How does the ACA improve access to healthcare?

Asked by: Prof. Adan Treutel  |  Last update: November 9, 2023
Score: 4.4/5 (32 votes)

The ACA uses two primary approaches to increase access to health insurance: It expands access to Medicaid, based solely on income, for those with incomes up to 138% of the federal poverty level (FPL), and creates eligibility for those with incomes from 139% to 400% FPL to apply for subsidies [in the form of advance ...

How will ACA increase access to health care?

Coverage Gains under the ACA

The ACA has made health insurance more accessible—particularly for women, people of color, and LGBTQ people. Its provisions, especially Medicaid expansion, have made insurance more affordable and have resulted in substantial gains in health coverage.

What impact has the Affordable Care Act had an access to healthcare?

The ACA enabled people to gain coverage by 1) expanding the publicly funded Medicaid program to cover adults with annual incomes up to 138% of the federal poverty level; 2) establishing the Health Insurance Marketplace for individuals and small businesses, allowing them to purchase private health insurance (PHI); and 3 ...

Did the ACA increase access to care?

Gaining insurance coverage also increased the probability of having a usual place of care by between 47.1 percent and 86.5 percent. These findings suggest that not only has the ACA decreased the number of uninsured Americans, but has substantially improved access to care for those who gained coverage.

How did the ACA attempt to improve access was it successful?

The ACA has gained a net increase in the number of individuals with insurance, primarily through Medicaid expansion. The reduction in costs is an arguable achievement, while quality of care has seemingly not improved. Finally, access seems to have diminished.

5 Things About The Affordable Care Act (ACA)

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How has the ACA impacted public health?

The ACA also directly influences public health through the creation of the Prevention and Public Health Fund, the nation's first mandatory funding for public health, and the first National Prevention Strategy, a sweeping development program that for the first time focuses on individual behavioral choices and the social ...

What are the benefits of the Affordable Care Act?

The law has 3 primary goals:
  • Make affordable health insurance available to more people. ...
  • Expand the Medicaid program to cover all adults with income below 138% of the FPL. ...
  • Support innovative medical care delivery methods designed to lower the costs of health care generally.

Who does the ACA benefit the most?

2020). The coverage gains under the ACA made it easier for people to get health care. Adults with low income have benefited the most from the law's insurance subsidies, out-of-pocket cost protections, and expansion in Medicaid eligibility.

Why is the Affordable Care Act important in healthcare?

The ACA supports public health prevention efforts. It created the Prevention and Public Health Fund, which has paid for public health efforts across the country. The ACA requires insurance policies to cover essential health benefits that can help prevent serious, costly conditions.

How did the ACA fail to provide access to healthcare for all individuals?

It largely failed. Health insurance markets are only afloat because of massive federal subsidies and premiums and out-of-pocket obligations significantly increased for families. While the ACA has led to about 13 million more people with Medicaid, many more have been harmed.

Why is access to affordable healthcare important?

People without coverage are more likely to suffer declines in overall health — the result of little or no preventive care and delays in care that cause more severe problems or hospitalizations.

How did the ACA make healthcare more affordable?

The ACA helps to make health care more affordable in two ways: by providing insurance coverage for approximately 50 million people who are currently uninsured and by striving to control health care costs by changing how medical services are paid for.

What is one example of how the ACA will increase access to healthcare quizlet?

increasing access to healthcare to all. encouraging healthcare providers to join Accountable Care Organizations (ACOs). What is one example of how the ACA will increase access to healthcare? bundling insurance payments.

What are two major benefits of the Affordable Care Act?

Two of the biggest coverage expansion provisions of the ACA went into full effect in 2014: the expansion of Medicaid and the launch of the health insurance marketplaces for private coverage. Together, these programs now cover tens of millions of Americans.

What are the 10 essential benefits of the Affordable Care Act?

Essential health benefits ensure that health plans cover care that patients need
  • Ambulatory patient services (outpatient services)
  • Emergency services.
  • Hospitalization.
  • Maternity and newborn care.
  • Mental health and substance use disorder services, including behavioral health treatment.
  • Prescription drugs.

How effective is the Affordable Care Act?

Indisputably, yes. More than 20 million people have gained coverage as a result of the ACA. It has dramatically reduced the uninsured rate. On the day President Obama signed the ACA, 16 percent of Americans were uninsured; in March 2020, it was nine percent.

Did the ACA reduce healthcare costs?

The bottom line: cumulatively from 2010 to 2017 the ACA reduced health care spending a total of $2.3 trillion.

How did ACA impact social determinants of health?

The ACA reduced income inequality within and between social determinant of health categories, especially for states with Medicaid expansion.

What were the two main goals of the Affordable Care Act ACA with respect to health insurance?

The Patient Protection and Affordable Care Act (ACA) has two main goals: (1) to make health care coverage more available, affordable, and acceptable and (2) to slow the growth of health care costs in the U.S.

How does affordable healthcare benefit the economy?

Lower long-term deficits due to the ACA will mean higher national saving, which will increase capital accumulation and reduce foreign borrowing, thereby making workers more productive and increasing national income and living standards over time. 4. Improving health and making workers more productive.

What are three benefits of the Affordable Care Act quizlet?

Match
  • extending insurance coverage to the uninsured/underinsured.
  • decreasing costs by improving efficiency.
  • expanding prevention and wellness programs (PH measures)
  • protecting against undue financial burdens on individuals as a result of healthcare expenditures.
  • improving patient safety and quality of care.

What is one benefit of the Affordable Care Act quizlet?

Extends health care coverage to 30 million uninsured Americans, provides substantial subsidies to uninsured individuals and small business firms to make health insurance more affordable, contains provisions to lower health care costs in the long run, and prohibits insurers from engaging gin certain abusive practices.

Which of the following was a major goal of the Affordable Care Act?

Those are affordability, medical care that is innovative, and the expansion of Medicaid. The main goal of the ACA was to ensure that every American could afford a health insurance plan.

What is the greatest of three Affordable Care Act?

This rule essentially says that for out-of-network emergency services, self-funded health plans must allow claims at the greatest of (1) 100% of Medicare, (2) the amount the plan would allow for non-emergent out-of-network claims (in other words, Usual and Customary, Maximum Allowable Charge, etc.), or (3) the median ...

How did the Affordable Care Act change health care in the United States quizlet?

Major ACA's Provisions: It expanded Medicaid to cover people with incomes below 138 percent of federal poverty level. It provided tax credits to certain small businesses that cover specified costs of health insurance for their employees.