Does State Farm cover windshield cracks?

Asked by: Henri Olson  |  Last update: February 11, 2022
Score: 4.3/5 (41 votes)

Yes, State Farm will pay for windshield replacement or repair services for customers who have comprehensive coverage, though a deductible will apply unless state laws or policy details say otherwise. Comprehensive insurance from State Farm covers windshields damaged by weather, vandalism and theft, among other things.

How do I know if my insurance covers cracked windshield?

Windshields can usually be repaired if the chip or crack is less than 6 inches long. If the crack is larger than 6 inches, the windshield will likely need to be replaced. If this is the case, your comprehensive insurance will still cover it.

Does insurance cover windshield cracks?

Does Car Insurance Cover a Cracked Windshield? Yes, With Comprehensive. Even if it's a tiny crack, you need to get it fixed: they rarely stay small. The good news is that any comprehensive policy should cover auto glass repair or even windshield replacement, as long as the crack was from a covered event.

What states have free windshield replacement?

The three free windshield replacement states are Florida, Kentucky, and South Carolina, which waive the car insurance deductible for windshield repair or replacement and so are referred to as having free windshield replacement or as zero deductible states.

How much is a new windshield?

On average, a windshield replacement will cost anywhere from $200 to $400. The cost for your windshield replacement is determined not only by the type of auto glass company you hire for the job but also where your car is fixed.

Should I Make an Insurance Claim to Replace my Windshield?

30 related questions found

Does a glass claim affect your insurance?

Whether a glass claim can affect your future car insurance rates depends on your insurance company. Generally, a glass claim to repair or replace your windshield shouldn't have much of an impact (if any) on your car insurance rates.

How much does it cost to repair a windshield crack?

Costs for windshield repairs vary by location, auto glass service provider and damage type. Typical prices range from $60 to $100 for a single chip, and discounts may apply when fixing additional chips on the same windshield. Crack repair prices are similar, although fixing a longer crack may cost $125 or more.

Do windshield cracks spread?

Cracked windshields not only reduce the aesthetic appeal of your vehicle, but also reduce visibility on roads while you're driving. These cracks usually spread over time—if not tended to. This makes your car unsafe to drive, especially if the chip is more than 12 inches long.

Can you fix a crack in a windshield?

Whether it's two or 10 inches long, or somewhere in between, a crack has always been a primary reason to get a windshield replaced. Cracks, both short and long, can be repaired by filling the damage with a special resin.

Do you need to replace cracked windshield?

According to Glass.com, you should replace your windshield when: ... The crack or chip is deep enough that it went more than halfway into the windshield. The crack or chip extends to the outside edge of the windshield.

How do you stop a crack in your windshield from spreading?

Then read on to learn what you need to do to prevent windshield cracks from getting worse.
  1. Seal the Crack With Superglue. ...
  2. Spread Nail Polish on the Crack. ...
  3. Try a Windshield Repair Kit. ...
  4. Contact a Mobile Auto Glass Repair Specialist. ...
  5. Avoid Exposing the Glass to Extreme Temperatures. ...
  6. Operate Your Vehicle Cautiously.

What causes windshield to crack?

One of the most common causes of a cracked windshield is rocks and other hard objects that come flying at your windshield. ... Changes in temperature, heat from sunlight, and wind blowing heavy objects on the windshield can all cause it to crack. One more weather-related event that causes cracks in windshield is hail.

How do you hide cracks in glass?

Wipe down the window frame and seal to make a clean surface that tape or whatever adhesive you intend to use will stick to the area. Use canvas bags, cardboard or other durable material that can cover the entire space. Thin plastic bags won't last a drive to the corner store much less a speedy stint on the freeway.

Can Safelite repair cracks?

Does Safelite repair long cracks in the windshield? We will repair cracks that are smaller than six inches. How does the auto glass repair process work? Performing a windshield repair involves cleaning and treating the damage with specially designed tools and resins.

How do you make cracks in glass disappear?

  1. STEP 1: Clean the glass with dish soap. ...
  2. STEP 2: Mix up the two-part epoxy. ...
  3. STEP 3: Apply the epoxy to the crack in the glass using a putty knife. ...
  4. STEP 4: Remove excess epoxy with a razor blade and let the rest cure. ...
  5. STEP 5: Spiff up the surface with a glass cleaner.

How long does it take for windshield crack to spread?

There is no set amount of time to safely drive with a cracked windshield. In some cases, the crack is diminutive and unlikely to spread, making it possible to drive days, weeks or even months without additional damage.

Is Safelite overpriced?

We found Safelite to be more expensive than some other providers but also one of the most convenient choices for auto glass services with its availability in 50 states.

How big of a crack in the windshield can be fixed?

How Big Is The Crack? Many windshield repair shops can repair cracks up to 3 inches long, and rock chips that are no bigger than the size of a quarter. If it's bigger than that, the recommendation will be replacement.

How big of a crack can Safelite fix?

Safelite can usually repair your windshield when:

The chip or crack is 6 inches or smaller. You have three chips or less. The damage is not in front of a camera or sensor.

Should I file an insurance claim for broken car window?

Whether your car windows break due to a car accident, weather, or any other reason, it is important to file a claim as soon as possible if you have comprehensive or collision coverage insurance. While there is usually no time limit to when you have to file a claim, driving with broken windows can be dangerous.

What is covered under glass insurance?

The policy covers windows, doors, decorative glass displays, and signs. While windshield coverage is standard in auto insurance, adding a comprehensive glass policy can save out-of-pocket costs against headlamps and door window glass damage.

How much does it cost to replace a broken car window?

On average, you can expect to pay an average cost of $100 to $400 to replace your windshield, a side window, or rear car window. Classic and exotic vehicles will be more expensive. Small, triangular side windows can also be more expensive due to the difficulty of installation.

What happens if you don't fix a cracked windshield?

Damaged Windshields are Not Safe

If the glass has cracks, chips, or missing pieces, then the odds are against you that the entire windshield will stay intact in a collision. Your best bet is to fix the windshield imperfections as they happen, and restore windshield's stability.

Who pays when a rock hits your windshield?

If a rock flies directly from the back of a track and hits your windshield, the company may be responsible for the damage. They can be found liable if you stayed 100 to 150 feet away from the truck and/or if you can show that the truck was overloaded and carrying more rock or gravel than they should have been.

What is the cheapest window to break on a car?

The side or rear windows will be easier than the windshield. Generally you select a rear side window as those are usually the cheapest to replace.