How can I check my LIC policy maturity status online?

Editorial team Published on

You can check your maturity status online by logging into the LIC Customer Portal or using the official mobile app.

📅 Online via LIC Customer Portal

  • Go to the LIC Official Website and open the Customer Portal.
  • Log in using your registered user ID and password.
  • Select Policy Status or Policy Summary to view maturity details.
  • Choose your specific policy number to view the sum assured and accrued bonuses.

📱 Online via MyLIC App

  • Download the MyLIC app from the Google Play Store or Apple App Store.
  • Register or log in using your credentials and mobile number.
  • Tap on Policies or Policy Status to see your maturity projection.

💬 Alternative Quick Check (SMS)

  • Send an SMS text ASKLIC <Policy Number> STAT to 56767877 or 9222492224.
  • Ensure you message from your registered mobile number.

How to find the maturity value of a LIC policy?

You can check your LIC maturity details through the Official LIC Customer Portal or the mobile app.

Online Methods

  • LIC Customer Portal: Log in to your account on the Life Insurance Corporation of India website. Go to Policy Status or My Policies to view your maturity date, sum assured, and accrued bonuses. New users must sign up using their policy number, installment premium, and date of birth.
  • Mobile App: Download the official MiLIC app from the Google Play Store or Apple App Store. Log in and select your plan under Policy Status to check maturity values and bonuses.

Alternative Methods

  • WhatsApp: Save +91-8976862090 as LIC's official WhatsApp number and send a "Hi" message to navigate the chatbot for policy and maturity status.
  • SMS: Send an SMS formatted as ASKLIC <Policy Number> STAT to 56767877 from your registered mobile number.
  • Customer Care: Call the LIC helpline at 022-6827 6827 or use the IVRS service at 1251.

How do I check my policy maturity?

You can check your policy maturity details and status online by logging into the LIC Customer Portal or using your insurer's official mobile application.

Online Methods

  • Customer Portal: Go to your provider's official website, log in to your account, and navigate to the Policy Status or Policy Summary section to view maturity dates, sum assured, and accrued bonuses. First-time users need to register using their policy number, date of birth, and premium amount.
  • Mobile App: Download the official app (such as MYLIC for Life Insurance Corporation of India), sign in, and select your specific policy plan to check maturity data.

Alternative Methods

  • SMS Service: Send a designated SMS query from your registered mobile number (for instance, text ASKLIC <Policy Number> STAT to 56767877 for LIC updates).
  • Customer Care: Call your insurer's 24/7 helpline number (such as 022 6827 6827 for LIC) to speak with a representative or use the automated IVRS system.
  • Branch Visit: Visit your servicing insurance branch office directly with your original policy bond and photo ID.

Can I check my LIC policy status on the app?

Yes, you can check your LIC policy status on the official LIC Digital App.

📱 Steps to Check Status on the App

  • Download the LIC Customer app from the Google Play Store or Apple App Store.
  • Log in using your Registered User credentials (username and password) or Mobile OTP.
  • Select My Policies or Enrolled Policies on the dashboard.
  • Tap on your specific Policy Number to view details like active status, maturity date, and premium due dates.

At what time will the LIC maturity amount be credited?

The Life Insurance Corporation of India (LIC) credits the maturity amount directly to your bank account on the exact due date of maturity, provided you have submitted all required documents well in advance. There is no specific clock hour set for the NEFT credit, as it depends on bank clearing cycles during working hours.

Key Details on Timing and Processing

  • On the Due Date: LIC processes valid claims ahead of time so the funds hit your account on the maturity date itself.
  • Holidays and Weekends: If your maturity date falls on a Sunday or a bank holiday, the amount is typically credited on the next working day.
  • Delayed Submissions: If you submit your discharge form, original policy bond, and NEFT details late or after the maturity date, it generally takes about 2 to 4 working days or up to a week for the office to verify and clear the payment after receipt.

LIC policy status | LIC policy status kaise check kare | How to check LIC policy status online

9 related questions found

How can I check my LIC policy maturity amount online?

You can check your LIC policy maturity amount online by logging into the LIC Customer Portal with your registered credentials.

