How do I get approved for Medicaid in Louisiana?
Asked by: Nova Smith | Last update: November 16, 2025Score: 4.4/5 (22 votes)
- Apply online by visiting the Medicaid Self-Service Portal.
- Download and print an application. ...
- Call Medicaid Customer Service toll free at 1-888-342-6207 to apply by phone.
- Apply in-person at your local Medicaid office.
- Contact any Medicaid Application Center statewide.
How does a person qualify for Medicaid in Louisiana?
Are aged 19 to 64 years old, have a household income less than 138% of the federal poverty level, doesn't already qualify for Medicaid or Medicare, and meet citizenship requirement. Get financial help from the Office of Family Support (OFS) through the Family Independence Temporary Assistance Program (FITAP)
What disqualifies you from Medicaid?
In general, a single person must have no more than $2,000 in cash assets to qualify. If you're over 65, the requirements are more complex. Whatever your age, there are strict rules about asset transfers. Medicaid may take into consideration any gifts or transfers of cash you've made recently.
What are the 5 Louisiana Medicaid plans?
- Aetna.
- Amerigroup Louisiana.
- Amerihealth Caritas.
- Louisiana Healthcare Connections.
- United Healthcare Community Plan.
What does my Louisiana Medicaid cover?
LaCHIP provides Medicaid coverage for primary care doctor visits as well as preventive and emergency care, immunizations, prescription medications, hospitalization, home health care and other health services.
How To Apply for Medicaid in Louisiana (2025) - Step by Step
Does Louisiana Medicaid check your bank account?
Medicaid is also required to check with your financial institutions electronically to be sure we know about all assets and resources. This electronic exchange using an asset verification system is a new federal requirement.
Will Medicaid check my bank account?
Yes, if you're submitting a Medicaid application, the agency you're sending it to can check your bank account.
What does Medicaid not cover?
Though Medicaid covers a wide range of services, there are limitations on certain types of care, such as infertility treatments, elective abortions, and some types of alternative medicine. For example, the federal government lists family planning as a mandatory service benefit, but states interpret this differently.
Who gets denied Medicaid?
The most common reason an applicant is denied Medicaid is income or assets above the eligibility criteria. In most states in 2025, an applicant's monthly income must be less than $2,901/month, and their assets (including money in bank accounts) must be less than $2,000.
What happens if you make too much money while on Medicaid?
If you're over the Medicaid income limit, some states let you spend down extra income or place it in a trust to help you qualify for Medicaid. If you receive long-term care but your spouse doesn't, Medicaid will allow your spouse to keep enough income to avoid living in poverty.
Does Medicaid mean you are poor?
In all states, Medicaid provides coverage for some low-income people, families and children, pregnant people, the elderly, and people with disabilities. Some states expanded their Medicaid program to cover all adults below a certain income level.
What is documentation required for Medicaid in Louisiana?
Social Security Number. Job information—your employer and income amount. Policy numbers for any other health insurance you may have.
How often does Medicaid check your income?
Yes, income and assets have to be verified again for Medicaid Redetermination. After initial acceptance into the Medicaid program, redetermination is generally every 12 months. The redetermination process is meant to ensure the senior Medicaid beneficiary still meets the eligibility criteria, such as income and assets.
What assets are exempt from Medicaid in Louisiana?
- Homestead (up to a value of $688,000 in Louisiana)
- Primary Vehicle.
- Personal Items (but not investment grade items like precious metals, jewelry, or art)
- Cash Value Life Insurance (up to a value of $10,000 in Louisiana)
How many cars can you own on Medicaid?
An applicant is allowed to own one car that's not included in your resource limit if it's used for transportation or by another person living in the house, such as a spouse. You also don't have to be the driver of the vehicle. It's important to know that the value of the vehicle doesn't matter.
Does Medicaid consider your bills?
Some states require you to submit receipts or bills to Medicaid to show your monthly expenses. Other states may let you pay a monthly premium directly to Medicaid for the amount that your income is over your state's Medicaid spend-down level.
How long does Medicaid enrollment take?
So, on average, it takes a total of 162 days for our clients to be approved for Medicaid: 79 days to complete the application + 83 days waiting for approval = 162 days, which is about five and a half months.
How do I check my Medicaid eligibility in Louisiana?
The Recipient Eligibility Verification System (REVS) is a toll-free telephonic eligibility hotline that has been in place for several years and is used to verify Medicaid recipient eligibility. REVS has two telephone numbers. The toll free number is (800) 776-6323.
Who is usually covered for Medicaid?
In all states, Medicaid gives health coverage to some individuals and families, including children, parents, people who are pregnant, elderly people with certain incomes, and people with disabilities. Some states have expanded their Medicaid programs to cover other adults below a certain income level.
Do you have to pay back Medicaid in Louisiana?
Medicaid often provides a necessary bridge between what private insurance, and/or Medicare pay for in terms of long-term care for seniors. What many people are unaware of is that once a senior accepts Medicaid payments, they are subject to estate recovery in Louisiana.