Does skincare count for FSA?

Asked by: Julianne Hoppe I  |  Last update: August 15, 2025
Score: 4.7/5 (28 votes)

Any skin care treatment that's primarily for cosmetic or general health purposes isn't covered by your FSA. These types of treatments are not considered medical care and therefore not eligible for reimbursement with an FSA.

Can I use my FSA card for skincare?

``You can use an FSA to pay for both over-the-counter and prescription acne treatments. These include acne-targeted facial cleansers, spot treatments, pads, pimple patches, body washes, sprays, gels, and more.'' You will likely the letter of medical necessity.

Can you buy deodorant with FSA?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

Can I use my FSA for cosmetic?

Cosmetic procedures are typically ineligible for FSA unless they are linked to a congenital issue or address some other medical concern. If you are unsure if the procedure that interests you could be included you may want to consult your HR department.

Can I use my FSA card for sunscreen?

Sunscreen is an eligible Healthcare item for both HSA and FSA. You can purchase it from anywhere with no prescription. The full cost of it, including taxes and shipping, is eligible for reimbursement. For FSA, a receipt is needed. For HSA, no receipt is needed for reimbursement.

How To Use Your FSA & HSA on AMAZON (Easy)

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Are tampons FSA eligible?

Feminine hygiene products: Pads, liners, and tampons all qualify as FSA-eligible expenses. The end of the year is a good chance to stock up if you need to. Pain relievers: Over-the-counter pain medications such as Aleve, Tylenol, and generic versions of the drugs are available for purchase through FSA funds.

Is ChapStick FSA eligible?

You can use your FSA tax-preferred savings account to purchase OTC products including ChapStick® without a prescription. HSA/FSA eligibility is not applicable to products sold on the online ChapStick® store.

Can I use FSA for gym membership?

Gym memberships. While some companies and private insurers may offer discounts on gym memberships, you generally can't use your FSA or HSA account to pay for gym or health club memberships. An exception to that rule would be if your doctor deems fitness medically necessary for your recovery or treatment.

Is toilet paper FSA eligible?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

Are massages covered by FSA?

Pay with Your FSA or HSA: Once you have the prescription, you can pay for your massage therapy directly with your FSA or HSA debit card. If your provider doesn't accept these cards, you can pay out of pocket and submit a claim for reimbursement.

Can I buy vitamins with FSA?

Vitamins and supplements bought over the counter for general health reasons are typically not a qualified medical expense under IRS rules. You may be eligible to buy certain vitamins with your health savings account (HSA) or flexible spending account (FSA), if used to treat a medical condition.

Can I use FSA for dental?

You can use funds in your FSA to pay for certain medical and dental expenses for you, your spouse if you're married, and your dependents. You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums.

Are lotions FSA eligible?

Sunscreens that are SPF 15 and above and provide broad spectrum protection are FSA eligible — including lotions, sprays, powders, and baby sunscreen products.

Can I buy teeth whitening with my FSA?

Because it's considered cosmetic in nature, teeth whitening will not be reimbursed with your FSA.

Does FSA cover lip fillers?

While FSA's are a great resource that enable employees to get the care they need at a reasonable cost, unfortunately, they cannot be applied to cosmetic procedures.

Is tampon a FSA?

Tampons are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA), and a health reimbursement arrangement (HRA). Tampons are not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Is Tylenol FSA eligible?

Can I buy OTC medicine such as Tylenol and Tums with my FSA or HSA? Yes. You can buy OTC medicine such as Tylenol and Tums with your FSA or HSA.

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

Is Planet fitness FSA eligible?

Can you use flexible spending account (FSA) funds to pay for a gym membership or exercise classes? Typically, no. The Internal Revenue Service (IRS) usually doesn't allow funds from an FSA to pay for membership dues at health clubs or gyms.

Can I use FSA for glasses?

You can use your FSA funds for eye exams and prescription glasses. You can also use them for prescription contact lenses. And prescription sunglasses are FSA-eligible, too.

Does FSA cover braces?

Both HSA and FSA can be used to cover a wide range of orthodontic expenses. These include traditional braces, clear aligners, retainers, and related dental services.

Can you use FSA for hair?

Wigs. If you lost part or all of your hair due to a disease or medical treatment (such as radiation or chemotherapy), you can purchase a wig with your FSA. For a full list of FSA eligible expenses, see IRS Publication 502.

Is mouthwash covered by FSA?

Over-the-counter items (OTC) items are not eligible for reimbursement if they are normally used for general health or are used even when there is not a medical condition being treated (such as toothpaste, mouthwash, shampoo, lotion or moisturizer that also contains sunscreen) or are cosmetic in nature (teeth whitening ...

Can you use FSA for lube?

Lubricants may be eligible with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).