How to Check via the LIC Customer Portal

  • Go to the LIC India Home and open the Customer Portal login page.
  • Log in using your user ID and password. If you are a new user, click Sign Up and register your policy using your policy number, installment premium amount, and date of birth.
  • Navigate to the Policy Status or Policy Summary section.
  • Select your specific policy to view details, including the basic sum assured, accrued bonuses, and estimated maturity payout.

Alternative Methods to Check Policy Details

  • SMS Service: Send an SMS in the format ASKLIC <Policy Number> STAT (or STATUS) to 56767877 or 9222492224 from your registered mobile number.
  • WhatsApp Chatbot: Send a "Hi" message to the official LIC WhatsApp number at 8976862090 and follow the automated prompts.
  • Customer Helpline: Call LIC customer care at 022 6827 6827 for assistance from a representative.

Can I claim my LIC maturity amount online?

Yes, you can initiate and track your Life Insurance Corporation of India maturity claim through the Official LIC Customer Portal, though physical submission of the original policy bond and signed discharge form may still be required by your servicing branch depending on the policy type and amount.

How the Online and Hybrid Process Works

  • Intimation: LIC usually sends a maturity intimation letter two months before the due date.
  • Portal Submission: Log in to your registered account on the Official LIC Customer Portal to check policy status, download or submit claim details, and upload scanned KYC or bank mandate documents.
  • Branch Verification: You typically need to submit the original policy document and the signed Discharge Form (Form No. 3825) to your servicing LIC branch (or via registered post/authorized drop-off) to finalize the electronic fund transfer (NEFT) directly to your bank account.

How do I check my old policy?

You can check your old insurance policy details by logging into your Insurer's Portal using your registered mobile number or previous policy number.

Steps to Check an Old Policy

  • Insurer Website or App: Log in to the customer account of the company that issued the policy to view your active or past policy documents.
  • Vehicle Insurance Portals (for Auto Policies): Use the official VAHAN Portal or the Parivahan Sewa website with your vehicle registration number to find insurance validity and insurer details.
  • Central Databases: For life or general insurance in India, you can check centralized repositories or databases like the Insurance Information Bureau (IIB) or create an Electronic Insurance Account (e-IA).
  • Contact Customer Support: Call or email your insurance provider directly with your registered phone number, ID, or past details to request a duplicate policy copy.

How do I withdraw my LIC maturity amount?

To withdraw your LIC maturity amount, submit the required claim documents—including the original policy bond, a completed discharge form, KYC documents, and bank details—directly to your servicing Life Insurance Corporation of India Branch or through the LIC Customer Portal.

Required Documents

  • Original policy bond / document
  • Maturity claim form / discharge form (Standard Form No. 3825) signed by the policyholder and witnessed
  • Identity and address proof (Aadhaar, PAN card, passport, or voter ID)
  • Bank account details (Cancelled cheque or copy of passbook) for NEFT direct credit

Step-by-Step Process

  1. Receive Intimation: LIC usually sends a maturity intimation letter and discharge form about two months before your policy's due date.
  2. Fill Out the Form: Complete the maturity claim form with your policy number, personal details, and exact bank account info (including IFSC code).
  3. Submit Documents: Hand over or mail the physical documents to your home/servicing LIC branch, or upload scanned copies via the online customer portal.
  4. Verification and Payout: LIC verifies the documents and credits the funds directly to your registered bank account via NEFT on or shortly after the maturity date (typically processed within 30 days).

How to check LIC policy status on WhatsApp?

To check your Life Insurance Corporation of India (LIC) policy status on WhatsApp, send a "Hi" message from your registered mobile number to the official LIC WhatsApp number at +91 8976862090.

Requirements

  • Registered Mobile Number: You must text from the exact mobile number linked to your LIC policy.
  • Online Portal Registration: Your policy must be registered on the LIC Customer Portal beforehand. If you are not registered, sign up on the official LIC Website first.

Step-by-Step Instructions

  1. Save the official number 8976862090 in your phone contacts as "LIC India".
  2. Open WhatsApp and start a new chat with this number.
  3. Type and send Hi.
  4. The automated assistant will reply with a list of numbered options (up to 11 services).
  5. Reply with the specific number corresponding to policy status or your required service (such as premium due dates or bonus information) to get instant details in the chat.