How hard is the Texas insurance exam?

Asked by: Cleveland Okuneva  |  Last update: February 11, 2022
Score: 4.6/5 (7 votes)

While the Texas Insurance Exam isn't regarded as the nation's most difficult, it's a comprehensive assessment that can punish unprepared test-takers. It also covers a wide range of issues that aren't directly related to life insurance. Before you take the exam, you'll need to know the ins and outs of: Health.

How hard is it to pass the insurance exam?

Each state controls its own insurance licensing process and not all states report pass rates for their exams. Of the states that do provide that data, the overall pass rate for all insurance exams is 60%. The best way to be part of this majority is to take a study course and prepare. ... Property Insurance: 53.6%

How many questions are on the Texas life insurance exam?

The Texas Life Only exam has 100 questions. The break down is 50 scoreable + 10 pretest questions on national/general content and 35 scoreable + 5 pretest questions on Texas state specific content.

Is the Texas property and casualty exam hard?

The Property and Casualty insurance licensing exam is challenging. It requires hard work and effort to prepare, but by following these study tips, you should be well on your way to passing the exam on the first try. It's also helpful to learn what to expect on exam day.

How hard is the Texas insurance adjuster exam?

Yes, the insurance adjuster exam test is pretty difficult. Although, Texas' insurance exam is significantly easier than most states. ... Over 95% of our students pass the readiness exam their first time before embarking on lengthy and successful careers as Texas insurance adjusters.

Tips on Passing the Insurance State License Exam!

37 related questions found

Is the Texas adjuster license exam hard?

Yes, the insurance adjuster exam test is pretty difficult. Although, Texas' insurance exam is significantly easier than most states. ... Over 95% of our students pass the readiness exam their first time before embarking on lengthy and successful careers as Texas insurance adjusters.

Which insurance license is hardest to get?

Each insurance licensing exam presents its own challenge. Between Life and Health, students say that the Health insurance exam is the more difficult. Health insurance policies are simply more complicated than life insurance policies. The Property insurance exam is easier than the Casualty insurance exam.

How many times can you take the property and casualty exam in Texas?

We want to help you get there, so we recommend that you: Step 1: A candidate who failed can schedule for a new exam within one day; there is no limit to the number of attempts a candidate can make on the same exam.

What would keep you from getting insurance license in Texas?

You must schedule an appointment to submit electronic fingerprints to complete a background check. Fingerprints are required by the Texas Department of Insurance to ensure that applicants do not have a disqualifying criminal or social services background that would prevent them from being a licensed insurance agent.

What is the Series 7 pass rate?

On average, the pass rate for the Series 7 exam is around 65%. Comparatively, about 86% of candidates pass the Series 63 on their first attempt.

Can you take the Texas insurance exam online?

Take your Texas Department of Insurance exam conveniently from home through OnVUE online proctoring. ... Be sure to run the system test before you sign in to register for an online proctored exam.

Do insurance agents make good money?

According to that data from the Bureau of Labor Statistics: The median annual wage for insurance agents was $48,150. The highest paid 10% of insurance agents earned more than $116,940 annually. The lowest paid 10% of insurance agents earned less than $26,120 annually.

How many times can you take life insurance exam?

You can take the exam three times in one year. If you fail it all three times, you will have to complete prelicensing education again before you can take it for a fourth time the following year. This process may vary by state.

Why do insurance agents quit?

Most agents quit because they can't get enough sales to support themselves and their families. The only way to change that is to learn how to get more leads, better leads, and follow up on them. People go on fact-finding missions online. They don't care who answers their question, as long as they get answers.

What happens if you fail life insurance exam?

What Happens If You Fail a Life Insurance Medical Exam? If the information you submitted on the original application does not match the data collected during your medical exam, then you may be denied coverage, or you may receive a request for additional testing.

Is selling life insurance a good career opportunity?

Is selling life insurance a good career opportunity? For those who like helping people and don't mind hard work, the answer is yes. Life insurance agents sell policies and annuities. They work with all kinds of clients and beneficiaries, and most agree that it is a rewarding career.

What disqualifies an insurance agent?

[(7) Any person who acts as an insurance agent without holding a licence issued under this section to act as such shall be punishable with fine which may extend to 466 [five hundred rupees], and any insurer or any person acting on behalf of an insurer, who appoints as an insurance agent any person not licensed to act ...

What disqualifies you from being a life insurance agent?

If you have committed a felony of the first degree, a capital felony, a felony involving money laundering, fraud or embezzlement, or a felony directly related to financial services, you will be permanently barred from applying for a license.

How do I start selling insurance in Texas?

How to Get Your Texas Insurance License
  1. Complete an Insurance Prelicensing Course. ...
  2. Pass Your Texas Licensing Exam. ...
  3. Get Fingerprinted. ...
  4. Apply for a Texas Insurance License. ...
  5. Plan to Complete Required Insurance Continuing Education (CE) Credits.

How do I study for an insurance exam?

10 Tips to Help you Study for Your Insurance Exams
  1. Relax – It's a big deal, I know. ...
  2. Figure out how you study best. ...
  3. Create a plan for exam prep at least a month before. ...
  4. Complete all your test prep materials. ...
  5. Apply the 50-10 rule when studying. ...
  6. Take your time. ...
  7. Know when to stop. ...
  8. Get a good night's rest.

Can a felon get an insurance license in Texas?

From time to time we get people asking us if it is possible to get an insurance adjuster license with the Texas Department of Insurance (TDI) when they have a felony or a misdemeanor on their record. The short answer is YES.

What is the Series 65 pass rate?

While Kaplan does not offer a money-back guarantee, it publishes a Series 65 pass rate of 88%, which should give students confidence in their study materials.

What is the Series 66 pass rate?

92% of candidates who pass our Series 66 benchmark exam on the first try pass the actual exam. 86% of candidates who average between 65% - 70% on their first 500 Series 66 practice questions pass the actual exam on the first try.

How many questions is the life insurance exam?

California Life and Health Licensing Examination Requirements. For the Life Insurance license in California, your exam will be 75 questions, and you will have 90 minutes to complete it.