How do I use my UnitedHealthcare debit card?

Asked by: Queenie Conn  |  Last update: June 16, 2025
Score: 4.9/5 (21 votes)

If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.

How do I use my UnitedHealthcare U card?

Depending on their plan, eligible members may also be able to use their UCard to:
  1. Fill prescriptions. Show your UCard at your pharmacy when filling a prescription.
  2. Pay for eligible utility bills. Set up bill payment for eligible utilities on the UCard Hub.
  3. Shop in-store or online. ...
  4. Access your free gym membership.

How do I use my UB debit card?

Your UB debit card can make purchases in two different ways: as a credit card transaction authorized by your signature or an ATM transaction authorized by your PIN. That is why the cashier at the local store asks you “Debit or Credit.” Both methods access only the funds in your UB checking account.

How does the UnitedHealthcare spending card work?

Your debit card from UnitedHealthcare is an easy way to pay from your FSA. You can use it to pay by phone, the Web, or at any eligible provider or merchant that accepts MasterCard. Here are some of the highlights: It's connected to your flexible spending account (FSA).

Can I use my UnitedHealthcare card at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Using the UnitedHealthcare UCard®

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What stores can I use my UnitedHealthcare U card?

A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like:
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

Why won't my healthy benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can you buy food with your UnitedHealthcare card?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

Can you withdraw money from your UnitedHealthcare card?

* You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket. When you are making a purchase in person: Be sure that the location accepts MasterCard. Give your card to the person at the register.

Can I get gas with my UnitedHealthcare card?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.

How do I use my debit card at checkout?

How to pay with a debit card
  1. enter your long card number, name and expiry date.
  2. enter the three-digit code on the back of the card – called a CVV.
  3. pass another form of security, such as entering a code sent to your mobile phone or approving the payment in your mobile banking app.

How do I know if my UB debit card is activated?

You will be notified via email and will be sent a reference code. Key in the code when you log in your UB Online profile to activate your account. Once you see the account on your dashboard, it is now activated and ready for use.

How do I use my health debit card?

Your Healthcare card is designed to work like a credit card without the PIN. We highly recommend using your Healthcare debit card* like a credit card without the PIN. When you swipe your card at checkout, choose "credit" (even though it isn't a credit card).

How do I use my UnitedHealthcare card to pay utility bills?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

Is UnitedHealthcare card a debit card?

About Care Cash

Care Cash is a preloaded debit card designed to help pay towards cost sharing for certain eligible network health care expenses. Eligible employees must first request the card at myuhc.com/carecash.

How do I check the balance on my UnitedHealthcare spending card?

Check your balance by visiting myuhc.com® or by calling the number listed on the back of your Health Care Spending Card. Swipe your card and go.

How do I use the U card from UnitedHealthcare?

It may seem like a simple membership ID card at first glance, but UCard can be used for numerous components of a UnitedHealthcare Medicare Advantage plan, including: Checking in at the doctor's office or pharmacy. Signing up for a free gym membership. Buying over-the-counter (OTC) health and wellness products.

How does UnitedHealthcare spending card work?

The UnitedHealthcare Health Care Spending Card Mastercard® makes it easy to pay from your HRA and FSA. If it's available to you, you can use the card to pay for eligible expenses by phone, online or at any place that accepts Mastercard. For more information and to manage your accounts, Visit myuhc.com®.

What stores can I use my UnitedHealthcare U card?

You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub.

Can I use my UnitedHealthcare U card at Dollar General?

Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.

Can I buy laundry soap with my OTC card?

Use your $25 a month to get items like baby wipes, allergy products, pain relief medicine and more. You can also get everyday items like laundry detergent, soap and toothbrushes.

Can I buy gas with my healthy Benefits card?

This allowance can be used for Over-the Counter (OTC) Items, groceries, home utilities and gas at the pump.

Can I buy chips with my Healthy Benefits card?

Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.

Can I use my Healthy Benefits card at Dollar General?

Dollar General now accepts health supplemental benefits.