Does UPS pay for your health insurance?

Asked by: Veronica Collier  |  Last update: September 3, 2025
Score: 4.4/5 (32 votes)

Full-time delivery drivers earn an average total compensation package of $145,000 per year, which includes $0 healthcare premiums, up to seven weeks of paid vacation, plus an average of 18 days off for holidays, sick leave and option days. UPS also contributes to a defined-benefit pension plan for each employee.

Do UPS employees get free health insurance?

Did you know? Part-time UPS employees get the exact same healthcare benefits as full-time employees – with no premiums, no co-insurance and low co-pays. Part-time employees at UPS earn an average of $20 per hour after 30 days.

Does UPS pay for insurance?

By default, UPS provides limited liability coverage for most shipments within the United States. This coverage is called "Declared Value" and is set at a maximum of $100 for packages with no additional insurance purchased.

How long do you have to work at UPS to get health insurance?

UPS employees receive a weekly paycheck, health, dental, vision, prescription, life and disability insurance after 9 months of employment.

How good is UPS health insurance for employees?

Employee Comments

None better. Completely paid for by the company with $10 co-pays, no deductible, and $1,000 max out of pocket. Good health insurance, but can be expensive depending on the package. The best health insurance, never spent a dime.

What Health Insurance Does UPS Offer? - InsuranceGuide360.com

19 related questions found

How much does it cost to get health insurance at UPS?

How much does UPS health insurance cost? The cost of UPS health insurance varies depending on the plan chosen and the employee's location. However, on average, employees can expect to pay between $50 and $200 per month for individual coverage and between $200 and $600 per month for family coverage.

Is it hard to get a job at UPS?

Application & Onboarding Process. Applying for a job at UPS is quick and easy. In fact, our hiring process is so fast and straightforward that you can receive a job offer within 10 minutes for some roles. Check out the position you're interested in below to see how it works.

How much do UPS drivers pay for health insurance?

Part-time union employees average $20 an hour after 30 days with consistent hours and the same great benefits we offer our full-time employees, including $0 healthcare premiums. Part-time employees also receive paid vacations and holidays, tuition benefits and contributions to a defined-benefit pension plan.

What is UPS insurance limit?

– The maximum declared value is $50,000.00 per package. UPS's liability for loss or damage can be increased up to $50,000.00 per package by making a declaration of value for an additional charge (subject to terms and conditions).

How long does it take for a job to give you health insurance?

Did you know that under federal law, employers who provide health insurance to their employees must do so within a 90-day waiting period? Some may think this rule has been around forever, but it is actually a part of the 2014 Affordable Care Act.

Is UPS insurance worth it?

Firstly, if your shipment is worth more than $100, purchasing additional declared value coverage is a good idea. While UPS provides up to $100 of basic coverage for most shipments, adding extra coverage will give you peace of mind, knowing that your valuable items are protected.

How many sick days do you get at UPS?

After your first 30 working days you get 1 option day. That is a sick day or discretionary day for us. After you have worked for a year you get 1 vacation week, 1 option day, and a week you can choose. The week you choose make sure you pick 7 option days.

What are UPS perks at work?

UPS Perks at Work is an online platform where UPS employees can benefit from a variety of discounts and special offers, including discounted cinema tickets and travel costs, as well as deals on electronics. There are nearly 2,000 brands represented in UPS Perks at Work, with some offers changing frequently.

What insurance do you get with UPS?

InsureShield shipping insurance is protection for your in-transit goods offered through UPS Capital Insurance Agency, Inc. Policies can be created based on your business needs and can include protection for all or part of your supply chain. It just depends on your needs and unique level of risk.

Does UPS give Christmas bonuses?

Yes, UPS does give Christmas bonuses to its employees. In the past, the company has given out holiday bonuses in the form of cash, gift cards, or other types of recognition. The amount and type of bonus can vary depending on the employee's job, seniority, and performance.

How much are UPS union dues?

Typically, monthly dues are two-and-a-half hours of base pay monthly. So, if you make $15 an hour, your monthly dues are $37.50. There will be no initiation fees as we are a new Teamster bargaining unit.

What is UPS health insurance?

Healthcare coverage

UPS offers comprehensive medical, dental, vision, hearing, and behavioral health coverage. This includes preventive care, hospitalization, and prescription drugs. Employees can feel secure knowing they're covered if they need medical care.

Does UPS insurance pay out?

†If your package is insured through the UPS Capital® Flexible Parcel Multi-Carrier Program (the “FMC Program”) and it is damaged or lost in transit, you'll be reimbursed in accordance with The UPS Store® center's insurance policy issued pursuant to the FMC Program.

How long do you have to work at UPS to get health benefits?

How do I enroll in insurance? UPS employees are eligible for insurance after 9 months of work at UPS.

Are UPS drivers really making 170k a year?

According to CNBC, full time workers at UPS at the end of the newly negotiated 5 year contract will earn 49 USD per hour and will make 170,000 USD per year with overhead and benefits.

Is it hard getting hired by UPS?

Did you know? UPS has some of the best jobs and we're currently hiring over 125,000 seasonal workers. Earn extra money for the holidays and help UPS deliver on time to our customers. Nearly 75% of our seasonal positions don't require an interview – most applicants will get a job offer in just 10 minutes.

What is top pay for an UPS driver?

Pay and Benefits
  • Pay rate for delivery. drivers in the U.S. currently at. top pay is about. $45/hour.
  • Starting pay for package. handlers in the U.S. is. $21/hour.

What is the easiest position at UPS?

Small Sort is one of the easiest if not easiest position of all at UPS, but the hours can be quite sporadic. They're very adamant on cutting our hours and preventing us from getting Overtime. If you're looking for something on the side and easy to do, this is a good job, but don't look to turn this into a career.

Is Working at UPS worth it?

Rewarding career

Working at UPS as a driver has been an incredible experience! The job keeps me active, offers great benefits, and the team feels like family. Management is supportive, and the pay is competitive for the physical work involved.