How do I use my UnitedHealthcare UCard?

Asked by: Angelo Lueilwitz  |  Last update: March 5, 2025
Score: 4.6/5 (36 votes)

How can I use my UCard?
  1. Fill prescriptions. Show your UCard at your pharmacy when filling a prescription.
  2. Pay for eligible utility bills. Set up bill payment for eligible utilities on the UCard Hub.
  3. Shop in-store or online. ...
  4. Access your free gym membership.

Can I buy groceries with my UnitedHealthcare UCard?

Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.

How to pay bills with UnitedHealthcare UCard?

To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.

How do I use my UnitedHealthcare debit card?

Swipe your card where you seek services to pay for eligible medical expenses. You may select to run the transaction as a credit or debit. UnitedHealthcare Global is funding this card.

Where can I use my UCard rewards?

Use your UCard to spend earned rewards at thousands of national retailers, including Walmart, Walgreens, CVS and many local options. Choose from many eligible items like over-the-counter products, gifts, groceries and more.

Using the UnitedHealthcare UCard®

17 related questions found

What can I buy with my UCard at Walmart?

Use your benefit credit on your UCard to buy healthy food products, like:
  • Beans and soup.
  • Dairy products.
  • Fresh, frozen and canned fruits.
  • Fresh, frozen and canned vegetables.
  • Frozen meals.
  • Fresh salad kits.
  • Fully-prepared meals and produce boxes.
  • Healthy grains like bread, cereals, rice and pastas.

How do I redeem my UnitedHealthcare rewards?

How do I redeem my rewards? You can redeem your rewards by depositing them to the subscriber's Optum health savings account (HSA) if eligible, the subscriber's UHC Rewards Health reimbursement account (HRA) if eligible, purchasing a device or by receiving them in a digital Visa gift card.

Can I get cash off my UCard?

The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.

What can I use my UnitedHealthcare spending card for?

Health care FSA
  • Medical expenses such as co-pays, co-insurance and deductibles.
  • Dental expenses such as exams, cleanings, X-rays and braces.
  • Vision expenses such as exams, contact lenses and supplies, eyeglasses and laser eye surgery.
  • Professional services such as physical therapy, chiropractor and acupuncture.

Is UnitedHealthcare UCard a credit card?

The UnitedHealthcare Ucard is a prepaid debit card with existing credit provided by UnitedHealthcare.

Can I use UCard on Amazon?

Members cannot use their UCard or OTC credit to shop directly on amazon.com or in the Amazon app. Members with an OTC benefit that can be used on healthy food (D-SNP and some C-SNP) will continue to have their online orders fulfilled by Walmart.

Can I use my OTC card at Walmart for food?

OTC Food Benefit Card

You can use this card at the following participating retailers: CVS, Walgreens, Family Dollar, Dollar General, and Walmart. You will a receive gray colored OTC card, similar to the example shown, with a maximum $20 monthly limit for purchasing the approved food items items.

Can I use my UCard for gas?

The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric. I love United Healthcare been with them 3yrs best company in the insurance industry. Syreeta Bendy me too l love them best insurance I have duel complete so I pay for nothing ..

Can I get toilet paper with my OTC card?

OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).

Why won't my Healthy Benefits card work at Walmart?

The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)

Can I buy chips with my UCard?

"You can use your benefits to purchase OTC products including allergy medication, cough drops, first aid supplies, oral care, pain relievers, vitamins, and more," reads the Health Benefits website. Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card.

What household items can I buy with my OTC card?

Eligible items include:
  • Nicotine replacement therapy items.
  • Band aids and first aid supplies.
  • Food scales.
  • Oral hygiene care products.
  • OTC antibiotic creams/ointments.
  • OTC antihistamines and allergy sprays.
  • OTC cold/cough/flu drugs.
  • OTC pain relievers.

Can I use my UCard at Walmart?

UnitedHealthcare UCard makes it easy to spend your credit

Shop at thousands of participating stores, including Walmart, Walgreens, CVS and Kroger, or at neighborhood stores near you.

Can I pay my water bill with my UCard?

Because the Ucard is not a Master Card, Visa or Discover, we cannot accept the card as a form of payment. To use your Ucard money to pay your utility bill, you must do so through the Ucard hub on your plan's website or call 1-833-853-8587.

What stores accept UCard?

Where Can I Use My UnitedHealthcare Healthy Food Card? (UCard)
  • Walmart.
  • Walgreens.
  • CVS.
  • Kroger.
  • Publix.
  • HEB.
  • Family Dollar.
  • Dollar General.

How much can you get on UCard?

Use your UnitedHealthcare UCard® loaded with $200 monthly to buy healthy food, OTC products and help pay utility bills.

How do I use the U card from UnitedHealthcare?

It may seem like a simple membership ID card at first glance, but UCard can be used for numerous components of a UnitedHealthcare Medicare Advantage plan, including: Checking in at the doctor's office or pharmacy. Signing up for a free gym membership. Buying over-the-counter (OTC) health and wellness products.

How do I redeem my rewards?

Go to your card issuer's website

Once you've made your purchases, earned your rewards and saved enough cash back, redeeming your rewards is relatively easy. On the card issuer's website, there will typically be a redemption portal where you can see what you've earned and choose how you want to redeem it.

Can I use my UnitedHealthcare healthy Benefits card at Dollar General?

Buy healthy foods like fruits and vegetables, meat, seafood, dairy products and water. Choose from thousands of OTC products, like first aid, pain relievers and more. Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.