How do I approach strangers to sell insurance?

Asked by: Savion Koepp  |  Last update: June 14, 2025
Score: 4.2/5 (27 votes)

Look the part of a reliable agent: Whether you choose physical or digital means to meet clients, dress impeccably during the first meeting. It pays to dress a little better than your prospect. Find common ground: Many people like talking about themselves, so encourage them to open up by asking open-ended questions.

How to approach people to sell insurance?

12 TIPS FOR A SUCCESSFUL LIFE INSURANCE SALES PRESENTATION
  1. GET TO KNOW YOUR CLIENT. ...
  2. PERSONALIZE YOUR PRESENTATION. ...
  3. TURN OBJECTIONS INTO SELLING OPPORTUNITIES. ...
  4. USE VISUALS. ...
  5. ASK YOUR CLIENT QUESTIONS. ...
  6. HELP THEM SOLVE A PROBLEM. ...
  7. INCLUDE COMPETITORS. ...
  8. CREATE A REPORT YOUR CLIENT CAN KEEP.

How to approach a stranger for insurance?

Hook your prospect with a strong opening sentence: It should address the needs of customers and why do they need insurance. Address their pain points: Most insurance customers tend to have common questions, and these are usually their concerns. It may include the premium amount, coverage, and even claims.

How do you start a conversation when selling insurance?

Strong Opening:

Start with a compelling statement or question that grabs the prospect's attention and encourages them to continue the conversation. “Hello [Prospect's Name], did you know you could be overpaying for insurance coverage without even realizing it?”

How do you introduce yourself when selling insurance?

  • 1. Start with a Warm Greeting ``Hi, I'm (Your Name).
  • 2. Establish Common Ground ``I noticed that you're interested in exploring insurance options, and I'd love to help you with that.''
  • 3. Share Your Purpose
  • 4. Ask Open-Ended Questions

The Easiest Way To Sell Life Insurance

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Is selling insurance a side hustle?

Selling insurance as a side hustle offers a flexible and potentially lucrative opportunity to earn extra income. Whether you're a stay-at-home parent, a college student, or a full-time employee looking to boost your earnings, becoming an insurance agent can provide a rewarding way to achieve your financial goals.

What is the best time of day to sell insurance?

According to a study by CallHippo, the best time to cold call is between 4:00-5:00 pm, followed by the second best time to cold call between 11:00 am – 12:00 pm. Wednesday tends to be the best day to cold call your prospects.

How to sell insurance without being pushy?

How can you be persistent without being pushy in insurance sales?
  1. Know your audience. Be the first to add your personal experience.
  2. Provide value. Be the first to add your personal experience.
  3. Respect their time. ...
  4. Listen and learn. ...
  5. Follow up and follow through. ...
  6. Here's what else to consider.

What is cold calling in insurance?

Cold calling in the insurance industry is a sales technique that involves calling a potential customer with the intent of gauging their interest in insurance plans. These callers are not expecting a call and have not shown previous interest in what you offer.

How do you explain insurance to customers?

Insurance helps to protect you and your family against unexpected financial costs and resulting debts or the risk of losing your assets. Insurance helps protect you from expensive lawsuits, injuries and damages, death, and even total losses of your car or home.

How hard is selling insurance?

Selling insurance can be stressful. It requires long work hours. You can also experience constant pressure to meet different quotas and targets. The highly competitive nature of the profession can create a work environment that often leads to stress and burnout.

How can I attract people to my insurance?

How to promote your Insurance Company and Attract New Customers
  1. Understanding Your Target Audience.
  2. Demographics and Preferences.
  3. Customer Pain Points.
  4. Engagement Strategies.
  5. Creating a Strong Brand Image.
  6. Optimizing Your Website.
  7. Local Events and Sponsorships.
  8. Building Business Partnerships.

How to sell insurance emotionally?

Emotions are personal, so if you want to appeal to emotions, you need to work on creating a personal connection. This requires listening to your prospects. Find out what matters to them – their hopes, their fears, their values – and personalize your pitch to fit them.

How to sell insurance by yourself?

How to become an independent insurance agent
  1. Get educated. To become an independent insurance agent, a person needs their GED or high school diploma. ...
  2. Complete requirements for license. Taking the license exam is just one part of gaining a license. ...
  3. Get a license. ...
  4. Search for a job. ...
  5. Advertise. ...
  6. Continue to learn. ...
  7. Insure yourself.

How to convince people to buy your insurance?

Top Persuasion Tips for Insurance Agents
  1. Tip 1: Understanding Customer Needs. ...
  2. Tip 2: Building Trust. ...
  3. Tip 3: Effective Communication. ...
  4. Tip 4: Addressing Concerns. ...
  5. Tip 5: Personalized Approach. ...
  6. Tip 6: Demonstrate Value. ...
  7. Tip 7: Offering Incentives. ...
  8. Tip 8: Follow-up and Support.

How to make a presentation for insurance?

An informative, professional insurance presentation could be just the thing to help you close your next sale.
  1. Know Your Audience. ...
  2. Customize Your Presentation. ...
  3. Storytelling Technique. ...
  4. Utilize Visual Aids. ...
  5. Strong Opening. ...
  6. Explain Complex Concepts. ...
  7. Address Objections. ...
  8. Keep it Interactive.

Why is cold calling illegal?

The FCC's Telephone Consumer Protection Act (TCPA) of 1991 is a federal law in the United States that aims to protect consumers from unwanted telemarketing calls, text messages, and faxes.

How to get insurance leads without cold calling?

  1. 5 Ways To Generate Leads Without Cold Calling. ...
  2. Use Social Media. ...
  3. Send Direct Mail. ...
  4. Get Speaking Engagements. ...
  5. Get Referrals From Current Clients. ...
  6. Use Your Website.

Do you get paid for cold calling?

As of Jan 18, 2025, the average hourly pay for a Cold Calling in the United States is $18.43 an hour. While ZipRecruiter is seeing hourly wages as high as $28.61 and as low as $8.89, the majority of Cold Calling wages currently range between $14.42 (25th percentile) to $21.15 (75th percentile) across the United States.

What is the hardest type of insurance to sell?

Life insurance is the most profitable—and the hardest—type of insurance to sell.

How to sell without looking desperate?

10 Tips for Being Great at Sales Without Being Sleazy
  1. Shut up and listen. ...
  2. Don't ever sell what you don't believe is good for the buyer. ...
  3. Empathy. ...
  4. Know what you're selling very well. ...
  5. Know the substitutes and near competitors very well. ...
  6. Make your goal helping the other person.

Can you sell insurance as a side hustle?

By selling insurance part time, you can learn which carriers and products you prefer to sell and begin developing lasting relationships with clients. If you have friends or family members who need Medicare plans, helping them get coverage would be a great place to start.

What to wear to sell insurance?

What is the best attire for selling insurance? Think “business formal.” Men and women alike should consider wearing suits. In certain regions, you can get away with more of a “business casual” look, though men should never dress less formally than slacks and a button-up shirt.

What is the highest paying insurance to sell?

Life Insurance Policies

Financial Rewards: Selling life insurance can be highly lucrative, often offering substantial commissions. Emotional Fulfillment: Life insurance agents provide crucial support during clients' major life events, building meaningful relationships.

What is the best day of the week to make sales calls?

The middle of the week — Tuesday, Wednesday, and Thursday — are the overall best days to cold call.