How do I get medical care in Mexico?

Asked by: Raven Conn  |  Last update: June 3, 2023
Score: 4.4/5 (63 votes)

The Instituto Mexicano de Seguro Social (IMSS) provides healthcare services for both Mexican citizens and expats legally residing in the country. People enrolled in the IMSS program receive full coverage, including prescriptions. To find out if you will qualify for the program, check the IMSS site.

Can US citizens get healthcare in Mexico?

Yes, since the introduction of the INSABI scheme in January 2020, Mexico has universal healthcare for all its citizens and expats.

Can I buy medical insurance in Mexico?

Health Insurance for Foreign Residents in Mexico

Foreign residents (temporary or permanent) can apply for the Mexican public healthcare insurance system known an IMSS on a voluntary basis which provides access to certain doctors, clinics and hospitals in Mexico. Some medications are also covered under this plan.

How do the citizens of Mexico pay for healthcare?

Costs of the Mexican Healthcare System

The healthcare system in Mexico is part of the national social security program. It's funded in part by employees and employers who contribute to the IMSS each month. It's further augmented by funding from the federal government, which is raised through general taxation.

Do you need health insurance in Mexico?

Mexico's healthcare system is broken up into a few parts. First, there's a federal government healthcare program(similar to Medicare and Medicaid in the U.S.). There is also a free social healthcare system known as INSABI. And then there is private healthcare and insurance.

What is Mexico Healthcare Like? - Costs & Medical Insurance

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What happens if you have a medical emergency in Mexico?

You should head to the nearest hospital or clinic if you experience a medical emergency. If you're in a rural area, go to the closest town and find the local police station or hospital.

What do expats do for health insurance in Mexico?

Public Health Insurance in Mexico

Expats are automatically enrolled in the IMSS program by their employers. Expats who are not formally employed, or who are self-employed, can voluntarily enroll in the IMSS program.

Does American insurance work in Mexico?

Most typical U.S. auto insurance policies will not cover Mexico. So, if you're heading south of the border, you'll need additional coverage for the family wagon. GEICO, for example, has partners that offer Mexico-specific policies for cars, RVs and motorcycles.

Are Mexican hospitals good?

The majority of Mexican hospitals are excellent and are staffed by highly trained and often English-speaking doctors. However, some nursing and care staff might not speak English. Mexico has achieved universal health coverage and its public healthcare is used by most Mexican residents.

How much does private health insurance cost in Mexico?

The Cost of Health Insurance in Mexico

For foreigners living in Mexico, the average cost of a comprehensive health insurance plan is $5,900 per year. Most U.S. citizens also purchase additional coverage in the U.S., and so their premiums are higher.

Who qualifies for IMSS in Mexico?

Health insurance in Mexico can be broken down into three categories: IMSS: Public healthcare usually comes through the IMSS, Instituto Mexicano de Seguro Social . If you legally reside in Mexico and you are formally employed in Mexico, you and your employer are required to enroll you in IMSS.

Is Mexico's healthcare system better than the US?

A study published this year in The Lancet found that Mexico's Healthcare Access and Quality Index rating rose from 49.2 in 1990 to 62.6 in 2015. This 100-point scale is a measure of citizens' access to quality healthcare.

Can I get free healthcare in Mexico?

Every Mexican citizen is guaranteed no cost access to healthcare and medicine according to the Mexican constitution and made a reality with the “Institute of Health for Well-being”, or INSABI.

How many Americans go to Mexico for medical treatment?

Jacob Pope, Chief Operating Officer of Medical Departures says medical departures account for about 15% of total U.S. outbound business, and sends 100,000 or more Americans each year to Mexico alone. He estimates that roughly 780,000 Americans in total went abroad for healthcare in the prepandemic year of 2019.

Can I see a doctor in Mexico?

Mexico has many fine doctors and many also speak good English. If you are in need of an English-speaking doctor in Mexico you may contact your local consulate as they usually keep a list of local doctors at hand.

What city in Mexico has the best medical care?

In alliance with the German market and consumer data company Statista, the magazine ranked hospitals in 27 countries for its World's Best Hospitals 2022 index. Médica Sur, located in the borough of Tlalpan, ranked No. 1 in Mexico with a score of 94.37.

What city in Mexico has the best healthcare?

Best Hospitals in Mexico for Foreigners and Visitors

The very best hospitals in Mexico are in Guadalajara, Mexico City, and Monterrey, which means if you need very specialized treatment, you might want to go there.

Is Medicare good in Mexico?

The simple answer is no. Medicare is only available to citizens and permanent residents of the USA who are residing in the USA. Some exceptions when Medicare may cover your expenses in a foreign country include; If you have a medical emergency and the foreign hospital is closer than the nearest US hospital.

Does Mexico require Covid insurance?

Travel insurance is not currently required for all of Mexico. However, travel insurance with medical coverage is required for visitors to Puerto Vallarta and Riviera Nayarit. This insurance is to protect travelers against any unforeseen medical event, including those derived from COVID-19 contagion.

Does Costco offer Mexico insurance?

The first of these disadvantages and the most important is that Costco doesn't carry the Mexican car insurance policy necessary to be able to drive in Mexico. This insurance is known as tourist auto insurance and it is the one that every foreigner who wants to drive in Mexico must have.

Does Blue Cross Blue Shield Cover me in Mexico?

The Blue Cross and Blue Shield Service Benefit Plan has you covered worldwide. If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage.

Is healthcare free for foreigners in Mexico?

Whether you are covered with the IMSS or the Seguro Popular, healthcare in Mexico is free and there is no co-payment. The main downside is that you are not free to choose your own doctor (except in specific cases). You are not covered abroad, in the private sector or in your home country.

What happens if I need to go to the hospital in Mexico?

If it's an emergency, you can call 911—same as in the United States. Ambulances in Mexico are typically private companies, and you may even have several ambulances arrive to try and compete for your business. Be warned that you may have to pay for them on arrival, privately owned ambulances aren't free.

How much is an ambulance ride in Mexico?

These fees usually range from US$25,000 to US$60,000 for a dedicated air-ambulance to transport you from Mexico back to the US or Canada, and more if your home country is in Europe or Asia.