How effective has the Affordable Care Act been in addressing these problems so far?

Asked by: Tara Koch  |  Last update: May 10, 2023
Score: 4.8/5 (19 votes)

Conclusion. The ACA has helped millions of Americans gain insurance coverage, saved thousands of lives, and strengthened the health care system. The law has been life-changing for people who were previously uninsured, have lower incomes, or have preexisting conditions, among other groups.

How effective was the Affordable Care Act?

More than 20 million people have gained coverage as a result of the ACA. It has dramatically reduced the uninsured rate. On the day President Obama signed the ACA, 16 percent of Americans were uninsured; in March 2020, it was nine percent.

What problems did the Affordable Care Act solve?

Key provisions of the ACA that intend to address rising health costs include providing more oversight of health insurance premiums and practices; emphasizing prevention, primary care and effective treatments; reducing health care fraud and abuse; reducing uncompensated care to prevent a shift onto insurance premium ...

What was the impact of Affordable Care Act?

The ACA enabled people to gain coverage by 1) expanding the publicly funded Medicaid program to cover adults with annual incomes up to 138% of the federal poverty level; 2) establishing the Health Insurance Marketplace for individuals and small businesses, allowing them to purchase private health insurance (PHI); and 3 ...

How has the Affordable Care Act improved public health?

The ACA addressed public health goals in three ways: It expanded public health capacity by establishing new programs and structures that focused on public health objectives and enhanced funding for existing programs; it increased access to clinical preventive services; and it provided new incentives for prevention and ...

Transforming Health Care: Understanding the Affordable Care Act and What Might Come Next

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How did the ACA improve quality?

The ACA has reduced the number of uninsured people to historically low levels and helped more people access health care services, especially low-income people and people of color.

Why the Affordable Care Act failed?

Not only did the ACA fail to control the rising cost of insurance, but it also failed to make health care and prescribed medicines affordable. According to a West Health and Gallup, 30 percent of surveyed individuals did not seek needed medical treatment due to the cost from September to October 2021.

What problem does the US Affordable Care Act Obamacare attempt to address and how does it do so?

The ACA was designed to reduce the cost of health insurance coverage for people who qualify for it. The law includes premium tax credits and cost-sharing reductions to help lower expenses for lower-income individuals and families.

Do you think the Affordable Care Act was successful in reaching its goal of improving Americans access to health care?

Findings and Conclusions: There have been dramatic improvements in people's ability to buy health plans on their own following the passage of the ACA. For adults with family incomes less than $48,500, uninsured rates dropped about 17 percentage points below their 2010 peak.

Which was an effect of the Affordable Care Act quizlet?

The act was enacted to expand coverage, hold insurance companies more accountable, lower healthcare costs, give people more choice for insurance, and increase the quality of healthcare/ health insurance.

Who benefited from the Affordable Care Act?

More than 20 million Americans gained health insurance under the ACA. Black Americans, children and small-business owners have especially benefited. Thirty-seven states have expanded Medicaid, deepening their pool of eligible residents to those who live at or below 138% of the federal poverty level.

What is the main purpose of the Affordable Care Act?

The Patient Protection and Affordable Care Act (ACA) has 3 main objectives: (1) to reform the private insurance market—especially for individuals and small-group purchasers, (2) to expand Medicaid to the working poor with income up to 133% of the federal poverty level, and (3) to change the way that medical decisions ...

What are the disadvantages of the Affordable Care Act?

Cons:
  • The cost has not decreased for everyone. Those who do not qualify for subsidies may find marketplace health insurance plans unaffordable. ...
  • Loss of company-sponsored health plans. ...
  • Tax penalties. ...
  • Shrinking networks. ...
  • Shopping for coverage can be complicated.

Has Obamacare worked statistics?

Obamacare Statistics and ACA's Impact on Insurance Rates

According to research, premium increases have averaged 4.5% from 2006 to 2010. This increase has been steady at 3.6% since 2012. The latest premiums of the Affordable Care Act are at its lowest it has been since its inception.

Has the Affordable Care Act improved access to care?

Gaining insurance coverage also increased the probability of having a usual place of care by between 47.1 percent and 86.5 percent. These findings suggest that not only has the ACA decreased the number of uninsured Americans, but has substantially improved access to care for those who gained coverage.

What are the two main goals of the Affordable Care Act?

The primary goals of the Affordable Care Act were to make health insurance more affordable, to institute consumer protections, and to increase the number of people covered by health insurance. One significant product of the ACA was a health insurance marketplace (also called an exchange) run by the federal government.

How many people benefited from Affordable Care Act?

New Reports Show Record 35 Million People Enrolled in Coverage Related to the Affordable Care Act, with Historic 21 Million People Enrolled in Medicaid Expansion Coverage.

What is one benefit of the Affordable Care Act quizlet?

Increases benefits and lower costs for consumers, bolster our health care and public health workforce and infrastructure, foster innovation and quality in our system. Covers preventative care at no cost to you, protects your choice of doctors, removes insurance company barriers to emergency services.

How has the Affordable Care Act changed healthcare in the US since implementation?

The ACA significantly changed the healthcare system in the U.S. by reducing the amount individuals and families paid in uncompensated care. The act requires every American to have health insurance and provides assistance to those who cannot afford a plan.

Why has the Affordable Care Act ACA been controversial quizlet?

Why is the individual mandate controversial? Because opponents of the Affordable Care Act argue that forcing people to buy health insurance is an unconstitutional use of the Commerce Clause by Congress because health insurance is not related to interstate commerce.

Why is ACA so controversial?

The ACA has been highly controversial, despite the positive outcomes. Conservatives objected to the tax increases and higher insurance premiums needed to pay for Obamacare. Some people in the healthcare industry are critical of the additional workload and costs placed on medical providers.

Which best explains the controversy over the Affordable Care Act?

Which best explains the controversy over the Affordable Care Act? Opponents believed it was an overreach on the part of the Federal government. "The Patriot Act closed dangerous gaps in America's law enforcement and intelligence capabilities, gaps that terrorists exploited when they attacked us."

Did ACA improve healthcare access in America?

Today's report shows the important role the ACA has played in providing coverage to millions of Americans nationwide. The report also shows that between 2010 and 2016, the number of nonelderly uninsured adults decreased by 41 percent, falling from 48.2 million to 28.2 million.

What are the advantages of the Affordable Care Act also known as the Patient Protection and Affordable Care Act quizlet?

The Act both strengthens existing forms of health insurance coverage while building a new, affordable health insurance market for individuals and families who do not have affordable employer coverage or another form of “minimum essential coverage” such as Medicare or Medicaid.

What is the primary purpose of the Affordable Care Act quizlet?

The ACA was enacted with the goals of increasing the quality and affordability of health insurance, lowering the uninsured rate by expanding public and private insurance coverage, and reducing the costs of healthcare for individuals and the government.