Does Social Security pay for dentures?

Asked by: Patrick Hamill  |  Last update: June 18, 2025
Score: 4.9/5 (26 votes)

SSDI beneficiaries may be eligible for Medicare after a two-year waiting period. Medicare, a federal health insurance program, does provide some dental benefits, but they are limited. Routine dental care, such as cleanings, fillings, and dentures, is generally not covered.

How often will Medicare pay for dentures?

No. Medicare doesn't cover dentures, even though nearly 1 in 8 U.S. adults 65 or older report having no remaining teeth, according to a 2020 study from the federal Centers for Disease Control and Prevention (CDC). In fact, Medicare doesn't cover routine dental care or most dental procedures.

How can I get permanent dentures for free?

How to Get Dentures For Free Or At A Discount
  1. Local Health Departments. ...
  2. Community Health Centers. ...
  3. Dental Schools. ...
  4. Clinical Trials. ...
  5. Dental Lifeline Network. ...
  6. Medicare. ...
  7. PACE (Program Of All-Inclusive Care For The Elderly) ...
  8. Medicaid Coverage.

How to get dentures when you can't afford them?

If you need financial assistance for dentures, the Dental Lifeline Network can help. The nonprofit offers help with denture costs to the over 65 years of age, permanently disabled, and those with a medical need—must meet at least one of these. Clinics are available in every state, and services are comprehensive.

How to get approved for dentures?

The dentist will check your remaining teeth, gums, bone, and your overall health. If you're eligible, the dentist will schedule you for the denture fitting appointment. On the first appointment, your dentist will clean your mouth and take molds of your natural gums and teeth.

Medicare Dental Coverage for Seniors! FILLING You In On What's Included & How To Get It! 🦷

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What if I have bad teeth and no money?

Affordable options like sliding scale clinics, dental schools, and payment plans can help with costs. If your teeth are rotting and you can't afford treatment, don't ignore it. Low-cost options like government programs or community health centers can help address the issue early.

How long does it take insurance to approve dentures?

In most cases, major dental work, such as crowns, bridges, and dentures, has a waiting period of 6,12, or 24 months.

Can I just get all my teeth pulled and get dentures?

Getting all your teeth pulled and replaced with dentures is indeed possible. However, advances in dentistry currently make available more options to replace missing teeth, including traditional and implant-supported dentures.

How often will Medicaid pay for dentures?

Medicaid will NOT replace your dentures before the eight-year mark unless: (1) your dentures cannot be fixed, or, (2) you lose a tooth you need to support your denture or there is some other serious change in your mouth. Medicaid will, however, pay to fix broken dentures.

How do you get implants when you can't afford them?

To help patients with and without insurance, most dentists will offer in-house financing for dental implants. All you have to do is ask. You can also cover the cost of dental implants with 3rd party, no-interest financing companies like Lending Club and Care Credit.

How can I get permanent dentures?

It begins with an initial consultation where your dentist assesses your oral health and discusses treatment options. If you are getting dental implants to support the dentures, the first phase involves surgically placing these implants into the jawbone. This procedure generally takes one to two hours per implant.

What to do in a dental emergency with no money?

Public Dental Clinics

Most clinics offer exams, cleanings, X-rays, root canals, fillings, crowns, and surgical tooth extractions. Some may have emergency dentists on call.

How much are same day dentures?

Same-day dentures cost, on average, about $1,900 for a complete set of upper and lower dentures, excluding extractions. The cost depends on your oral health, the type of denture you have selected, and the dentist or denturist that you choose to work with.

What insurance pays for dentures?

Dentures are often covered by dental insurance plans, but the level and type of coverage can vary significantly between different policies. Many dental insurance plans categorize dentures under "major" dental services, which typically means that they might cover a portion of the cost after deductibles are met.

How many visits does it take to get dentures?

Each of these takes anywhere from four to six visits to install correctly. Naturally, these are estimated timings based on a perfect scenario and vary from patient to patient. The amount of visits needed may be significantly more if your mouth is found to need additional preparatory work.

Does AARP cover dentures?

Plans at a glance. All dental plans cover preventive, basic and major services, including dentures. Some plans cover other services like teeth whitening, implants and orthodontics. Limitations and exclusions apply, and out-of-pocket costs differ, so be sure to review details on this page and in the plan documents.

How to get dentures for free?

If you're looking for low-cost dental care, such as free dentures for low-income adults, you can consider various options, including community health clinics, dental schools, charitable organizations, and local health departments.

How do I get Medicare to pay for dentures?

Original Medicare doesn't cover the cost of dentures or any related services, including any required surgeries or consultations with a dental professional. Some Medicare Advantage Plans with comprehensive dental coverage will cover all or part of the cost for dentures.

What is the best dental plan for seniors on Medicare?

“My top picks for Medicare Advantage dental insurance include UnitedHealthcare, Cigna, Aetna, Humana and Devoted Health. These companies provide notable dental coverage, and there are different advantages for each. It's important to consider the insurance that the dentists in your area accept and the coverage provided.

How much does a full mouth extraction cost?

Payment Plans

Additionally, some dentists or oral surgeons may offer discounts or other cost-saving measures for patients who pay for the procedure in full upfront. In general, the cost of a full mouth extraction can range from $1,500 and higher.

Do I have to go without teeth while waiting for dentures?

While awaiting your new dentures, you might experience a period without teeth, which can affect how you eat and speak. However, your dentist will guide you through this transition phase until your dentures are ready.

What is snap in dentures?

What are snap-in dentures? Snap-in dentures are removable arches of prosthetic teeth that securely attach to dental implants permanently placed in your jaw. Depending on your dental needs, your dentist may recommend a single arch to replace a row of teeth, or two arches to restore both rows of your smile.

Is it best to get immediate dentures or wait?

Having a set of dentures right after tooth extraction can alleviate any concerns about visible gaps or missing teeth during the healing period. Improved speech: Immediate dentures can help improve speech and pronunciation, as they restore the proper alignment and spacing of your teeth.

What makes dentures medically necessary?

Dentures are considered medically necessary, and insurance can cover the cost of getting such dentures only under certain conditions. For instance, dentures are medically necessary when a patient has extensive tooth loss instigated by gum disease or tooth decay.

Can I buy dental insurance and use it right away?

Waiting periods vary and typically range from six months to one year, depending on the plan, insurance company, and the type of dental services needed. Your dental policy should clearly state which procedures are subject to a waiting period and how long until they are covered.