Does Walmart honor OTC cards?

Asked by: Prof. Jedidiah Wisoky IV  |  Last update: July 26, 2025
Score: 4.5/5 (63 votes)

Shop in stores*Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.

Can I use an OTC card at Walmart?

You can also order products online, by phone, or by mail exclusively through our OTC partner, NationsBenefits, and get them delivered to your home at no additional cost. Please note: Your Benefits Prepaid Card is not accepted at online retailers like Walmart.com, but in-store purchases are accepted.

Why did my OTC card not work at Walmart?

The most common reasons why a benefit card may be declined at the point of sale are: The benefits card has not been activated. The benefits card has been used before the 24-hour waiting period after activation is over.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

What stores accept the OTC card?

You can use your Healthfirst OTC Plus card at locations such as:
  • Retailers like Duane Reade, Walgreens, CVS, Rite Aid, and Family Dollar.
  • Many local independent pharmacies.
  • GrowNYC locations.
  • For guidance on how to use your OTC Plus card at farmers' markets, visit the information stand on site.

How to order OTC items with card on Walmart

41 related questions found

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy covered OTC products, like:
  • Braces and supports.
  • Dental and oral care.
  • Diabetes care.
  • Eye and ear care.
  • First aid.
  • Foot care.
  • Incontinence products.
  • Pain relief.

Is toilet paper covered by an OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Does OTC card cover groceries?

OTC Food Benefit Card

It can be used to purchase eligible food items such as fresh fruits and vegetables, milk, bread, eggs.

Where can I shop with my UCard?

You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub. At checkout, there are 2 ways to use your UCard: Simply swipe your card or scan the barcode.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

How do I use my Healthy Benefits card at Walmart?

Pay with your Walmart Wellness Benefits Card at any register when you checkout. The card will only pay for the eligible items. You will need a second payment method for any products not covered by your Walmart Wellness Benefits card.

How often do you get money on your OTC card?

It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.

Can you use OTC card at self checkout?

Yes, you can use your card at self-checkout in store.

What is the OTC allowance?

The OTC allowance benefit can be used to buy eligible non-prescription items, plus health and wellness items. There are 2 types of OTC allowance benefits: OTC Mail Order or OTC Allowance.

Can I use my UCard at Dollar General?

Good news! Many Dollar General stores are ready to accept UCard payments and more stores are expected to be ready in the months ahead.

Can I use my UCard at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

What stores can I use my UCard in 2024?

Shop at thousands of participating stores in the S3 retail network, including Walmart, Walgreens, Kroger, and CVS, or at neighborhood stores near you. For a list of participating stores near you, visit the UCard Hub in the UnitedHealthcare app or on your member site.

Can I use my OTC card at Walmart for food?

Shop in stores*—Swipe your OTC card at participating physical retailers including CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart.

What stores accept the OTC?

In addition to shopping from Medline, members can use their OTC card in-store at CVS, Dollar General, Family Dollar, Rite Aid, Stop & Shop, Walgreens, and Walmart, and at Walmart.com. IMPORTANT: The new 2023 OTC card has a magnetic strip on the back for swiping the card at participating retail stores.

What can you not buy with an OTC card?

OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers). See additional examples in the OTC Chart.

Can I use my OTC card on Amazon?

Can I use my card to purchase OTC items online from websites like Amazon? You can only purchase OTC items online from the NationsBenefits website.

What food items can you get with an OTC card?

desserts, fresh baked goods, soda, and tobacco.
  • • Fresh fruits and vegetables. • Canned fruits and vegetables. • Frozen produce and meals.
  • • Fresh salad kits. • Dairy products. • Meat and seafood.
  • • Beans and legumes. • Pantry staples – flour, sugar, spices, etc. ...
  • • Nutritional shakes and bars. • Soups.

What can you not buy with UnitedHealthcare UCard?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Is deodorant OTC approved?

Anti-perspirants/Deodorants

The anti-perspirant component still requires an approved aluminum compound as the active ingredient. Because of this, all anti-perspirant/deodorant products are considered OTC drugs and are regulated by the FDA.