How long can you keep a rental car after an accident?
Asked by: Camylle Ullrich | Last update: October 13, 2025Score: 4.3/5 (52 votes)
How long can you keep a rental after an accident?
If your daily rental expenses are higher than your limit, you will have to pay the remainder out of pocket. No matter the case, your rental reimbursement period cannot exceed 30 days per claim.
What is the longest you can keep a rental car?
Longer rental periods.
Most rental companies impose a long-term rental period limit of between three and six months. You can lease a car for years.
Can an insurance company extend a rental car?
The answer: If you have car insurance, most insurance companies will extend coverage to your rental vehicle. But, the amount of coverage they will extend is what you need to figure out. We recommend calling your local, independent insurance agent or company to examine your policy. But, we get it.
Who pays for a rental car after an accident in Utah?
Under Utah law, the at-fault driver must cover all damages they cause. If you need a rental for 30 days due to your busy schedule, the at-fault driver is responsible for that expense. If you have rental coverage under your own insurance, the contract will dictate how long you can keep the rental car.
How Long Can You Keep a Rental Car After an Accident? - InsuranceGuide360.com
How long will insurance pay for a rental car?
Most rental reimbursement coverage lasts a maximum of 30 days. This is usually plenty of time, since it takes an average of two weeks to repair a vehicle, according to the Insurance Information Institute. In some cases, however, car insurance may pay for a longer car rental.
How to get a free rental car after an accident?
Your Policy: If your policy includes loss of use, rental costs can be covered. Most policies cover up to a daily and total policy limit. Other Driver's Policy: If you were not at fault in the accident, discuss your rental needs with the adjuster. They can advise if the claim covers a rental.
What happens if you keep a rental car longer?
Hourly charges for your location and rental can be found on your rental contract. If you return the vehicle 2 ½ hours or more from the time it was rented on a subsequent day, you will be charged for an additional day of rental.
Will insurance pay for a rental car during repairs?
Yes, if you have Rental Reimbursement Coverage, your insurance will cover the cost of a rental car while your vehicle is being repaired, even if you are at fault. If the other driver is at fault, their insurance will typically cover the cost of your rental car during the repair period.
How long will insurance pay for rental car after accident progressive?
We typically reimburse your rental car fees up to 30 days at a daily limit of $40-60 per day, depending on your policy. You can adjust your reimbursement amount by logging into your policy or calling us at 1-855-347-3939.
How long will enterprise hold a rental car?
Airport Rental Locations in the US and Canada:
Reservations are valid for 24 hours from the scheduled time of pick-up for delayed flights and charges will not begin until the time of pick-up. Location will remain open for up to 2 hours after their posted closing time to accommodate delayed customers.
How long are rental cars kept for?
Generally, rental cars are replaced after reaching 45,000 to 60,000 miles on average. Age is another crucial factor, with most rental companies considering vehicles for replacement after 4 to 6 years in service. Market demand for newer models also influences how long a rental car is kept in the fleet.
Can I add a rental car to my insurance after an accident?
Can I add rental reimbursement coverage after an accident? You can request changes to your policy at any time. However, any changes requested after an accident would only be applicable to future losses.
Can you rent a car after totaled?
If your auto policy has rental coverage on it, you have the option of renting a vehicle after your car is totaled. But, before you skip off to find a rental car, check your auto policy to see how many days your policy covers and the dollar limit, so you aren't surprised later.
Who is responsible for insurance on a rental car?
You don't need a personal auto policy to rent a car. If you don't have a personal policy, you'll be required to buy liability coverage through the rental car company. You will also have the option to add additional coverages, including collision and tire damage.
How much does insurance pay for a rental car?
Rental coverage options vary by insurance company and policy. Most policies cover a daily amount up to a limited number of days or dollars. If the daily amount is flat (eg $40), any vehicle you select under that should include the rate and tax of the rental car if you want to avoid paying part of the rental.
How can I avoid paying for rental car damage?
Buy the rental company's collision damage waiver coverage.
While this coverage can be pretty expensive, it protects you from potential damage claims. If the car is damaged while you have it, the collision damage waiver will cover it.
Will the insurance company reimburse me for a rental car?
Most insurance companies have partnerships with rental car agencies. If you go with one of the partnered companies, the insurer will pay the agency directly for your rental car. If not, you may have to pay for the cost up front and then get reimbursed by the insurance company.
How long can you keep a rental car through insurance?
The length of time rental car reimbursement coverage pays for your rental car expenses depends on your auto insurance policy. According to an Experian article, the maximum number of days your coverage will allow for is typically 30.
What happens if you keep a rental car past the due date?
After the grace period, you'll likely incur hourly late fees. Late fee structures are dependent on the rental company, but no matter what, they add up fast. The rental company may also charge you a last-minute or change fee, sometimes known as a contract modification fee.
Do you need to clean a rental car before returning it to Enterprise?
By ensuring the vehicle is returned in a reasonable state, you help us maintain the quality and service that Enterprise GO customers expect. In summary, you don't need to worry about cleaning the vehicle, but we ask that you avoid excessive dirt to prevent additional charges.
Does insurance cover rental cars when the car is in shop?
3. Your vehicle must be in the shop due to a covered loss. Rental reimbursement coverage can be used while your vehicle is being repaired after an accident or another covered loss, not for routine maintenance or leisure. So, if your car is at the body shop after an accident, a rental car is covered up to your limit.
How does Enterprise handle damage claims?
The renter will submit a damage report over the phone or upon return of the vehicle along with any police reports. The rental office will document all damage to the vehicle to include with the report and process it through the loss control department.
Does collision cover rental?
Most auto insurers extend their collision coverage to any rental cars you drive, as long as they're driven for personal use.