How do I use my OTC card at Walmart?

Asked by: Aglae Turner V  |  Last update: February 8, 2025
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How do I use my OTC Network card on Walmart.com? You can create a Walmart.com account and add your OTC Network card to your wallet or enter your OTC Network card as a payment method during check-out.

Why did my OTC card not work at Walmart?

The most common reasons why a benefit card may be declined at the point of sale are: The benefits card has not been activated. The benefits card has been used before the 24-hour waiting period after activation is over.

Do I need a PIN number to use my OTC card at Walmart?

You will not need a PIN to use your card. Your available OTC spending allowance amount will apply to the eligible items and deduct from your total purchase. Sales tax may apply. If your total is more than your available balance, please use another form of payment for the remaining amount.

How do I use my Healthy Benefits card at Walmart?

Pay with your Walmart Wellness Benefits Card at any register when you checkout. The card will only pay for the eligible items. You will need a second payment method for any products not covered by your Walmart Wellness Benefits card.

Can I use my OTC benefits at Walmart?

You can create a Walmart.com account and add your OTC Network card to your wallet or enter your OTC Network card as a payment method during check-out.

How To Shop In-Store with Your OTC Card

16 related questions found

Can you use an OTC card at self-checkout?

Yes, you can use your card at self-checkout in store.

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

What food items can you get with an OTC card?

Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.

What does an OTC card not cover?

What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.

How do I use my UCard for groceries?

At checkout, there are 2 ways to use your UCard:
  1. Simply swipe your card or scan the barcode.
  2. Scan your digital UCard barcode in the UnitedHealthcare app (available at most store locations)

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

How often do you get money on your OTC card?

It's important to know when your OTC card reloads. Money might be added on a monthly, quarterly or annual basis, depending on your plan. And remember, if benefits don't roll over to the following period, you'll need to use them — otherwise you'll lose them. For example, some plans have a quarterly structure.

Can you buy food with your OTC card at Walmart?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

What stores accept UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Can I use my OTC card on Amazon?

Can I use my card to purchase OTC items online from websites like Amazon? You can only purchase OTC items online from the NationsBenefits website.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I buy soda with my UCard?

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

Can I pay my water bill with my UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

How do I use my OTC card for groceries?

How to pay with OTC Network on Instacart
  1. Add your OTC Network card. Go to your Instacart Account Settings to add your card as a payment method.
  2. Choose a store and find “OTC Network” items. Eligible items are marked with an “OTC Network” label.
  3. Check out with your OTC Network card.

Does Walmart honor OTC cards?

Participating Retailers: Your OTC card's usability spans across various local retailers, including well-known names such as CVS, Walgreens, Duane Reade, Rite Aid, Dollar General, Family Dollar, and Walmart. The network is expansive, ensuring your convenience.

Do I need a PIN to use my OTC card?

A: No, your card does not require a PIN.