How do people afford breast augmentation?

Asked by: Clinton Funk  |  Last update: January 1, 2026
Score: 4.4/5 (70 votes)

Personal credit cards are a popular way to finance a breast augmentation procedure. Try to find a personal card with a 0% APR offer to pay for your procedure. Or use a rewards credit card to pay for it and earn points or cash back. Cons: Credit cards are known for their high interest rates.

How do I get my breast implants paid for?

Financing Options

Companies like CareCredit specialize in financing medical procedures like breast augmentation, and they often have options like zero percent interest for a certain period of time or low monthly payments. Another option is to take out a personal loan.

How do so many people afford plastic surgery?

Plastic Surgery Financing Options

Common financing options include: Medical credit cards: The Gill Center partners with various companies that specialize in healthcare financing for qualified patients. These include CareCredit®, ALPHAEON® Credit, and Prosper® Healthcare Lending.

How much should I expect to pay for breast augmentation?

How much breast implants cost depends on the location, doctor, and type of implant used. Typically, the surgery ranges from $5,000 to $10,000. Because it is a cosmetic procedure, health insurance usually doesn't cover breast augmentation.

How much money should I save for a boob job?

How much does breast augmentation cost? The average cost of breast augmentation with implants is $4,875 and the average cost of breast augmentation with fat grafting is $5,719, according to the latest statistics from the American Society of Plastic Surgeons.

"Why I Think Breast Implants Are Evil" - Plastic Surgeon

27 related questions found

What is the cheapest state to get a boob job?

According to our data above, Alabama is the cheapest state to get breast augmentation at an average of $6,000 surgeon's fee. However, we discourage price shopping when choosing your plastic surgeon for breast augmentation. Instead, choose your plastic surgeon based on qualifications, expertise, and rapport.

Does insurance cover a boob job?

In conclusion, the majority of breast augmentation procedures are considered elective and are not covered by insurance. However, certain circumstances, such as breast reconstruction after mastectomy or addressing health-related issues, may increase the likelihood of insurance coverage.

How to get breast implants cheaper?

Although insurance does not typically cover breast augmentation operations, most reputable and experienced plastic surgeons will provide a variety of options to increase access to them. Many plastic surgery clinics, in order to make prices more affordable, take major credit cards and/or offer payment plans.

How long does a boob job last?

On average, today's implants are designed to last more than a decade, with the chance of rupture increasing by one percent each year. So, the older your implants are, the greater your risk of rupture or other complications. In many cases, breast implants can remain in good shape for 20 years or more.

Is a boob job worth it?

Breast Implants Boost Your Self-Esteem and Confidence

One of the greatest reasons why getting breast implants is worth it is the boost in self-confidence patients get following the procedure. Many women who come in for breast implants are incredibly self-conscious about the size and shape of their breasts.

Can you negotiate price with a plastic surgeon?

For some plastic surgeons, the fall (October & November) and early spring (February & March) may be times when they are finding their surgical schedules tough to fill. You may be able to negotiate a lower fee. Be willing to undergo the procedure under local anesthesia, thus eliminating the anesthetist's fee.

What state is the cheapest to get plastic surgery?

States like California and Colorado tend to have higher costs due to the prevalence of top-tier plastic surgeons and clinics. On the other hand, Utah and Montana are among the states that are known for more affordable procedures without compromising the quality of care.

Who is the richest plastic surgery?

The 12 Richest Plastic Surgeons in the World
  • Dr. Terry Dubrow-$50 Million. At the top of our list is Dr. ...
  • Dr. Paul Nassif-$40 Million. ...
  • Dr. Leonard Hochstein -$30 Million. ...
  • Dr. Kevin Sands – $20 Million. ...
  • Dr. Chris Moss – $20 Million. ...
  • Dr. Garth Fisher – $15 Million. ...
  • Dr. Robert Key – $14 Million. ...
  • Dr. Maria Siemionow – $14 Million.

How do most people pay for boob jobs?

How to Pay for Breast Surgery
  • Savings account. You can save in advance to pay for some or all of the procedure costs.
  • Credit cards. Most cosmetic surgery providers accept credit cards, including many who accept CareCredit. ...
  • Surgical center financing.

What are the cons of breast implants?

Risks of Breast Implants
  • Implant complications, such as breast pain and changes in nipple and breast sensation.
  • Additional surgeries, with or without removal of the device (also see Implant Removal)
  • Capsular contracture, scar tissue (capsule) that forms around the implant and squeezes the implant.
  • Rupture and deflation.

What is a gummy bear breast implant?

“Gummy bear” is the non-scientific term for form-stable or highly cohesive silicone gel implants. They are considered form-stable — and like gummy bears — because they hold their shape even when the implant shell is broken. The gel inside is thick, rather than liquid.

Do breast implants sag as you age?

After about age 25, your skin's production of collagen and elastin begins to decline, causing your skin to lose elasticity gradually. This loss of suppleness causes your implants to droop or sag. The degree of sagging will depend on your skin health and genetics.

What are the safest breast implants to get?

Both saline and silicone breast implants are considered safe. Research on how safe both types of implants are and how well they work is ongoing.

How to get funding for breast implants?

One option is to speak directly with your plastic surgeon to see if they offer any in-house financing plans. Additionally, you can explore third-party financing options such as personal loans or lines of credit from banks or credit unions.

Does insurance ever pay for breast implants?

Insurance usually will not cover breast enlargement surgery. It will, though, cover breast implants for women who have had mastectomies due to breast cancer. If you need further surgery later on, your health insurance may not cover that, either. Having breast implants may also affect your insurance rates later on.

Can you pay monthly for a boob job?

CareCredit®

Their Cosmetic and Beauty Financing credit card helps cover the breast augmentation, as well as other cosmetic surgeries, such as rhinoplasty, liposuction, tummy tuck, mommy makeover, body sculpting, and more. Like all credit cards, CareCredit comes with a minimum monthly payment.

What size breast does insurance cover for reduction?

Insurance requirements do vary by company and insurance plans, but usually, if a woman is experiencing the following their insurance might cover this procedure: Large breasts that could be reduced by at least 3 cups sizes or more (500g or more)

Can I get a free boob job?

You cannot usually get breast enlargement on the NHS

You'll usually have to pay to have breast implants. There are some circumstances where you might be able to get breast enlargement on the NHS – for example, if you have very uneven breasts or no breasts. It often depends on the area you live in.