Does USAA use LexisNexis?
Asked by: Damion Welch V | Last update: May 1, 2025Score: 4.3/5 (38 votes)
What bureau does USAA use?
Which consumer reporting agencies does USAA report to? For credit cards and loans, we report to Equifax, Experian, Innovis and TransUnion.
Which insurance company does not use LexisNexis?
Root, Metromile, and Mercury Insurance lead as the best car insurance companies that don't use LexisNexis. Root is the cheapest insurance company that avoids LexisNexis, with rates starting at $16/month. Low-mileage drivers get the best insurance quotes from companies without LexisNexis CLUE reports.
Can I look myself up on LexisNexis?
You may order information on yourself by filling out a request, which must include proper identification. If you have questions or need to submit documents, you can do so via our LexisNexis Risk Solutions Reports Help page.
Is it OK to opt-out of LexisNexis?
Individuals may request to opt-out of having personal information about themselves made available through certain LexisNexis products and services, in accordance with legal requirements or if permitted by LexisNexis policy. Such requests are referred to as "Information Suppressions."
Can You Stop LexisNexis From Reporting to Insurance Cos.?
Can I view my LexisNexis report?
Pursuant to the Fair Credit Reporting Act, you may request a Consumer Disclosure Report online via the Online Request Form. Once we have verified and processed your report request, you will receive a letter via U.S. Mail with additional information explaining how to access your report online.
How long do insurance claims stay on LexisNexis?
Our Comprehensive Loss Underwriting Exchange (C.L.U.E. ®) is a claim history information exchange containing up to seven years of personal automobile claims information.
Who is affiliated with USAA?
Investing and financial planning
USAA members are referred to its strategic partners, Charles Schwab Corporation and Victory Capital, for other investment services such as brokerage and trading, mutual funds and ETFs.
What FICO score does USAA use for credit cards?
The USAA Rewards American Express card's credit score requirement is good to excellent (FICO Score of 670 or higher or a VantageScore of 661 or higher). Cardholders who are approved with a lower score will have a higher-than-average APR.
How does USAA handle disputes?
We'll investigate and provide a response within 30 calendar days of receipt of the dispute. Upon determination that the information reported is inaccurate, USAA Bank1 will also notify the consumer reporting agencies of the correction within that timeframe.
How to stop LexisNexis reporting?
If you would still like to remove your data from the LexisNexis system, you can do so on the LexisNexis opt-out page at https://optout.lexisnexis.com. Once you go to this website, follow the prompts on the opt-out form to remove yourself from the platform.
Who has access to LexisNexis?
Examples of LexisNexis customers include law enforcement agencies, federal homeland security departments, banking and financial services companies and insurance carriers, legal professionals, and state and local governments. Certain products, such as Peoplewise and Vitalcheck, are sold to the general public.
Who uses LexisNexis report?
We do business with banks and financial institutions, insurance carriers, healthcare providers and government agencies, law enforcement agencies, and non-profits. For example, companies use our tools to verify identities in order to offer loans, quote insurance rates, and offer government assisted benefits.
Can I run a LexisNexis report on myself?
You may order information on yourself by filling out a request, which must include proper identification. If you have questions or need to submit documents, you can do so via our LexisNexis Risk Solutions Reports Help page https://consumer.risk.lexisnexis.com/help.
How do I clear my LexisNexis history?
How far back does a LexisNexis report go?
In most instances, records go back a maximum of seven years. For details about what sources are included in the LexisNexis proprietary criminal records database search, click here.
Does LexisNexis affect credit score?
Have the LexisNexis / IIL searches impacted my credit score? The CRA searches conducted by LexisNexis/IIL on behalf of insurers and brokers are classified as 'soft searches' and these types of searches have no impact on your credit score.
Do background checks use LexisNexis?
With LexisNexis Applicant Screening organizations can conduct criminal background searches, check civil records for evidence of past employment-related lawsuits, and verify educational and licensing credentials.
How did LexisNexis get my information?
Collects information from public records and multiple proprietary data sources. This includes items such as real estate transaction and ownership data, lien, judgment, and bankruptcy records, professional license information, and historical addresses on file.
Can I remove myself from LexisNexis?
You can start the LexisNexis opt out process by either using a data removal service like DeleteMe or by manually doing it yourself.
Why has LexisNexis appeared on my credit report?
This is recorded in your credit history, but is only visible to you and not visible to lenders and therefore don't affect your credit score. However, if the footprint mentions only LexisNexis it would be related to insurance services meaning an insurance company would have carried out an identity check on you.
Why do insurance companies use LexisNexis?
LexisNexis Auto Insurance Solutions enable faster, more accurate quoting, more informed underwriting and friction-free claims resolution to help you elevate the customer experience while boosting profitability and increasing competitiveness.