How long after a demand letter can I expect settlement?

Asked by: Dr. Adolfo Walsh  |  Last update: October 29, 2025
Score: 4.8/5 (30 votes)

The typical demand letter response time is generally a few weeks, but can be as long as a few months in some cases. That's a long time to wait when you have expenses to worry about, and when medical bills keep accumulating from your accident.

How long does it take for a settlement after a demand letter is sent?

The length of time it takes to reach a settlement after your lawyer sends a demand letter can vary significantly depending on the unique circumstances of your case. On average: Straightforward cases with clear liability and minor injuries may settle within two to three months.

What's the next step after a demand letter?

After sending a demand letter, the first step is to wait for a response by the deadline you provided. If your demand letter worked, you should expect a settlement within a couple of weeks. However, the time you have to wait for a settlement may vary based on different factors.

How long does it take to get payment after demand letter?

The timeline for receiving a settlement response to a demand letter can vary depending on several factors. In some cases, you may receive a response within a few weeks, while in others, it may take several months. Insurance companies need time to review your claim, gather evidence, and assess liability.

How powerful is a demand letter?

Demand letters show the owner that you're serious about getting paid. Sending a demand letter prior to litigation is a sign of good faith in the eyes of the law. In court, the language in your demand letter can support your case. Successful demand letters significantly reduce the cost of getting paid.

How long does an insurance company have to respond to a demand letter?

31 related questions found

Can a demand letter backfire?

Before you draft your own demand letter and fire it off thinking your actions will result in getting paid, getting the services you contracted for, demanding the satisfaction that you were expecting, consider that writing your own demand letter can backfire badly!

How serious is a demand letter?

Are Demand Letters Serious? Demand letters are absolutely serious, and you should take them seriously. The fact that someone is investing time and resources to send you a formal letter to demand something from you is evidence of their seriousness.

How long until I get my settlement check after I agree?

It depends. Usually within 2-3 weeks of signing the release, money should be in if settlement funds are coming from an insurance company. But if you have a government health insurer, work comp lien, or its a settlement against a government entity, it can take some time to finalize those.

What happens after final demand letter?

Once the Final Demand Letter is issued, the recipient is left with little option but to either comply or face legal consequences. If compliance does not occur, the aggrieved party may file a formal complaint in court or initiate an alternative dispute resolution process, depending on the nature of the claim.

How long after a demand letter can I expect settlement progressive?

Progressive Demand Letter Response Time. It can take anywhere from several weeks to several months for Progressive to respond to demand letters.

How long does it take to get a second settlement offer?

Understanding the Timeline for a Second Settlement Offer

Typically, you should anticipate a waiting period that can range from a few weeks to a couple of months, depending on the specifics of your case.

How do lawyers respond to demand letters?

Responding to a Demand Letter

After assessing the risk, the lawyer may advise the client to either ignore the letter (not often the right decision), to have the lawyer informally contact the author to propose a settlement or explain why no settlement is forthcoming, or to launch a litigation proactively.

How successful is a letter of demand?

A demand letter shows the other party you are serious about taking legal action to remedy the dispute. Simply sending the demand letter may end the need for further litigation. According to NOLO, "In as many as one-third of all disputes, your demand letter will catalyze settlement".

What is the next step after a demand letter?

Once your lawyer submits a demand letter to the insurance company, you can typically expect a response within 30 to 45 days, though some insurers may take longer. The insurer can choose to accept the offer, propose a counteroffer, or reject the claim outright. How long it takes to receive a settlement can vary.

How long do settlement negotiations take?

Settlement negotiation usually takes a few weeks or months after the first offer. Again, the exact timeline will depend on each case.

Is a demand letter a settlement offer?

In a personal injury case, a demand letter is the first and most important step towards securing fair compensation. Drafted by your attorney, it details the incident, and your injuries, and requests a settlement to avoid court, setting the stage for negotiations.

How long does it take to get a response from a demand letter?

Sometimes, you may receive a response to a demand letter within a few days. On other occasions, it may take a few weeks or even longer.

What is the final demand process?

A final demand works best when sent shortly after your last in-house contact with your debtor and should include a deadline. Most creditors use 7 or 14 days. The use of a final demand tells your debtor that this is the time for them to speak up before you manage them as a won't pay and take further action.

How do you respond to a final demand letter?

Responding to a letter of demand
  1. ​admit you owe some or all of the money.
  2. deny you owe the money and explain why you don't owe it.
  3. ask for more information, without admitting or denying you owe the money.
  4. negotiate by offering to pay a different amount, or offer to pay some or all of the money in instalments.

How long after mediation will I get my money?

How Long After Mediation Will I Get My Money? You can expect to receive your settlement check four to six weeks after signing the agreement. However, it might take longer to receive your check if the case is complex.

How long does it take to get the settlement money?

If everything goes according to plan, you should receive your check within six weeks. If it's been more than a month and a half since you've settled your case and you haven't seen your money, call your attorney.

Why is my lawyer taking so long to settle my case?

It's frustrating when a legal case takes a long time to settle, but there are many reasons why your lawyer might need more time. They could be busy collecting evidence, dealing with complicated legal issues, or negotiating with the other side. Sometimes, waiting a bit longer can even result in a better outcome for you.

How can a demand letter backfire?

Demand letters are valuable tools for creating records, dispute resolution, and much more. But, they can backfire and lead to liability for the sender and even its attorney for threats or demands that are legally improper.

What not to say in a demand letter?

Don't Be Threatening

While the dispute of payment may have become personal, a demand letter is meant to encourage a desirable resolution. The use of threatening or insulting language may embolden the owner into not paying when they otherwise would have. And remember, a judge may one day look at this letter in court.

What is the final letter of demand?

The purpose of a Letter of Demand (Final Attempt) is to clearly communicate the company's intention to pursue legal action if payment is not made, while also providing the debtor with one last opportunity to settle the debt before legal proceedings commence.