Does OTC card cover groceries?
Asked by: Prof. Devon Volkman II | Last update: November 7, 2025Score: 4.4/5 (9 votes)
What groceries can you buy with an OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
What does an OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Can I use my OTC card at Walmart for food?
Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.
How do I use my UCard for groceries?
- Simply swipe your card or scan the barcode.
- Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)
OTC Network card eligible items and Store List | OTC Network card Product List
What can I buy with my UCard at Walmart?
- Braces and supports.
- Dental and oral care.
- Diabetes care.
- Eye and ear care.
- First aid.
- Foot care.
- Incontinence products.
- Pain relief.
Can I pay my water bill with my UCard?
To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.
What stores accept UCard?
- Walmart.
- Walgreens.
- CVS.
- Kroger.
- Publix.
- HEB.
- Family Dollar.
- Dollar General.
Is toilet paper covered by an OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What does an OTC card pay for?
OTC card eligible items often include health and wellness products, such as cough and cold remedies, vitamins, medical equipment and more. If an item is eligible, the cost of the item is subtracted from an OTC card's available balance at checkout.
Can I buy laundry detergent with my OTC card?
Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.
Can you buy groceries with a healthy benefits card?
Healthy benefits are increasingly being made available through health care providers, technology companies, employers, government agencies, and more. Many of these distributors offer benefits through cards that function like prepaid debit cards, allowing purchases of select grocery items or wellness products.
Can you buy pet food with an OTC card?
Items that do not qualify include non-food and pet items, alcohol, baby formula, candy, chips, coffee shop items, desserts, fresh baked goods, soda, and tobacco.
Why won't my healthy Benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
Can you use OTC card at self checkout?
Yes, you can use your card at self-checkout in store.
What household items can I buy with my OTC card?
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
Can I withdraw cash from my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
What does UnitedHealthcare UCard pay for?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
How to pay rent with an OTC card?
Rent/Mortgage Assistance
To make a payment, check with your landlord or mortgage company first to make sure they accept Visa and provide them with your OTC card information. Funds will be deducted from your OTC account.
Can I buy cereal on my OTC card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
Does Amazon accept an OTC card?
No, members cannot shop directly on amazon.com or use the Amazon mobile app to purchase products using their OTC credit or UCard. Do members need an Amazon Prime account to purchase products? No, members do not need an Amazon Prime account to purchase products.
What groceries can I buy with my UCard?
- Fresh fruits & vegetables.
- Canned fruits & vegetables.
- Frozen produce & meals.
- Fresh salad kits.
- Dairy products.
- Meat & seafood.
Can I use my UCard for gas?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..
What can you not buy with UnitedHealthcare UCard?
Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.