How do I know if my Medi-Cal is full scope?

Asked by: Adell Cormier  |  Last update: May 13, 2025
Score: 4.8/5 (7 votes)

How will I know if I can get full scope Medi-Cal? You will get a notice in the mail. It will tell you if you can get full scope Medi-Cal benefits.

How do I know if I have full scope Medi-Cal?

These are the fastest ways to find out if you are eligible for ongoing full-scope Medi-Cal: Search for in-person help near you for someone who can help you complete your application. Apply online on http://www.benefitscal.com or CoveredCA.com. Call or visit a Medi-Cal office in your county.

What is the difference between restricted and full scope Medi-Cal?

Full scope Medi-Cal is different from the restricted scope Medi-Cal you have now. Restricted scope Medi-Cal covers limited services. It does not cover medicine or primary care. If you have pregnancy-related limited scope Medi-Cal, you will have the full scope of Medi-Cal benefits, if the service is medically necessary.

What is the income limit for full scope Medi-Cal?

You are 19-64 years old and your family's income is at or below 138% of the Federal Poverty Level (FPL) ($21,597 for an individual; $44,367 for a family of four). You are a child 18 or younger and your family's income is at or below 266% of FPL ($85,519 per year for a family of four).

Can I check my Medi-Cal status online?

To check the status of your benefits, visit BenefitsCal.com or call 888-472-4463.

'Full scope' Medi-Cal benefits now available for people over the age of 50

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How to check medicaid status online?

Log into your state's Medicaid portal

Many states have online portals where you can check your Medicaid coverage status. If you already created an account when you applied, log in to see any updates or changes to your status. Look for a section that shows your coverage details or current eligibility.

Does Medi-Cal check your income?

Most people who apply for Medi-Cal can find out if they qualify based on their income. For some types of Medi-Cal, people may also need to give information about their assets and property.

What will disqualify you from Medi-Cal?

The Medi-Cal program determines eligibility for benefits on a “means” tested basis. If a Medi-Cal applicant's property/assets are over the Medi-Cal property limit, the applicant will not be eligible for Medi-Cal unless they lower their property/assets according to the program rules.

How much money can I have in my bank account if I have Medi-Cal?

For new Medi-Cal applications only, current asset limits are $130,000 for one person and $65,000 for each additional household member, up to 10. Starting on January 1, 2024, Medi-Cal applications will no longer ask for asset information. » I was not eligible in the past.

What is the income limit for Medi-Cal 2024-2023?

For 2024, the income limits are generally expressed as a percentage of the FPL and vary by the individual's category. For example, an individual may qualify for Medi-Cal if their yearly income is at or below $20,783. A couple may qualify for Medi-Cal if their annual income is at or below $28,208.

What are the two types of Medi-Cal?

Medi-Cal is health coverage for low-income children and adults. There are two kinds of Medi-Cal, the expanded Modified Adjusted Gross Income (MAGI) coverage and classic coverage. Some Medi-Cal programs have a Share of Cost, but most do not.

What is a full scope?

Full Scope refers to a type of polygraph examination which someone might be asked to undergo as part of the investigation process before getting a security clearance.

What is the new law for Medi-Cal 2024?

Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.

Does full scope Medi-Cal cover dental?

Full scope benefits generally provides medical, dental, mental health, vision (eye) care, drugs your doctor orders, and more. Full scope Medi-Cal and CMSP benefits are available to individuals who meet all eligibility criteria and are either United States citizens/nationals or have satisfactory immigration status.

How do I know if my Medi-Cal plan is a high deductible health plan?

Per IRS guidelines in 2025, an HDHP is a health insurance plan with a deductible of at least $1,650 if you have an individual plan or a deductible of at least $3,300 if you have a family plan. The deductible is the amount you'll pay out of pocket for medical expenses before your insurance pays anything.

How far back does Medi-Cal look at assets?

The 30 month period in California (or 5 year period in other states) is known as the “look-back period.” In essence, state Medicaid agencies are “looking back” for assets transferred at less than fair market value.

How much can you make before you lose Medi-Cal?

Most single individuals will qualify for Medi-Cal if there income is under $1,676 per month. Most couples will qualify if their income is under $2,267 per month. If you have disabilities, your income can be slightly higher. You can qualify for Medi-Cal even if you have assets.

How often does Medicaid check your bank account?

Medicaid agencies can check your account balances for bank accounts at any financial institution you've used in the past five years. They will check when you submit an application and on an annual basis, but checks can occur at any time.

Which Medi-Cal plan is best?

OAKLAND, Calif., Jan. 19, 2023 – Kaiser Permanente Northern California's Medi-Cal health plan is the highest rated in the state for quality care, according to a December 2022 report from the state's Department of Health Care Services (DHCS).

Who is eligible for full scope Medi-Cal?

Starting May 1, 2022, a new California law allows all eligible Californians 50 years of age or older to get free full-scope Medi- Cal regardless of immigration status! People can qualify for full- scope Medi-Cal if they are undocumented. Does the California government provide Medi-Cal? Yes.

Does Medi-Cal check bank accounts?

➢ Do assets affect my eligibility? Starting on January 1, 2024, assets, such as bank accounts, cash, a second vehicle, and homes, will no longer be counted when determining Medi-Cal eligibility. Income and income from assets, such as income from property, will continue to be counted.

What is the disadvantage of Medi-Cal?

The perception that Medi-Cal offered poorer coverage or less respectful treatment than other types of insurance. Concerns among noncitizen respondents that applying for Medi-Cal might affect their immigration status.

Do I have to report Medi-Cal on my taxes?

Yes. Most people with Medi-Cal have coverage that counts as MEC and they will not face a tax penalty. However, there are individuals who have limited Medi-Cal coverage that does not meet MEC.

Do I have to pay back Medi-Cal?

The Medi-Cal program must seek repayment from the estates of certain deceased Medi-Cal beneficiaries. Repayment only applies to benefits received by these beneficiaries on or after their 55th birthday and those who owned assets at the time of death.

What is the highest income to qualify for Medicaid 2024?

Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.