How do I remove myself from Covered California?

Asked by: Miss Elise Konopelski  |  Last update: January 13, 2026
Score: 4.4/5 (33 votes)

If you need to cancel your health or dental plan, you can do so by logging in to your Covered California account. Covered California requires at least 14 days advance notice to process this request. It is strongly recommended that you request plan termination to be effective at the end of the month.

How do I disenroll from Covered California?

Sign in to your Covered California account and cancel your plan there. We require at least 14 days advance notice to process this request.

How to remove a person from Covered California?

For Current Covered California Consumers

To remove a partner or dependent from an existing case, or to establish separate coverage, please contact the Service Center for assistance at (800) 300-1506.

How to stop Medi-Cal coverage?

If you need to cancel your Medi-Cal coverage, call your local county office. Once you are released from Medi-Cal, get a quote online to view rates and enroll in a Covered California plan. Be aware that there are different income limits for Medicaid/Medi-Cal versus Covered California (the state exchange.)

Can I cancel my health insurance at any time in California?

Unlike many other types of insurance, the California health plan contracts are month to month. You are able to cancel your health policy month to month for any reason at all. These policies are guaranteed renewable which means that you continue the policy until you turn age 65 (which is when Medicare kicks in).

Your Medi-Cal is Ending. How to Keep/Change/Cancel Your Covered California Health Insurance Plan.

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Can I change my Covered California plan at any time?

What if I want to change something about my health insurance or renew my plan through Covered California? Renewal starts in the fall, right before the open-enrollment period. At that point, you'll be able to switch your plan and make any changes.

What is the income limit for Covered California?

The limits are based on both household income and household size. In 2024, an individual in a one-person household is eligible for some degree of Covered California subsidies if they earn up to $33,975 Meanwhile, that limit rises to $69,375 for a household size of 4.

Do I have to pay back Medi-Cal?

The Medi-Cal program must seek repayment from the estates of certain deceased Medi-Cal beneficiaries. Repayment only applies to benefits received by these beneficiaries on or after their 55th birthday and those who owned assets at the time of death.

What disqualifies you from Medi-Cal?

To qualify, you must: Meet the medical requirements of Social Security's definition of disability. Be working and earning income (this can be part-time work). Have countable income less than 250% of the federal poverty level (in 2024, this equates to $3,158/mo.

When can you remove someone from your health insurance?

Generally, you can only drop your spouse from your health insurance if there is an open enrollment period or you're experiencing a qualifying event, such as getting divorced or buying a new health insurance plan. You'll get 30 days from the day of the qualifying event to remove your spouse from your health coverage.

What is the income limit for Medi-Cal 2024?

For 2024, the income limits are generally expressed as a percentage of the FPL and vary by the individual's category. For example, an individual may qualify for Medi-Cal if their yearly income is at or below $20,783. A couple may qualify for Medi-Cal if their annual income is at or below $28,208.

What happens if I don't report my income change to Medi-Cal?

If you do not report changes to your personal information right away, and then receive Medi-Cal benefits that you do not qualify for, you may have to repay DHCS.

Can you Disenroll from insurance at any time?

Here are the general rules: You can cancel your plan anytime if you purchased self-only or family coverage on the individual health insurance market. However, you can typically only select a new health plan during the annual Open Enrollment Period. Open Enrollment is from November 1 to January 15 in most states.

How do I remove income from Covered California?

To report changes, call Covered California at (800) 300-1506 or sign in to your online account. You can also find a Licensed Insurance Agent, Certified Enrollment Counselor or county eligibility worker who can provide free assistance in your area.

How do I switch my Medi-Cal plan?

You have the right to change your Medi-Cal health plan at any time. You can call Medi-Cal HCO Monday – Friday, 8 a.m. to 6 p.m. at (800) 430-4263 (TTY (800) 430-7077). Or go to www.healthcareoptions.dhcs.ca.gov.

How do I remove myself from Medi-Cal?

Contact your local county office.

If you report a change, you have to wait for your eligibility to be evaluated. If you want to end your Medi-Cal coverage immediately, you may be able to do this by withdrawing your application.

What is the new law for Medi-Cal in 2024?

Beginning January 1, 2024, a new law in California will allow adults ages 26 through 49 to qualify for full-scope Medi-Cal, regardless of immigration status. All other Medi-Cal eligibility rules, including income limits, will still apply.

Can I have money in the bank and still get Medi-Cal?

➢ Do assets affect my eligibility? Starting on January 1, 2024, assets, such as bank accounts, cash, a second vehicle, and homes, will no longer be counted when determining Medi-Cal eligibility. Income and income from assets, such as income from property, will continue to be counted.

How to cancel Covered California?

If you need to cancel your health or dental plan, you can do so by logging in to your Covered California account. Covered California requires at least 14 days advance notice to process this request. It is strongly recommended that you request plan termination to be effective at the end of the month.

Does Covered California check your income?

This is called “income verification.” Covered California does this by electronically asking the Internal Revenue Service (IRS) database and other databases if what you reported is the same as what they have on file. The IRS will not share your personal tax data with Covered California.

What is the highest income to qualify for Medicaid 2024?

Parents of Dependent Children: Income limits for 2024 are reported as a percentage of the federal poverty level (FPL). The 2024 FPL for a family of three is $25,820. Other Adults: Eligibility limits for other adults are presented as a percentage of the 2024 FPL for an individual is $15,060.

Can you have both Medi-Cal and Covered California?

You can also call your local county office. Did you know? It is possible for members of the same family to qualify for both Medi-Cal and Covered California.

What happens if I overestimate my income for Covered California?

What if I Overestimate My Income for Covered California. If you find that you've overestimated your income when enrolling in a Covered California plan, it can have significant implications for your healthcare subsidies. Overestimation typically means you received less in subsidies than you were actually eligible for.