How did the Affordable Care Act affect health insurance coverage among the working poor Quizlet?
Asked by: Mrs. Carolanne Kuhlman | Last update: December 16, 2025Score: 4.6/5 (5 votes)
How did the Affordable Care Act affect health insurance coverage among the working poor?
The ACA uses two primary approaches to increase access to health insurance: It expands access to Medicaid, based solely on income, for those with incomes up to 138% of the federal poverty level (FPL), and creates eligibility for those with incomes from 139% to 400% FPL to apply for subsidies [in the form of advance ...
What did the Affordable Care Act do in Quizlet?
-Expands eligibility for Medicaid at or below 138% of poverty in states. -Creates state health insurance exchanges where people can buy insurance individually instead of through government or employers. -Can't deny coverage for pre-existing conditions. -Allows parents to keep kids on insurance until 26 years old.
What does the Affordable Care Act prohibit insurance companies from quizlet?
prohibits insurance companies from denying coverage to people with preexisting conditions.
How did the Patient Protection and Affordable Care Act increase access to health insurance Quizlet?
how did the patient protection and affordable care act increase access to health insurance? -it kept people with preexisting conditions from being excluded from purchasing insurance. -it lowered the cost of insurance for some individuals and businesses.
Obamacare Has Screwed Up The American Economy - Dave Ramsey Rant
How did the Affordable Care Act affect healthcare?
It did so by expanding Medicaid to people with incomes up to 138% of the federal poverty level (the poverty level in the continental U.S. is $15,060 for a single individual in 2024); creating new health insurance exchange markets through which individuals can purchase coverage and receive financial help to afford ...
In which three ways did the Affordable Care Act affect individuals?
The Affordable Care Act significantly impacted individuals by ensuring women were not charged more than men for health insurance (A), allowing access to insurance regardless of health status (B), and mandating that most individuals obtain health insurance (C). Therefore, the correct answers are A, B, and C.
What does Affordable Care Act mean in health insurance?
The Affordable Care Act (ACA) is a comprehensive reform law, enacted in 2010, that increases health insurance coverage for the uninsured and implements reforms to the health insurance market.
Which of the following was important in caring for the poor during the nineteenth century?
Final answer: During the nineteenth century, care for the poor primarily came from religious organizations, with additional support from early labor unions and social clubs.
Did the Affordable Care Act penalize employers who did not offer health insurance for employees?
The employer must pay a penalty for not offering coverage. The penalty for each month the employer fails to offer coverage is $2,970 divided by 12, times the number of full-time employees (minus up to 30). The employer must pay a penalty for not offering coverage that is affordable and provides minimum value.
Who benefited from the Affordable Care Act?
The ACA permitted states to expand Medicaid coverage to adults with incomes up to 138 percent of the poverty level (about $20,780 annually for an individual or $35,630 for a family of three in 2024). As of June 2023, about 24.5 million adults were enrolled in the ACA Medicaid expansion group.
Which programs benefit the working poor Quizlet?
Which three government programs provide assistance to the working poor. Temporary assistance for needy families, social security, and the earned income tax credit.
What were the two main goals of the Affordable Care Act ACA with respect to health insurance?
The Patient Protection and Affordable Care Act (ACA) has two main goals: (1) to make health care coverage more available, affordable, and acceptable and (2) to slow the growth of health care costs in the U.S.
What is the biggest problem with the Affordable Care Act?
Impact on Individual Insurance
It was also known that consumers would face a very different health insurance world under the ACA, with some people seeing their premiums go down and some seeing them go up, and the majority of Americans seeing higher deductibles, higher copays, and a smaller pool of providers.
What did Obama do for health care?
The Affordable Care Act (ACA), formally known as the Patient Protection and Affordable Care Act (PPACA) and informally as Obamacare, is a landmark U.S. federal statute enacted by the 111th United States Congress and signed into law by President Barack Obama on March 23, 2010.
How many Americans did not have health insurance before Obamacare?
On March 23, 2010, then-U.S. president Barack Obama signed the Patient Protection and Affordable Care Act into law, otherwise known as ACA or Obamacare. At the time the health reform was introduced, nearly 50 million people had no health insurance – or one out of every six Americans.
How were the poor treated in Victorian society?
The very poor were treated like criminals, with nowhere else to go when they could no longer look after themselves but the workhouse. Feared by all, the workhouse was run like a prison, with strict rules and long days of hard labour.
What was the most significant advantage and the most significant disadvantage of the Social Security program?
The main advantage of Social Security is the reduction of elderly poverty by providing a reliable income, while its main disadvantage is the financial distress caused by demographic shifts leading to a larger retired versus working population, sparking concerns over sustainability.
Why was the new poor law unsuccessful?
The New Poor Law was unsuccessful in improving the condition of the poor primarily due to the terrible conditions of poorhouses, strict admission standards, and its implementation focusing more on urban areas. Many poor individuals avoided seeking aid altogether.
How did the Affordable Care Act change health insurance coverage?
The ACA increased access by increasing access to health insurance (employer-based and the Marketplaces for private insurance, Medicaid expansion for public insurance, and all children under the age of 26 years could stay on their parent's insurance).
What are the pros and cons of the Affordable Care Act?
The pros of the ACA include prohibiting insurance companies from denying coverage based on health history and providing subsidies to reduce premiums and out-of-pocket costs. The cons of the ACA include small business challenges and limited provider options in some regions.
How does the Affordable Care Act affect me?
The ACA provides benefits that largely flow to people with lower incomes and that are funded by taxes that affect people proportional to their income. If the law were repealed, people in households with incomes below $75,000 would experience a net loss due to reduced coverage and benefits.
Who benefits most from the Affordable Care Act?
The biggest winners from the law include people between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas.
What is the Affordable Care Act in healthcare?
The Patient Protection and Affordable Care Act, referred to as the Affordable Care Act or “ACA” for short, is the comprehensive health care reform law enacted in March 2010. The law has 3 primary goals: Make affordable health insurance available to more people.
Who is not eligible for Obamacare?
Must live in the United States. Must be a U.S. citizen or national (or be lawfully present). Learn about eligible immigration statuses. Cannot be incarcerated in prison or jail.