How can you get Mounjaro if you are on Medicare?

Asked by: Frieda Kulas  |  Last update: September 6, 2025
Score: 4.1/5 (46 votes)

Medicare Part D or Medicare Advantage plans may cover Mounjaro, but a number of factors come into play. For one, whether it is covered by Medicare depends on why it is prescribed. “If your doctor prescribed it to treat Type 2 diabetes, it may be covered by most insurance and Medicare prescription drug plans.

Can you get Mounjaro if you have Medicare?

Do Medicare prescription drug plans cover Mounjaro? Yes. 91% of Medicare prescription drug plans cover this drug.

How can I get my insurance to cover Mounjaro?

If Mounjaro is not listed as a covered medication, you can ask your plan to consider covering it through their “exceptions process.” While this process varies from one company to another, you'll typically need to confirm that the medication is medically necessary and that other medications are not as effective.

Is there a weight loss drug covered by Medicare?

Unfortunately, by law, weight loss drugs are not covered by Medicare. Sometimes manufacturers have discount coupons or patient assistance programs, so that's worth looking into.

How to get Mounjaro for $25?

Apply for a Mounjaro Savings Card

If you're eligible for the Mounjaro Savings Card, you could pay as little as $25 for a 1-month or 3-month prescription. You must have commercial insurance and a prescription consistent with FDA-approved product labeling, but your plan doesn't necessarily have to cover the medication.

Mounjaro Coupon and Insurance || Lessons Learned

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Who qualifies for the Mounjaro coupon?

How do I qualify for a Mounjaro Coupon or Savings Card? You can get a Mounjaro savings card if you have commercial insurance and have a Mounjaro prescription for type 2 diabetes. You must be a current resident of the United States or Puerto Rico and be 18 years old.

Can I get a discount on Ozempic if I am on Medicare?

Ozempic is covered by most Medicare and insurance plans, but some pharmacy coupons or cash prices could help offset the cost. Ozempic is a GLP-1 Agonist which works by increasing insulin release and reducing appetite.

Does Medicare pay for belly fat removal?

In summary, Medicare does not cover most cosmetic fat removal procedures like CoolSculpting and liposuction, as these are not considered medically necessary. However, Medicare does cover certain weight loss treatments, such as bariatric surgery, if you meet specific medical criteria.

Will Medicaid pay for Mounjaro?

However, Medicaid programs have to cover formulations to treat type 2 diabetes, including Ozempic (semaglutide), Rybelsus (semaglutide), Victoza (lirglutide), and Mounjaro (tirzepatide).

Why is my insurance no longer covering Mounjaro?

However, when Mounjaro is prescribed off-label for weight loss, insurance coverage is often not available. This is because the Affordable Care Act does not require health insurance companies to cover medications or surgeries for obesity or overweight conditions.

What diagnosis will cover Mounjaro?

Mounjaro (tirzepatide) and Ozempic (semaglutide) are often praised on social media for helping people lose weight. However, those drugs are only FDA-approved to treat type 2 diabetes (along with diet and exercise), not obesity.

Is there a generic for Mounjaro?

Mounjaro is only available as a brand-name drug. It doesn't come in a generic version.

Will Medicare pay for Mounjaro in 2025?

But in 2025, people who have Part D will not have to pay more than $2,000 in out-of-pocket costs. This is thanks to a provision in the Inflation Reduction Act of 2022. This $2,000 cap is expected to save money for some Medicare beneficiaries, especially those who take expensive brand-name drugs like Mounjaro.

How to get prior authorization for Mounjaro?

‍Common prior authorization criteria & information for Mounjaro
  1. Clinical criteria demonstrating your clinical (medical) necessity for Mounjaro.
  2. Weight loss medication you have tried before Mounjaro (step therapy)
  3. Proof that you will use Mounjaro as an 'adjunct' to diet & exercise (lifestyle modification)

Does Blue Cross Blue Shield cover Mounjaro?

BCBS may cover Mounjaro, but it all depends on the specific plan. Some plans may list it as a preferred drug, while others list it as nonpreferred. Some might also have prior authorization requirements before they'll cover it. Without insurance or discounts, Mounjaro costs around $1,474 per month on average.

What weight loss drug will Medicare cover?

Medicare has been barred from paying for weight loss drugs, unless they're used to treat conditions like diabetes or to manage an increased risk of heart disease. States can decide whether to cover obesity drugs under Medicaid, but the majority don't.

Does Medicare pay for Sonobello?

Sono Bello procedures are elective, so they are not covered by insurance, but we do have several finance plans making our body transformations achievable on practically any budget.

Will insurance pay for belly fat removal?

A panniculectomy might be covered by health insurance if it's deemed medically necessary. A tummy tuck, however, is considered an elective cosmetic procedure and is typically not covered by insurance.

How to get Mounjaro while on Medicare?

Your doctor may prescribe one or multiple drugs for you based on your specific condition. One popular drug is Mounjaro, a prescription injection for people with type 2 diabetes. 76% of Medicare drug plans cover Mounjaro, so it's important to check your plan's formulary carefully before ordering the medication.

Can you really get Wegovy for $25?

Yes, you can really get Wegovy for $25 if you meet certain criteria. Offered by Novo Nordisk, the Wegovy Savings Card awards qualified individuals the opportunity to get the medication for $25 per month (i.e. 28-day supply).

What is the donut hole in Medicare 2025?

As of Jan 1, 2025, the Medicare Part D coverage gap (commonly known as the "donut hole") is gone. This major change, a result of the Inflation Reduction Act, simplifies prescription drug coverage by removing the coverage gap phase and establishing a $2,000 annual cap on out-of-pocket spending for covered drugs.

Which is cheaper Ozempic or Mounjaro?

Zepbound (tirzepatide) has been set at a list price of $1,060 per month before insurance. Mounjaro (tirzepatide) usually costs between $1,020 to $1,200 per month before insurance. Ozempic (semaglutide) usually costs between $850-$1,000 per month before insurance.

Can you lose 20 pounds in a month on Mounjaro?

According to data from randomised controlled trials, Mounjaro supports weight loss of around 4% of body weight after one month. After two months, it's around 6% of body weight.

How do I get Mounjaro when insurance denies?

Be persistent. If your insurance plan does not provide coverage for Mounjaro, you may be able to request it with the help of your healthcare provider. Eli Lilly offers a sample letter template of medical necessity your healthcare provider can use to request coverage.