How does UnitedHealthcare spending card work?
Asked by: Jaren Cassin | Last update: June 19, 2025Score: 4.6/5 (26 votes)
What can I use my UnitedHealthcare spending card for?
- Medical expenses such as co-pays, co-insurance and deductibles.
- Dental expenses such as exams, cleanings, X-rays and braces.
- Vision expenses such as exams, contact lenses and supplies, eyeglasses and laser eye surgery.
- Professional services such as physical therapy, chiropractor and acupuncture.
Can you withdraw money from your UnitedHealthcare card?
* You can withdraw money at the ATM to reimburse yourself if you go to the doctor and pay for services out of your own pocket. When you are making a purchase in person: Be sure that the location accepts MasterCard. Give your card to the person at the register.
How does the U card work for UnitedHealthcare?
Your UCard is your new member ID card. It includes all the plan information needed to visit your provider or fill a prescription, if applicable. Your new UCard can be used when your plan coverage starts and throughout the plan year.
Can you buy food with your UnitedHealthcare card?
Your plan comes with a credit that will be loaded to your UnitedHealthcare UCard® every month to help pay for over-the-counter (OTC) products and healthy food. Shop in-store or online for covered groceries, pain relievers, cold remedies and more.
Using the UnitedHealthcare UCard®
Can I use my UnitedHealthcare U card at Walmart?
A UnitedHealthcare healthy food card (UCard) can be used at participating stores including major retailers like: Walmart. Walgreens. CVS.
Why won't my healthy benefits card work at Walmart?
The benefits card has been used before the 24-hour waiting period after activation is over. The participant has insufficient funds in the benefit account to cover the expense. Non-eligible expenses have been included at the point of sale. (Retry the transaction with the eligible expense only.)
Can I get gas with my UnitedHealthcare card?
The UCard® gives you access to credit to help pay for healthy food, OTC products and utilities such as gas and electric.
Can I buy shampoo with my UnitedHealthcare OTC card?
OTC items are not eligible for reimbursement if they are normally used for general health, are not used to treat a medical condition (e.g. toothpaste, mouthwash, lotion, shampoo) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
How do I use my UnitedHealthcare debit card?
Swipe your card where you seek services to pay for eligible medical expenses. You may select to run the transaction as a credit or debit. UnitedHealthcare Global is funding this card.
What stores can I use my United health Card?
You can shop at any of the 55,000 retail locations, including Walmart, CVS and more. For a full list of participating stores, sign in and visit the store finder on the UCard Hub. At checkout, there are 2 ways to use your UCard: Simply swipe your card or scan the barcode.
How do I check the balance on my United Healthcare Spending Card?
Check your balance by visiting myuhc.com® or by calling the number listed on the back of your Health Care Spending Card. Swipe your card and go. or products. The fastest way to use your card is to choose “credit” when you are paying.
How to use a healthcare spending card?
When you elect to enroll in an HCSA, WageWorks will send you an HCSA Visa card. Once you activate your card, you can use your HCSA Visa card instead of cash or credit to instantly pay most health care providers and pharmacies for eligible expenses (when you swipe your card at checkout, choose credit).
Can I use my UnitedHealthcare U card at Dollar General?
Shop at thousands of participating stores, including Walmart, Walgreens, Dollar General, and Kroger, or at neighborhood stores near you.
What food items can you get with a OTC card?
Examples of approved food items are fruits, vegetables, meats, poultry, seafood, eggs, dairy, rice, pasta, beans, and much more.
Can I get cash off my UCard?
The UCard Debit Account differs from bank-issued debit accounts in that: it can only be used to make on-campus purchases. you cannot withdraw funds from it - funds must either be spent down, or the account must be closed.
What kind of food can I buy with my UnitedHealthcare card?
- Fresh fruits & vegetables.
- Canned fruits & vegetables.
- Frozen produce & meals.
- Fresh salad kits.
- Dairy products.
- Meat & seafood.
Can I pay my water bill with my UCard?
To pay eligible utilities with UCard benefits, customers must call the UnitedHealthcare member services number on the back of their UCard to request payment of their utility bill. Any approved payments will be processed by UnitedHealthcare and sent to eligible utilities on your behalf.
What does OTC card not cover?
What does the OTC card not cover? A Medicare plan with an OTC allowance typically does not cover prescription medications, alcohol, tobacco products, cosmetics or items for general household use. Additionally, it usually cannot be used to purchase gift cards or pay for services such as doctor visits and lab tests.
Can I buy toilet paper with my OTC card?
OTC items are not eligible if they are normally used for general health, are not used to treat a medical condition (e.g. lotion, shampoo (except for products used to treat dandruff), toilet paper, lip balm) or are cosmetic in nature (e.g. teeth whitening products, wrinkle reducers).
What can you not buy with UnitedHealthcare UCard?
Certain items such as soda, candy, chips, and other junk foods are usually not eligible for purchase with the card. Additionally, alcohol and tobacco products are never allowed to be purchased with a Healthy Benefits card. It is important to check with your specific program for a full list of eligible items.
Can I buy bread with my UnitedHealthcare card?
Choose from thousands of covered groceries including fruits and vegetables, fish, poultry, meat and seafood, dairy products, beans, bread, cereals, pasta and more. Shop at thousands of participating stores including national chains like Walmart, Walgreens, CVS and Kroger or at neighborhood stores near you.
Can you buy groceries with Healthy Benefits card?
Healthy benefits are increasingly being made available through health care providers, technology companies, employers, government agencies, and more. Many of these distributors offer benefits through cards that function like prepaid debit cards, allowing purchases of select grocery items or wellness products.
Can I withdraw money from my Healthy Benefits card?
You can't use your Benefits Card at an ATM machine or to get cash back when making a purchase at a store. If you are also buying non-eligible items, the terminal or clerk will ask you for another form of payment. Then just pay with another card, cash or check as you'd normally do.
Can I use my Healthy Benefits card at Aldi's?
Aldi takes EBT (food stamps) only. Otherwise the usual debit/credit/Aldi gift card/Visa gift cards. Aldi doesn't accept WIC either.