance in Florida.
What is the cheapest car insurance in Florida?
Geico offers the cheapest full coverage in Florida, with an average rate of $2,138 per year according to NerdWallet's January 2025 analysis. Full coverage in Florida costs an average of $3,992 per year, or $333 per month. If you want the cheapest policy possible, get minimum coverage.
Do insurance companies offer hurricane insurance in Florida?
Getting covered for hurricane damage is usually part of your insurance policy, regardless of the type of policy you have. Standard Florida homeowners insurance policies cover windstorms, so damage caused by hurricane winds is typically included. Policies that don't cover hurricanes or wind are called x-wind policies.
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Why is hurricane insurance so expensive in Florida?
First, the increased severity of storms due to climate change has caught insurance companies' eyes — and coffers. Several major insurance companies have left Florida, citing this increased risk due to storms. Second, the region is growing fast.
Do seniors get a discount on homeowners insurance in Florida?
55 Years of Age or Older
Please note the 5% discount is available when any named insured is age 55 or older on the effective date of the policy.
What is the number one car insurance in Florida?
Here are the best car insurance companies in Florida:
Travelers: Best insurance company overall. Geico: Best for affordability. Auto-Owners: Best for having few customer complaints. State Farm: Best for ease of use.
Who typically has the cheapest insurance?
Geico, Nationwide and Travelers are among the least expensive for car insurance. Americans are paying a lot for car insurance these days: Average annual rates for a full coverage policy are up to $2,638 per year, while minimum coverage averages $767 per year.
How much does the average person pay for car insurance in Florida?
The average car insurance rate in Florida is $1,878 per year — 31.6% more than the U.S. average. But auto insurance prices are dictated by factors other than state lines. Auto insurance premiums consider a number of components, including your driving record, credit history, gender, age, and marital status.
How does mercury insurance rate?
The average rates for Mercury car insurance are slightly more competitive than the national average. Minimum coverage with Mercury averages $625 per year, compared to the national average of $767 per year.
What is mercury insurance AM rating?
//BestWire// - AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a” (Excellent) for the members of Mercury Casualty Group (Mercury).
What states does Mercury write in?
Headquartered in Los Angeles, Mercury Insurance (NYSE: MCY) is a multiple-line insurance carrier offering personal auto, homeowners, and renters insurance directly to consumers and through a network of independent agents in Arizona, California, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and ...
Why is car insurance so expensive in Florida?
Florida is known for its severe weather events, such as hurricanes and tropical storms, which can cause significant damage to vehicles. This results in more claims being filed and higher Florida car insurance rates to compensate for the increased risk.
Who is the #1 insurance company in the USA?
State Farm is the largest auto insurance company in the U.S. based on written premium, or the total amount it bills customers. Progressive is the second-largest car insurance company, followed by Geico and Allstate.
What state has the worst insurance rates?
Oklahoma, Kansas, Nebraska, Florida, and Colorado are the most expensive states for homeowners insurance. Oklahoma has the highest average cost of homeowners insurance in the U.S. at $5,858 per year.
Who has the cheapest car insurance for seniors?
Nationwide — the most affordable company for seniors
At $77 a month, Nationwide is the cheapest car insurance company for drivers in their 60s and can cover all of your bases when it comes to coverage. The company offers some coverage add-ons that can provide more protection beyond a basic policy: Roadside assistance.
Who has the cheapest car insurance in Florida for seniors?
Cheapest car insurance in Florida for seniors: State Farm
That's $141 per month cheaper than the state average. State Farm has the best prices for older seniors, too. Its prices of $176 for a 75-year-old and $223 per month for an 85-year-old are the cheapest in the state.
What is the most trusted car insurance company?
Amica and USAA tied in Bankrate's analysis as the two best auto insurance companies overall. Geico ranks as the best car insurance company for high-risk drivers. Nationwide and Liberty Mutual are some of the best auto insurance companies for discounts and bundling.
What insurance company does AARP recommend?
AARP® Homeowners Insurance Program from The Hartford
Plus, you could save up to 20% when you bundle your home and auto policies. No-cost, no-obligation quotes are available.
What age does insurance go down in Florida?
After age 25, auto insurance rates tend to go down as experienced drivers are seen to be more responsible on the road and less likely to cause car accidents or file claims. Experienced drivers who can point to a solid driving history will typically be eligible for lower premiums.
Do seniors get a discount on property taxes in Florida?
To qualify for tax exemptions based on your age, you must be 65 years of age or older, be a permanent Florida resident, and occupy the property as a primary residence. To qualify for tax exemptions based on disability, you must have a permanent disability according to the definition set by Florida law.