How do I upload proof of no claims discount?
Asked by: Dr. Alessandra Torp IV | Last update: October 9, 2025Score: 4.4/5 (2 votes)
- Log into your My account.
- Scroll down to "My policies" section.
- Click on the quick link for Upload NCD.
- Click browse then select your proof of NCD.
- Now read the terms and conditions and check the box if you agree.
- Click upload and you're done!
How do I prove my no claims discount?
You can find out how many years of no claims bonus you've accumulated on your car insurance renewal paperwork, on your cancellation letter, or a letter from your provider confirming your no-claims discount. To be valid, it must be dated within two years of starting your new car insurance policy.
How do I get my NCB confirmation?
- Step 1: Contact the previous car insurer and request for the NCB Certificate.
- Step 2: Provide all the necessary supporting documents.
- Step 3: Upon verification of your request and the documents, you will receive the NCB Certificate.
Is there a database for no claims discount?
NCD (No Claims Discount) database
The NCD service is an online digital service that replaces the need for motor insurers and policy holders to have to manually exchange papers about a policy holders' NCD data.
How to verify ncd?
How to upload your proof of no claims discount online | Kwik Fit Insurance Services
How do I upload proof of NCD?
- Log into your My account.
- Scroll down to "My policies" section.
- Click on the quick link for Upload NCD.
- Click browse then select your proof of NCD.
- Now read the terms and conditions and check the box if you agree.
- Click upload and you're done!
How do I check my no claims discount NCD?
In most cases, you can see your no claim discount (NCD) by doing the following: Logging into your online car insurance account. Referring to your insurance certificate; many specify your no claims discount rating. Viewing your car insurer's latest renewal offer.
How can I check my NCB online?
From your insurance renewal documents - You'll usually be able to log into your insurer's website and view details of your policy, including how many years of NCB you have accumulated. Alternatively, you might have a paper copy filed away, which you'll typically receive when your policy is nearing its renewal date.
How do I check my NCD?
How Do I Check My No-Claims Discount (NCD) in Singapore? There are two simple ways to find out your existing NCD. The first is to look at your current car insurance policy schedule - It shows your current NCD entitlement. The second is to ask your current car insurance company directly.
How to get an NCB certificate?
The first step to obtaining the NCB certificate is to contact your insurance provider. You must get in touch with your previous insurance company and request them for the certificate. Your insurance company will require some details to give you the no-claim bonus certificate.
Can I get an NCB statement online?
Get e-Statements NOW!
NCB e-Statements allow you to get your monthly credit card statements via email so you can leave the physical mail behind.
How do I find my current NCB?
The NCB will be mentioned on the webpage during the online car insurance renewal process. If you renew your car insurance policy with a different insurer, you must mention the NCB earned in your previous policy. You can also view the NCB calculation in your policy document post-policy purchase.
What happens to NCD after a claim?
If you don't have protected NCD, your discount will be reduced following a claim (see our 'step back' rules in your car insurance policy document). There are some cases where a claim won't affect your NCD.
Is 9 years the maximum no claims bonus?
However, there's a time limit on the maximum number of years you can build up your no-claims. This can vary among providers, but most will cap the maximum no-claims bonus at around nine years. Once you reach this, you won't get a bigger discount on the following no-claims years.
What is an ncd document?
No claim discount (NCD), also known as a No Claim Bonus, is a discount on your car insurance premium that your insurer may offer as a reward for not having made a claim against your policy. Typically, you earn one year of NCD for every year you don't make a claim on your car insurance.
Can you make a claim without proof?
You'll need to include copies of all paperwork that will help your claim, including receipts or medical certificates. You should also keep copies of the originals in case your claim is queried or refused. Your insurer may ask if you have other insurance that may cover the claim.
Where can I get proof of NCD?
You can reach out to your existing or previous car insurer and ask them to confirm in writing or check your insurance documents. If you can access MyAviva online, this may be the most direct way to check.
How do I connect to NCD?
Use the Phone Cable to connect the NCD's grey Wall Socket port to your phone Wall Socket. Use the Ethernet Cable to connect the NCD's yellow Gateway Port to your modem's blue WAN Port. Turn on both devices and allow 15 minutes for automatic configuration.
Where can I see NCD?
Please look for your NCD entitlement in your renewal notice or query your existing insurer.
Does no claims discount expire?
A no claims bonus or no claims discount is usually valid for two years after a policy ends, but it varies between insurers. For example, we accept up to three years. This means that if you don't have a car, you'll still retain your no claims bonus.
Do insurers check NCD?
When you renew your insurance and you want to move to a new motor insurance provider, the NCD database enables the new insurer to verify your no claims discount directly from the database. Details provided by the database include the number of discount years and whether these are protected, guaranteed or standard.
Where will I find my no claims bonus?
Your previous insurer would have sent details of your no claims bonus to you with your renewal offer. If you do not have this you will need to contact your previous insurer and request another copy of it. Your no claims bonus shows the number of years you have claims free driving on a policy in your own name.
How to get proof of no claims admiral?
Your personal documents and proof of no claims bonus can be found in MyAccount. Need our literature in a different format? Find out about accessibility help for your insurance documents.
How do I know if my no claims discount has been affected?
The simplest way to check your no claims discount is to look at the documentation your insurance provider has given you. This might have been sent through the post or may be online, depending on how you manage your account. Start by looking at your renewal notice or other paperwork.