How long do insurance claims stay on Clue?
Asked by: Sasha Bednar IV | Last update: July 28, 2025Score: 4.9/5 (71 votes)
How long do claims stay on your clue report?
CLUE is a claims-information report generated by LexisNexis®, a consumer-reporting agency. The report generally contains up to seven years of personal-auto and personal-property claims history.
How long does Clue last?
Show Details: Clue runs 1 hour and 25 minutes with no intermission. The comedy, murder-mystery Clue contains violence, mild language, and some sexual innuendo and simulated violence.
How long do insurance claims stay on your record?
For minor accidents, the record retention period typically spans three years from the date of the accident. Notably, if you were not deemed at fault, it is illegal for insurance companies to increase your premiums in California.
How do I remove a claim from my clue report?
How can I correct erroneous information on my C.L.U.E. report? If you discover an error on your C.L.U.E. report, such as an invalid claim report, or an incorrect loss payment, you can contact LexisNexis® directly and report the problem.
Why is my insurance so high and how you can fix it
How do I delete my clue history?
- Open your Clue app.
- Go to Calendar View.
- Double tap the date with the data you want to change.
- Go to the tracking category you want to change.
- Change what you tracked by tapping on another option, or remove what you tracked by tapping on the option you want to remove.
How do I clean up my clue report?
Contact Your Insurer: If your current insurer has made an error in what they've reported to LexisNexis, you should contact them immediately and notify them of the error. Contact LexisNexis: They will investigate the errors and the nature of the dispute and remove any information that is found to be incorrect.
Can insurance companies see old claims?
In regards to your insurance claims, though, insurance companies can see a CLUE report (Comprehensive Loss Underwriting Exchange) that tracks seven years of claims information, such as the type of claim and the payout that was made.
Do insurance claims expire?
States and companies do have limits on how long you can wait to file your claim and still be covered, though. This window can be as short as 30 days or up to several years, although it's not recommended to wait that long.
How do I remove an accident from my insurance record?
While some insurance companies will offer a promotional program called "accident forgiveness" in situations where drivers are not found at fault, you cannot remove an accident occurred from a driving record. Your driving abstract is not like a criminal record that can be sealed or expunged.
What are the rules for clue?
- Who did it?
- With what weapon?
- And where?
- Decide who goes first.
- On your turn, roll, move and enter a room. You are Mustard.
- Then ask a CLUE question and get an answer.
- Finally, end your turn by marking off your CLUE sheet.
Can I see my clue report online?
Pursuant to the Fair Credit Reporting Act, you may request a Consumer Disclosure Report online via the Online Request Form. Once we have verified and processed your report request, you will receive a letter via U.S. Mail with additional information explaining how to access your report online.
How many claims are too many for homeowners insurance?
How many home insurance claims are too many? If you've filed more than three claims in the last year, you'll likely face higher premiums, and it may become more difficult to get insurance coverage at all (via Money Crashers).
Do all insurance companies use the clue report?
According to LexisNexis, 95% of property insurers and 99% of auto insurers use the CLUE database.
How to get accident removed from clue?
You can't remove claims from your CLUE report unless they were added by mistake, and as long as your insurer can view the accident, you may have higher-than-average car insurance rates.
What car insurance companies do not use LexisNexis?
Root, Metromile, and Mercury Insurance are the best car insurance companies that don't use LexisNexis. Root is the cheapest company that doesn't use LexisNexis. Rates start at $16/month. However, Root and Metromile are only available to low-mileage drivers.
How to get a clue report on a house?
You can order your CLUE report from LexisNexis online or by calling 1-866-897-8126.
Is there a time limit to claim on insurance?
As we have already mentioned in the section above, the personal injury claims time limit is set out by the Limitation Act 1980, which states that you will generally have three years to start a claim for compensation. However, there are certain exceptions that apply to this limitation period.
What is the grace period for insurance claims?
The insurance grace period can vary depending on the insurer and policy type. Depending on the insurance policy, the grace period can be as little as 24 hours or as long as 30 days. The amount of time granted in an insurance grace period is indicated in the insurance policy contract.
How far back can insurance claims go?
The answer varies depending on the state. In California, the retention period can be anywhere from two to ten years, depending on the type of procedure or healthcare provider. However, an insurance claim medical report should only look as far back as the injury in question.
How do I dispute a clue report?
Can I dispute what's in a CLUE report? LexisNexis offers instructions on how to dispute a CLUE report. If you spot an error on the report, you can call 888-497-0011. You can also write to their mailing address: LexisNexis Consumer Center, P.O. Box 105108, Atlanta, GA 30348.
How far back does insurance look?
In most cases, the motor vehicle report that your insurance company reviews will go back between three and five years. It's worth noting that some incidents could stay on your record for a longer period of time. Drug and alcohol-related convictions, for instance, might stay on your driving record for 10 years or more.
How far back does a clue report go?
The database contains up to seven years of personal property claims history. Who contributes to the C.L.U.E. database? Only insurance companies subscribing to C.L.U.E.
How do I delete my clue period data?
Clue says that the way to delete data is to email them. "Request the complete deletion of your data, including all past data sent to third-party services used for tracking and analysis, by reaching out to trust@helloclue.com. Your data will be deleted within 30 days."