Does Walmart take flex spending?

Asked by: Salvatore Reinger  |  Last update: October 7, 2025
Score: 4.6/5 (43 votes)

Similar to Target, Walmart only offers HSA- and FSA-eligible items that don't need prescriptions in its shop for “ease of purchase.” Also like Target, you can't use FSA or HSA cards to pay here — instead, you can add your credit, debit or a gift card and reimburse with a receipt through your plan.

Can I use my Flex spending card at Walmart?

To use your HSA/FSA card, enter it as a credit card when buying eligible items. If you save the card to your account, it will save as a benefit card.

What stores can I use my Flex spending card?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

What payments does Walmart take?

What Payment Methods Does Walmart Accept?
  • Cash;
  • Credit cards;
  • Debit cards;
  • Capital One Walmart Credit cards;
  • Gift cards;
  • Store Credit cards;
  • Affirm;
  • PayPal;

Can I buy deodorant with my FSA?

For example, daily care products, like Vaseline, toothpaste, and deodorant, are not FSA-eligible expenses. Gym memberships and health insurance premiums aren't eligible either. It's possible that you may accidentally purchase a nonqualifying expense with your FSA funds.

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15 related questions found

Can you buy toilet paper with FSA?

Here are examples of items and expenses that are not FSA-eligible for 2024: General health items: toiletries like toothpaste, toilet paper, or shampoo, cosmetic products, vitamins and supplements (without a prescription) Non-medical equipment: car seats, strollers, non-medical exercise equipment.

What happens if I use my FSA incorrectly?

If the Benefits Card is accidentally or intentionally utilized for ineligible expenses, you are responsible for reimbursing your account. You will be notified if you have an ineligible expense and your Benefits Card may be deactivated until your account is reimbursed.

Does Walmart have a buy now pay later option?

Whether it's for you or a Walmart buy now pay later gift card for your significant other, Sezzle adapts to your lifestyle, providing instant finance options at checkout online or in-store. It's easy: download the Sezzle app, sign up, receive an instant approval decision with no hard credit check and pay over time.

Does Walmart do Afterpay?

While Afterpay is not a payment option at Walmart, the marketplace compensates by providing alternative payment solutions such as Walmart Pay, credit and debit cards, PayPal, Klarna, and Affirm.

Can I use 3 forms of payment at Walmart?

Select Your Cards: Once your account is set up, you can choose which cards you want to use for your Walmart purchase. Kasheesh allows you to split the payment between up to five different cards. This can include a mix of credit, debit, and prepaid gift cards.

What can I buy with my flex spending?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription. Reimbursements for insulin are allowed without a prescription.

Can you take money off a Flex spending card?

I'm happy to help. That said, unfortunately, FSA cards cannot be used to withdraw FSA funds from an ATM. These cards can only be used directly on qualifying medical products and services. This comes from the fact that FSA funds are pre-tax and cash cannot be easily monitored for eligible purchases.

Can flex spending be used for groceries?

No, you can't use your Flexible Spending Account (FSA) or Health Savings Account (HSA) for straight food purchases like meat, produce and dairy. But you can use them for some nutrition-related products and services. To review, tax-advantaged accounts have regulatory restrictions on eligible products and services.

Why won't my FSA card work at Walmart?

Common reasons might include:

You may not have enough FSA funds remaining in your account. The total amount exceeds your available FSA balance. Your FSA card could be inactive. Your FSA does not allow for certain items.

Where can I use my Flex spending card?

For the most part, your FSA card should work where it makes sense: at locations like pharmacies, vision centers, doctor and dentist offices, and so on. But if you try to use your card at a restaurant or bike shop, even if that bike shop happens to sell FSA eligible bandages, chances are your card won't work.

What is flex at Walmart?

A flex associate can choose from available shifts for job assignments they have been certified to complete. This is done through our scheduling platform, My Walmart Schedule.

What is the Walmart pay in 4?

With Afterpay, customers can buy what they want today and pay it off in four equal interest-free installments over 6 weeks. This payment plan is a convenient way to budget and manage your spending without the worry of interest or hidden fees.

Why is Walmart not showing up on Afterpay?

Walmart doesn't directly integrate with Afterpay for in-store or online purchases, so you cannot use your Afterpay account at checkout.

What is Walmart one pay?

One Pay wallet is a digital wallet that lets you earn cash back when shopping at Walmart that can be claimed through a One Cash account.

What is not eligible for Affirm at Walmart?

You can't use loans through Affirm for:

Weapons, including firearms, ammunition, certain firearm parts or accessories, and certain knives or other weapons regulated under applicable law. Narcotics and drug paraphernalia. Currency, including cryptocurrency. PayPal, Venmo, and other money transfer services.

Is Walmart doing layaway this year 2024?

Does Walmart Have Layaway in 2024? If you're asking, “Does Walmart do layaway?” the short answer is no – at least not in the traditional sense. Sadly, Walmart discontinued its conventional layaway program in 2021, both in-store and online.

Is there a buy now, pay later with no money down?

BNPL plans typically accept multiple payment options, including card payments and online bank transfers. One variation is when you see the phrase “buy now, pay later, no money down.” This means that you don't need to pay anything to check out and receive your product. Instead, you'll pay the full cost later.

Is there a downside to FSA?

Use-it-or-lose-it refers to an IRS requirement that if you do not spend all the money you have elected into your account, that money remaining in an FSA after March 15 of the following year will be forfeited because it cannot be rolled over or refunded to you.

Do I have to pay back my flexible spending account if I quit?

If you leave your company, try to use your FSA funds before you go because you don't have to pay the company back for the difference between what you spent and what you paid in, says Erik O. Klumpp, CFP, founder, and president of Chessie Advisors, LLC.

What can you use flex spending on?

Allowed expenses include insurance copayments and deductibles, qualified prescription drugs, insulin, and medical devices. You decide how much to put in an FSA, up to a limit set by your employer. You aren't taxed on this money.