How do I get my gym covered by FSA?

Asked by: Keara Botsford  |  Last update: December 27, 2023
Score: 4.3/5 (27 votes)

For a gym membership to even be considered for reimbursement under a Health Care FSA, you must have:
  1. Approved Letter of Medical Necessity (PDF) on file for a medical condition that requires exercise at a gym.
  2. Individual gym membership contract on file (multi-person contracts will not be considered)

Can I spend FSA on gym membership?

Certain wellness expenses may be reimbursable through your FSA. Biometric Screenings are eligible expenses as health screens. Weight loss programs, gym membership, and fitness programs are 'potentially eligible expenses.

How do I get my HSA to pay for gym?

Health club/gym fees and dues are very rarely eligible, but in some rare cases may be covered if needed in the assistance of treating a medical condition. This will require additional documentation from a physician to submit to a benefits administrator, who will then decide if they will cover the expense.

Does FSA cover peloton membership?

Can I buy a Peloton bike with my HSA? Can I use my HSA for a gym membership? Treadmills, gym memberships, and peloton bikes are not eligible HSA or FSA expenses. However, if you have a Letter of Medical Necessity from your doctor that requires you to exercise, you might be able to use HSA or FSA funds for those.

Is gym membership a qualified medical expense for HSA purposes?

Typically no. Unless you have a letter from your doctor stating that the membership is necessary to treat an injury or underlying health condition, such as obesity, a gym membership isn't a qualifying medical expense.

Can you use FSA for gym membership?

41 related questions found

What is a letter of medical necessity for gym membership?

A Letter of Medical Necessity is required for all exercise referrals. A Letter of Medical Necessity form must be completed by your doctor, affirming that physical activity is medically necessary, i.e. treatment which can improve a medical condition.

Can I use HSA for sports physical?

Physical exams are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA). Physical exams reimbursement is not eligible with a limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can I use FSA to buy a treadmill?

Treadmill: FSA Eligibility

A treadmill may be eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) and health reimbursement arrangement (HRA).

Are Apple watches FSA eligible?

Understanding What's Eligible and What's Not

While fitness trackers such as an Apple Watch, Fitbit or Garmin aren't eligible expenses, medical devices that monitor, screen, or test for certain diseases or medical conditions may be eligible. These include items like blood pressure and heart-rate monitors.

Are protein shakes FSA eligible?

Protein shakes are considered nutritional supplements, and unfortunately you cannot use your flexible spending account (FSA) towards these. We get many questions about FSA eligibility at FSAstore.com, as people often wonder why protein powder is not considered an FSA eligible expense.

Does FSA or HSA cover gym membership?

You may have wondered if your HSA or FSA could be used to fund it. Yes, it could — if you prove the expense is medically necessary. General fitness expenses don't qualify for HSA/FSA use, but things change when a physician or nurse practitioner prescribes an exercise regimen.

Is Apple Watch HSA eligible?

Unfortunately the answer to this question is usually no. This is because according to the IRS, fitness trackers are used to promote what the IRS terms “general health”. Expenses under this general health definition are not considered HSA eligible expenses.

Can I buy workout shoes with HSA?

Health Savings Accounts (HSAs), and Flexible Spending Accounts (FSAs) can be great cost-savings tools. You can use them to reimburse yourself for eligible health care, medical aids, and even diabetic footwear or orthopedic shoes.

Can I use FSA for sports physical?

Physical exams are eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Can I use FSA for teeth whitening?

Key Takeaways. Funds from a flexible spending account (FSA) cannot be used for teeth whitening expenses. The U.S. Internal Revenue Service (IRS) specifically excludes various medical expenses spent on unnecessary cosmetic procedures, such as teeth whitening, in IRS Publication 502.

Will FSA pay for personal trainer?

You can pay for personal training through your FSA or HSA and/or deduct the cost of your training as a medical expense if it is deemed medically necessary by your physician. Some conditions that may warrant a medically necessary exercise prescription include: Diabetes. High Blood Pressure.

Does Best Buy accept FSA?

Can I use my HSA/FSA/HRA cards on BestBuy.com or in Best Buy stores? No, Best Buy is not set up to accept HSA, FSA or HRA cards as a payment option.

Can FSA pay for Fitbit?

A fitness tracker device, such as a Fitbit, is only eligible for reimbursement with a Letter of Medical Necessity (LMN) with a flexible spending account (FSA), health savings account (HSA) or a health reimbursement arrangement (HRA).

Is yoga FSA eligible?

Yoga: FSA Eligibility

Yoga is not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA). What is Yoga? Yoga encompasses a group of physical, mental, and spiritual practices or disciplines.

Is deodorant FSA eligible?

Deodorant reimbursement is not eligible with a flexible spending account (FSA), health savings account (HSA), health reimbursement arrangement (HRA), limited-purpose flexible spending account (LPFSA) or a dependent care flexible spending account (DCFSA).

Can you use FSA for Botox?

Botox injections are not eligible for reimbursement with a flexible spending account (FSA), health savings account (HSA) health reimbursement arrangement (HRA), dependent care flexible spending account (DCFSA) or a limited-purpose flexible spending account (LPFSA).

What can FSA not be used for?

Facts about Flexible Spending Accounts (FSA)

You can spend FSA funds to pay deductibles and copayments, but not for insurance premiums. You can spend FSA funds on prescription medications, as well as over-the-counter medicines with a doctor's prescription.

Is sunscreen FSA eligible?

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA). They are not eligible for reimbursement with dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA).

Can you use HSA for teeth whitening?

What Dental Services are Not Covered by My HSA? Cosmetic procedures, like teeth whitening, are not covered by your HSA funds. Neither are dental products like dental floss, toothbrushes, toothpaste, or mouthwash. Those products are out of pocket expenses.

Is toothbrush HSA-eligible?

Toothbrushes are not eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), health reimbursement accounts (HRA), dependent care flexible spending accounts and limited-purpose flexible spending accounts (LPFSA) because they are general health products.