How can a poor person afford dental implants?
Asked by: Anne Kris Jr. | Last update: July 19, 2025Score: 4.4/5 (23 votes)
How do you get implants when you can't afford them?
If a patient says that they cannot afford dental implants at the moment, the option they have is a bone graft. Performing a bone graft can allow the patient to maintain the bone until they are ready for an implant.
How can I get money to pay for dental implants?
- Out of Pocket/Personal Savings. Consider tapping into your rainy-day fund to cover dental implant costs. ...
- Dental Insurance. ...
- Dental Financing. ...
- Flexible Spending Account (FSA) ...
- Health Savings Account (HSA) ...
- Borrow From Your Retirement Plan or Home Equity. ...
- Dental Grants.
How can I fix my teeth if I don't have money?
Check with local dental schools to see if they have a clinic. Community Health Clinics: Federally qualified health centers (FQHCs) and community health clinics often provide dental care on a sliding scale based on income. You can find one near you by visiting the HRSA website or searching for local health clinics.
How do people afford full mouth implants?
The most common way people pay for dental implants is to apply for dental financing. Dental financing gives you the option to pay for dental work over an extended period, usually between two and seven years.
You CAN Afford Dental Implants | Here's How!
How to make dental implants affordable?
- Research Payment Options. ...
- Check Your Insurance Coverage. ...
- Look for Discounts and Special Offers. ...
- Consider Dental Schools. ...
- Explore Dental Tourism. ...
- Ask About Cash Discounts. ...
- Consider All-on-4 or All-on-6 Implants. ...
- Discuss Treatment Phases.
Does any insurance cover dental implants?
Some insurance policies list dental implants as cosmetic procedures, which can limit your coverage options. There are, however, cases when dental insurance picks up a portion of your procedure, like the post and abutment placement, which can cover 45% of the total cost. So, in short: it primarily depends on your plan.
What do I do if I can't afford dental surgery?
Public Dental Clinics
Many charge low, fixed prices or sliding fees based on how much you can afford. Most clinics offer exams, cleanings, X-rays, root canals, fillings, crowns, and surgical tooth extractions. Some may have emergency dentists on call. Some clinics charge sliding fees based on how much you can afford.
What is the cheapest way to get your teeth fixed?
The cheapest way to fix teeth involves basic restorative procedures like fillings or extractions. Preventative care, such as regular cleanings and check-ups, can save money in the long run by preventing more serious issues.
How much to fix rotting teeth?
RCT of the front teeth costs $300-$1500, Bicuspids $400-$1800, and Molars $500-$2000.
What state is the cheapest to get implants?
Low Cost Dental Implants in the US States (USD)
Puerto Rico suffices when it comes to the cheapest place to get dental implants in the US.
Are there federal grants for dental implants?
While an ad for “government grants for dental implants” may seem official, you should treat the wording alone as a red flag. In California, the only listed dental grants are through the California Dental Association for Clinics and the Children's Initiative.
What credit score do I need to get dental implants?
Recommended Credit Score for Dental Implant Financing
According to WalletHub, many lenders look for a minimum credit score of around 650 for dental procedures.
How do I get my dental implants paid for?
If your dental implant is medically necessary, your dental insurance plan may cover some of the costs. You can also use a health savings account (HSA) or flexible spending account (FSA) to pay for medically necessary dental implants.
Is there a cheaper alternative to dental implants?
Full or partial dentures are cheaper options compared to dental implants. Dentures depend on natural suction, as well as adhesives and pastes, to stay in place. Partial dentures are popular alternatives to implants for your molar teeth or other types of teeth.
Will insurance pay to take implants out?
Most insurance companies will not cover any cosmetic procedures and some will not cover complications from previous cosmetic procedures. However, many companies consider removal of breast implants medically necessary for patients with any of these conditions: Ruptured silicone gel breast implants.
How can I fix my teeth without insurance?
Clinics. Dental clinics are also available to those who need more assistance with costs. Here, they are able to offer dental treatments and procedures at lower costs. Also, free dental clinics and non-profit clinics may be an option in your area.
How can I replace my teeth without implants?
- A Flipper. ...
- A Dental Bridge. ...
- A Removable Partial Denture (Metal or Valplast-Based) Replacing Multiple Missing Teeth. ...
- A Dental Bridge With 4 Or More Units. ...
- A Removable Full Denture. ...
- Removable Overdentures (Affixed To Implants)
Is it cheaper to pull a tooth or fix it?
Sure, extraction may be cheaper in the short term, but it can lead to different problems down the road, such as jaw bone density loss, tooth misalignments, and so on. These issues may require more complicated and expensive treatments, such as implants or dentures.
How do you get dental implants when you can't afford it?
To help patients with and without insurance, most dentists will offer in-house financing for dental implants. All you have to do is ask. You can also cover the cost of dental implants with 3rd party, no-interest financing companies like Lending Club and Care Credit.
Do dentists do payment plans?
Dentists may have various payment options, including zero-interest plans, extended payment terms, or third-party financing arrangements. Understanding the available options will help you choose the best plan for your needs.
How do people afford a lot of dental work?
Personal Loan
Because of this flexibility, many people use personal loans to pay for out-of-pocket medical expenses. Using a personal loan to finance dental work might be a better option than a credit card. The lower the interest rate, the lower your monthly payment.
How does the average person afford dental implants?
In-House Financing and Payment Plans
Many dental practices understand the financial hurdle of implants and offer in-house financing or payment plan options. These plans allow you to pay off the cost of implants gradually, turning a hefty upfront cost into manageable monthly payments.
How much does Delta Dental pay for implants?
There are three types of plans for individuals that you can purchase to cover implants: Delta Dental PPO Plan offers 50% coverage for implants. Delta Dental Premier Plan offers 40% coverage for implants. Delta Dental PPO Plus Premier Plan offers 40% coverage for implants (or 30% coverage for out-of-network)
How do you qualify for dental implants?
General Health Requirements
Good overall health is essential for dental implants. Certain medical conditions may affect eligibility. Diabetes, cancer, and autoimmune diseases can complicate healing. Patients with these conditions should consult their doctors.