How do I know if I have TRICARE for Life?

Asked by: Elise Rowe  |  Last update: February 11, 2022
Score: 4.2/5 (24 votes)

Go to the TRICARE Covered Services page. For Medicare services, visit the Medicare website. You can also check out the TRICARE For Life Cost Matrix to see a breakdown of costs for certain Medicare and TRICARE covered services. Q: I'm turning 65 soon.

Is there a difference between TRICARE and TRICARE for Life?

TRICARE is a health insurance program provided by the federal government to active duty and retired military personnel and their family members. ... TRICARE for Life (TFL), a program for Medicare-eligible military retirees and their dependents, acts as a supplement to Medicare.

How do you check if you have TRICARE?

Get Proof of TRICARE Coverage
  1. Log in to milConnect.
  2. Click on the “Obtain proof of health coverage” button.
  3. Or click on Correspondence/Documentation and choose "Proof of Coverage."
  4. Your coverage letter will be generated and available for download.

Who's eligible for TRICARE for Life?

TRICARE For Life (TFL) is available to TRICARE beneficiaries, regardless of age or where you live, if you have Medicare Part A and Medicare Part B. You're eligible for TFL on the first date you have both Medicare Part A and Medicare Part B.

Do military members get TRICARE for Life?

When you retire from active duty you are eligible to purchase Tricare Prime, Select, or the US Family Health Plan. Once you reach age 65 you are no longer eligible for those programs, you can then purchase Medicare and TRICARE for Life.

TRICARE and Medicare: TRICARE for Life

42 related questions found

Do spouses of retired military get TRICARE for Life?

Surviving spouses remain eligible for TRICARE unless they remarry and children remain eligible until they age out or lose eligibility for TRICARE for other reasons.

Is TRICARE for Life free for military retirees?

Is TRICARE For Life free for military retirees? There are no enrollment fees or monthly premiums for retirees who are TRICARE beneficiaries. However, you must have Medicare Part A and B to qualify, and you have to pay Part B premiums, which are based on your income.

Do I need Medicare Part D if I have TRICARE for Life?

Medicare requires you to have prescription drug coverage. Tricare for Life provides the required creditable drug coverage so you don't have to buy a Medicare Part D prescription drug plan.

Is my spouse eligible for TRICARE for Life?

Nothing. The good news is your family's existing TRICARE coverage doesn't change. Your spouse can remain in his or her TRICARE plan. And if you have children, they remain in their current plan until they change plans or lose TRICARE eligibility.

What is not covered by TRICARE for Life?

In general, TRICARE excludes services and supplies that are not medically or psychologically necessary for the diagnosis or treatment of a covered illness (including mental disorder), injury, or for the diagnosis and treatment of pregnancy or well-child care.

How do I find my TRICARE provider?

If you are enrolled in TRICARE Prime, you can call Humana Military, the TRICARE contractor, at 1-800-444-5445 to find out which provider you have been assigned to for primary care.

Is your military ID your insurance card?

Your Military ID is your insurance card and has all of the information that a provider needs to file a claim. The DoD number, benefits number or sponsor's social security number can be used when a policy number is requested.

What does TRICARE for Life pay for?

TRICARE For Life (TFL) is a medical benefit program designed to pay for medical expenses for active duty military personnel and their families, and also for retired military personnel and their families. Although it appears to be an insurance program, it is actually a benefit program.

Is TRICARE for life secondary to Medicare?

TRICARE For Life is Medicare-wraparound coverage for TRICARE-eligible beneficiaries who have Medicare Part A and B. Available worldwide: TRICARE pays after Medicare in the U.S. and U.S. Territories. TRICARE is the first payer in all other overseas areas.

What Medicare plan do I need with TRICARE for Life?

To receive TRICARE for Life benefits, you must be enrolled in Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). Together, these parts are known as original Medicare. You should automatically qualify for Medicare benefits when you turn age 65.

Do I lose TRICARE when I turn 65?

TRICARE benefits include covering Medicare's coinsurance and deductible for services covered by Medicare and TRICARE. When retired service members or eligible family members reach age 65 and are eligible for Medicare, they become eligible for TRICARE For Life and are no longer able to enroll in other TRICARE plans.

Does TRICARE for Life include dental and vision?

FEDVIP provides voluntary vision and dental coverage to eligible TRICARE beneficiaries and offers a choice among a number of FEDVIP dental and vision carriers. If you're eligible, you may choose from 23 dental plan options and 10 vision plan options. The FEDVIP plans vary in coverage and premium amounts.

Is TRICARE for Life automatic?

As long as you are already TRICARE eligible according to the Defense Enrollment Eligibility Reporting System (DEERS) and have purchased Medicare Part B, you are automatically enrolled and become eligible for TFL.

Can TRICARE for Life use military pharmacy?

You can fill your prescriptions at military pharmacies for free: Military pharmacies stock drugs on the Basic Core Formulary. They meet most of the primary care needs of TRICARE beneficiaries.

Is dental covered by TRICARE?

TRICARE covers adjunctive dental care. as part of the "medical" benefit. Dental coverage for diagnostic and preventive services, restorative services, orthodontics, oral surgery, endodontics and other non-medical services are provided under two different dental plans: TRICARE Active Duty Dental Program.

Does TRICARE for life cover Chantix?

Tricare members can now obtain drugs such as varenicline (Chantix) and bupropion (Zyban), as well as nicotine replacement therapies such as gums, patches, nasal sprays and lozenges, with a doctor's prescription by mail.

Will TRICARE for Life pay for nursing home?

Skilled nursing care is covered by TRICARE in the U.S. and U.S. Territories within skilled nursing facilities (SNF) if you have a hospital stay of three or more days. ... TRICARE and Medicare do not cover assisted living facilities or long term care, which is needed if you can no longer perform everyday tasks by yourself.

How much is TRICARE for Life for retired military?

The TRICARE Select enrollment fees for a Group A retired beneficiary are: For an individual plan, you'll pay $12.50 per month or $150 annually. For a family plan, you'll pay $25.00 per month or $300 annually. The catastrophic cap will increase from $3,000 to $3,500.

What do you do with military ID after death?

Take a copy of the death certificate to the nearest military ID card issuing facility. Fax it to the DMDC/DEERS Support Office at (800) 336-4416.

Does TRICARE for life cover eyeglasses?

If you have TRICARE For Life (TFL), you also don't have eye exam coverage. With FEDVIP, you can choose from multiple vision plans and eye care providers. ... But most plans include routine eye exams, vision correction, glasses, and contact lenses.