How do I get my 1099 div from MetLife?

📅 How to Get Your MetLife 1099-DIV

You can obtain your MetLife, Inc. stock dividend tax form (1099-DIV) by logging into MetLife’s transfer agent, Computershare, or by contacting their shareholder services directly.

Because stock dividends for MetLife (NYSE: MET) are managed externally, you will not find a 1099-DIV inside standard MetLife insurance customer portals.

💻 Option 1: Access Online via Computershare

• Visit the Computershare Investor Center.
• Log in to your existing shareholder account or register using your details.
• Navigate to your tax documents section to view and download your 1099-DIV.

📞 Option 2: Contact Computershare by Phone

• Call Computershare (MetLife’s transfer agent) at 1-800-649-3593 (toll-free in the U.S. and Canada) or 1-201-680-6578 (international).
• Provide your Social Security Number (SSN) or Taxpayer ID and request a duplicate 1099-DIV.
• Support is available Monday through Friday, 8:00 AM to 6:30 PM ET.

💡 Alternative: Brokerage-Held Shares

• Check your personal brokerage account (e.g., Fidelity, Charles Schwab, Vanguard) instead if your MetLife shares are held in "street name" through a financial advisor or online broker.
• Your broker—not Computershare or MetLife—will issue the 1099-DIV if your stock is held electronically via a brokerage portfolio.

You are receiving dividends from MetLife either because you own shares of their common stock or because you hold a participating whole life insurance policy.

1. You Own MetLife Stock (Common Stock Dividend)

If you bought shares of MetLife (NYSE: MET) through a brokerage account or received shares during MetLife’s 2000 demutualization (when it transitioned from a mutual insurance company to a publicly traded corporation), you receive quarterly cash distributions as a shareholder.

• MetLife regularly pays a quarterly cash dividend (such as $0.5925 per share) to its investors.
• If you hold old demutualization shares in the policyholder trust or via a transfer agent like Computershare, these shares continuously generate cash payments unless set to automatic reinvestment.

2. You Have a Whole Life Insurance Policy (Policy Dividend)

If you own a permanent "participating" whole life insurance policy with MetLife, the dividends you receive are fundamentally different from stock dividends.

• Return of Premium: Policy dividends are technically a return of a portion of your premium payments.
• Performance-Based: They are paid out when the company's actual financial experience is better than expected regarding investments, mortality rates, expenses, and taxes.
• Not Guaranteed: These payouts fluctuate yearly and depend on how well that specific block of insurance business performs.

You can find MetLife withdrawal forms by logging into the MetLife MyAccounts Portal or visiting the MetLife Forms Library.

📊 Finding Your Specific Form

• Access depends on your specific product type:
  • Annuities: Log in to MetLife Annuities Self-Service for systematic or partial withdrawal forms.
  • Retirement / 401(k) / 403(b): Check the MetLife Retirement Self-Service Center.
  • Life Insurance: Visit MetLife Life Insurance Self-Service for partial cash surrenders.

MetLife no longer sells new individual life insurance policies to consumers through agents.

What Changed

• Individual Sales Ended: MetLife stopped selling individual retail life insurance, annuities, and disability policies in the United States around 2017.
• Brighthouse Financial: The company spun off its U.S. retail insurance business into an independent company named Brighthouse Financial. Existing individual policies issued back then are handled or administered through them.
• Group Insurance Continues: MetLife still sells and manages group life insurance through employers as part of workplace benefits packages.

You can access your individual life, annuity, or long-term care policy online through the MetLife MyAccounts Portal. If your policy is provided through your employer, you should instead log in at the MetLife MyBenefits Portal.

How to Log In or Register

• Individual Policies: Go to online.metlife.com to log in or complete the one-time registration using your policy details and personal identification info.
• Employer-Sponsored Plans: Go to metlife.com/mybenefits or use the MetLife mobile app, enter your company name, and select Register Now if you do not have an account yet.

What You Can Do Online

• Manage Policies: View coverage details, review premiums, and track account balances.
• Make Payments: Set up or update automatic bank payments and enroll in eDelivery for paperless bills.
• Update Information: Change your contact details, address, or phone number directly through your dashboard.