How do I find out if I qualify for Medicaid in Montana?

Asked by: Ernestina Rogahn  |  Last update: May 21, 2025
Score: 4.2/5 (32 votes)

If you are not sure if you can be covered by Medicaid or other assistance programs, go to apply.mt.gov and find out. The Department of Public Health and Human Services online application. Here you can apply for food, medical, or cash assistance.

What is the income limit to qualify for Medicaid in Montana?

Medicaid is free but requires an application to enroll and you must make less than $20,782.

How do I know if I have Medicaid in Montana?

Q: How will I find out if I am approved for Medicaid or HMK? A: You will receive a notice in the mail from the Office of Public Assistance, PO Box 202925, Helena, MT 59620. The notice will tell you whether you were approved or denied and if you need to provide more information or documentation to the OPA.

How can I check my Medicaid eligibility online?

Ways to Check Your Medicaid Status

Log in to your online Medicaid account, and click on your application status to see if it's been approved. Alternatively, call your state's Medicaid agency or visit a local Medicaid office with your case number to find out the application status.

What income is too high for Medicaid?

In general, however, the income limits are low. In most states in 2025, the income limit for receiving long-term care at home or in a nursing home through Medicaid is $2,901/month.

Is Montana Medicaid Right For You? Discover the Truth!

43 related questions found

What are the four types of Medicaid?

There are four types of Medicaid delivery systems:
  • State-operated fee-for-service (FFS)
  • Primary care case management (PCCM)
  • Comprehensive risk-based managed care (MCO model)
  • Limited-benefit plans.

How often does Medicaid check your bank account?

Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.

What are the 6 things Medicare doesn't cover?

Some of the items and services Medicare doesn't cover include:
  • Eye exams (for prescription eyeglasses)
  • Long-term care.
  • Cosmetic surgery.
  • Massage therapy.
  • Routine physical exams.
  • Hearing aids and exams for fitting them.

What does Medicaid not cover?

Though Medicaid covers a wide range of services, there are limitations on certain types of care, such as infertility treatments, elective abortions, and some types of alternative medicine. For example, the federal government lists family planning as a mandatory service benefit, but states interpret this differently.

Does Medi-Cal count social security as income?

Income-based Medi-Cal counts most types of earned and unearned income you have. However, some income is not counted, including Supplemental Security Income (SSI) benefits and some contributions to retirement accounts.

What does Montana Medicaid pay for?

Medicaid covers the cost of health care services to address members' physical, behavioral health, dental, and long-term care needs. Medicaid provides coverage for children, adults, and seniors. It is a critical source of coverage for rural Montanans and American Indian communities.

How long can you keep Medicaid after getting a job?

Will I lose coverage? Medicaid will remain active, and you or your care recipient can continue using it for all healthcare needs throughout the approved period. Starting work does not cut Medicaid term short or take away coverage mid-year.

What is the income limit for HMK in Montana?

HMK coverage is available to children whose families earn up to 250% of the federal poverty level (currently about $65,000 per year for a family of four).

How do I verify Medicaid eligibility in Montana?

Check member eligibility by calling Provider Relations at the telephone number below, by calling Integrated Voice Response (IVR) at (800) 714-0060, or accessing the Montana Access to Health (MATH) web portal.

What paperwork do I need for Medicaid?

Proof of citizenship or immigration status. Proof of income, like paystubs or W-2s. A verification of what other government benefits you receive. Information about an insurance plan your employer has offered you or an insurance plan you currently have.

What assets are exempt from Medicaid in Montana?

Exempt Assets for 2025 for an Applicant in Montana:

One home with an equity limit of $688,000 (exempt if planning to return, or if a spouse, child under 21, or disabled dependent resides there). One car. Prepaid funeral plans up to $1,500 or irrevocable burial contracts.

What are the disadvantages of having Medicaid?

Disadvantages of Medicaid
  • Lower reimbursements and reduced revenue. Every medical practice needs to make a profit to stay in business, but medical practices that have a large Medicaid patient base tend to be less profitable. ...
  • Administrative overhead. ...
  • Extensive patient base. ...
  • Medicaid can help get new practices established.

What is exempt from Medicaid?

Certain types of income, such as Supplemental Security Income (SSI), veteran's benefits, and some forms of child support, are exempted from the spend down calculation. These exemptions ensure that individuals with limited income sources can still qualify for Medicaid.

Which client would be most likely to qualify for Medicaid?

In all states, Medicaid gives health coverage to some individuals and families, including children, parents, people who are pregnant, elderly people with certain incomes, and people with disabilities. Some states have expanded their Medicaid programs to cover other adults below a certain income level.

Does Medicaid pay for everything?

Each state decides the full range of benefits that it covers under Medicaid. Federal law requires that states must provide certain benefits, which are called mandatory benefits. States may also choose to offer other benefits and services by Medicaid. These are called optional benefits.

What blood tests does Medicare not cover?

It's important to know that Medicare won't cover any blood test if it isn't medically necessary. If you seek a blood test on your own, it's unlikely you'll get it covered. Tests not covered may include those for employment purposes, wellness screenings, or routine monitoring without medical necessity.

Will Medicare pay for a tummy tuck?

Tummy tucks, or abdominoplasty, are considered cosmetic procedures and are not covered by Medicaid or Medicare unless deemed medically necessary. Dual eligibility for Medicaid and Medicare is possible, with low-income seniors and disabled individuals often meeting the criteria for both programs.

How does Medicaid check your income?

Some states use a computerized system to cross reference a Medicaid applicant's reported income. For instance, in California, an electronic database, the Income Eligibility Verification System (IEVS), is used to match the income information provided by the applicant to other databases to verify it is accurate.

How do I protect my bank account from Medicaid?

One such option to protect assets is a Medicaid Trust. By placing some of your assets in an appropriate trust, you can protect them from Medicaid and have them not be counted when you are applying for benefits.