How long can a house stay in a deceased person's name?

Asked by: Milan Keebler  |  Last update: October 6, 2025
Score: 4.3/5 (50 votes)

The Hive Law indicates, "A house can stay in a deceased person's name until either the probate process is completed or legal actions require a change in ownership. Typically, the probate process takes 6 months to 2 years, depending on the jurisdiction and complexity of the estate.

How long can you leave property in a deceased person's name?

Timelines for transferring property after the owner's death vary by state and can range from a few months to over a year. For example, the average duration of probate in South Carolina is six to eight months, while the process typically takes nine to 18 months (or longer) in California.

Can I stay in my mother's house after she dies?

Generally, you would still have the right to enter their house, as long as the ownership is still in their name.

How long can you keep a mortgage in a deceased person's name?

No, a mortgage can't remain under a deceased person's name. When the borrower passes away, the loan won't disappear. Instead, it needs to be paid. After the borrower passes, the responsibility for the mortgage payments immediately falls on the borrower's estate or heirs.

How long after someone dies do you have to sell their house?

There's no deadline by which you must sell a house after someone dies.

Who gets your property if you die without a will

33 related questions found

How long can you keep an estate open after death?

Probate Deadlines

Most states have a deadline for filing in probate court. This typically varies from 10 days to three months. It is essential to meet this deadline because the longer it takes for an estate to go through probate, the longer beneficiaries must wait for their inheritance.

Is it illegal to keep utilities in a deceased person's name?

Yes, that is fraud. Someone should file a probate case on the deceased person.

How long do you have to transfer property after death?

Transferring property after death may be virtually immediate if the estate and/or assets avoid the probate process and it's clear who the beneficiary is. If the assets have to go through the probate process, however, transferring property after death can take weeks, months or years, in some cases.

Can I take over my mom's mortgage if she dies?

If you bequeath your home to someone or have a joint owner with the right of survivorship, your heir has to decide what to do with the home and the mortgage. Generally speaking, the person who inherits must either assume the mortgage and start making payments or arrange to sell the property.

What not to do when someone dies?

What Not to Do When Someone Dies: 10 Common Mistakes
  1. Not Obtaining Multiple Copies of the Death Certificate.
  2. 2- Delaying Notification of Death.
  3. 3- Not Knowing About a Preplan for Funeral Expenses.
  4. 4- Not Understanding the Crucial Role a Funeral Director Plays.
  5. 5- Letting Others Pressure You Into Bad Decisions.

Can you live in a deceased person's house?

Yes, But it's Time to Start Making Other Arrangements

However, if one beneficiary lives in the property to the exclusion of others who also inherit the property, litigation may result between them. In California, any property owned by an individual is subject to probate, including real estate.

What happens if a will is not followed after death?

However, if you feel an executor is not satisfying the requirements of the will, and is actively defying the wishes of the deceased, there are steps you can take to have them removed. A probate court monitors the probate process, which means the probate court can also have an executor removed.

Does a house automatically go to spouse after death?

While many people assume surviving spouses automatically inherit everything, this is not the case in states like California and Texas. If your deceased spouse dies with a will, their share of community property and their separate property will be distributed according to the terms of that will, with some exceptions.

How long can an executor live in the house of the deceased?

Can an executor live in the deceased's house? In general, no, unless they were living there before the testator died. The executor is responsible for managing the estate, and this might need to involve selling the house. This should not be delayed simply because it is inconvenient for the executor.

How much does an estate have to be worth to go to probate?

However, in California, estates valued at more than $166,250 must enter into the probate process. While estates valued at less than that could still be subject to probate, they are able to use a more simplified transfer process of the estate.

Do all heirs have to agree to sell property?

In some cases, the executor can sell the house without getting the sign-off from all the heirs. For example, in California, if the executor can sell the property for at least 90 percent of its appraised value, they may have the authority to move forward with the sale.

What happens if my wife dies and I'm not on the mortgage?

If you inherit the house, you can assume the mortgage without triggering a due-on-sale clause, thanks to the Garn-St. Germain Act. If your name isn't on the mortgage, you may still have options, like refinancing or selling the home to pay off the balance.

What is a child entitled to when a parent dies without a will?

If you have children and no spouse, the children inherit everything. If you have a spouse and 1 child, the spouse inherits all of your community property and one-half of your separate property, and your child inherits the other half of your separate property.

Can you inherit a house that still has a mortgage?

If the home wasn't sold by the executor, you may inherit the property – and it may have an outstanding mortgage balance. During the probate process, you or the executor will be responsible for keeping up with the mortgage payments until the estate is settled.

Is the tax on the right to transfer property after someone has died?

The Estate Tax is a tax on your right to transfer property at your death. It consists of an accounting of everything you own or have certain interests in at the date of death (Refer to Form 706 PDF).

How long is a will valid after death?

Contents. A will lasts forever unless the testator revokes it or other conditions are met. Immediately after someone creates it, the language takes effect. So, if you die the next day, your personal representative ensures that your wishes are carried out.

How much does an estate have to be worth to go to probate in California?

In California, smaller estates can avoid going through probate. Currently, a deceased person's estate is only required to go through probate if the estate property is worth over $166,250. If the total value of estate assets is $166,250 or less, the estate may qualify for a non-formal probate case.

What has no legal power after a person dies?

A power of attorney is no longer valid after death.

When a parent dies who is responsible for their bills?

The executor — the person named in a will to carry out what it says after the person's death — is responsible for settling the deceased person's debts. If there's no will, the court may appoint an administrator, personal representative, or universal successor and give them the power to settle the affairs of the estate.

How long should you keep household bills after death?

It is important to remember that the financial documents of the deceased should be retained for a minimum of three years after their passing, or three years after any taxes related to the estate are filed (whichever comes first).