How long do you have to file a claim with an assurant?

Asked by: Hector Ondricka  |  Last update: October 4, 2025
Score: 4.1/5 (71 votes)

How long do I have to file a claim? Claims must be filed within 90 days of the covered device failure.

How long do you have to file a claim with T-Mobile?

Only the Primary Account Holder or an authorized user can file a claim. Claims must be reported within 90 days of the incident unless state law requires additional time.

How many days do you have to return a phone to Assurant?

IMPORTANT! We must receive your defective device within 15 days of when you receive your replacement. If we do not receive your device within 15 days, we'll charge the non-return fee. This fee is equal to the no-contract retail price of your defective device (not exceeding $1,400).

What is the claim limit for an Assurant?

For Basic Device Protection, there's no limit on accidental damage claims (including front screen repair) or mechanical and electrical failure claims. For loss/theft, you get up to two claims in any rolling 12-month period based on the date of the first replacement.

How long do I have to file a claim with Assurant?

How long do I have to file a claim? Claims must be filed within 90 days of the covered device failure.

How Much Time Do You Have to File an Insurance Claim? : Basic Insurance Advice

24 related questions found

What is the claim limit?

It's the maximum your insurer will pay for claims over the course of your policy period, generally a year. Per claim limits cap the amount paid out for each claim you file while your policy is in effect.

How long after phone insurance can I claim?

When can I claim for my phone insurance? As your cover starts immediately after you purchase the policy, you can claim anytime you need to.

What does Assurant phone insurance cover?

Coverage for accidental damage, loss, and theft. Coverage for mechanical and electrical failure. Screen repair is available through Assurant-authorized repair centers. Call Assurant to make an appt at one of the Phone Repair locations.

How long do you have to send Asurion phone back?

When you receive your replacement device, you are required to return your damaged device with the prepaid shipping mailer that comes with the replacement. Don't forget and don't wait, because not returning your old device after 10-15 days, depending on your contractual agreement, could result in non-return charges.

Will I get money from T-Mobile lawsuit?

Settlement Benefit: Payment for Unreimbursed Out-of-Pocket Losses: If you spent money trying to avoid or recover from fraud or identity theft that you believe was fairly traceable to the T-Mobile Data Breach, or to protect yourself from future harm as a result of the Data Breach, then you can submit a claim for ...

Does T-Mobile give you a replacement phone?

But, we don't want you to be stuck with a broken phone, so you have two options to replace or repair your damaged device: If you have Protection 360, you may submit a claim to repair your damaged device. If you have other Device Protection, you may place a claim to replace your damaged device. If you're a JUMP!

What happens if you don't file an insurance claim right away?

Waiting to contact your insurance company can also make it more difficult for the insurance company to investigate your case, which could lead to you receiving a lower settlement amount.

Do insurance companies have a time limit?

All states except South Carolina have rules requiring insurers to pay or deny claims within a certain time frame, usually 30, 45, or 60 days.

How much does it cost to replace a screen on T-Mobile?

My phone is cracked on the edges. It cost $29.00 to replace the glass @ a T-mobile store.

Is Assurant a good company?

85% of employees at Assurant, Inc. say it is a great place to work compared to 57% of employees at a typical U.S.-based company.

What damages does Assurant cover?

Covers theft, collision, hail, fire, overturns, earthquake, flood, vandalism, wind, and tornado. Protects against loss of most causes of damage while equipment is on rent.

How long after can you file an insurance claim?

In California, personal injury claims from accidents must be filed within two years from the incident date.

How long after can you claim insurance?

You can make a claim on your insurance any time after the start date on the policy. Timings vary for insurance claim, but most providers aim to get them resolved within a year. As soon as an incident has occurred, you should contact your insurance provider, ideally within 24 hours.

How long after damage can you make an insurance claim?

For comprehensive car insurance claims, which cover damage to your own vehicle and damage to others' cars or property, there is generally no specific time limit. However, it's advisable to contact your insurer as soon as possible following an accident to ensure smoother processing and reduce the risk of complications.

What is the claim rule?

What are claim rules? A claim rule represents an instance of business logic that will take one or more incoming claims, apply conditions to them (if x then y) and produce one or more outgoing claims based on the condition parameters. For more information about incoming and outgoing claims, see The Role of Claims.

What is a timely filing limit and the insurer's claim filing limits?

Timely filing is when an insurance company put a time limit on claim submission. For example, if a insurance company has a 90-day timely filing limit that means you need to submit a claim within 90 days of the date of service.

How many times can you make an insurance claim?

You should be able to file as many no-fault claims as needed within a year without suffering consequences. At-fault claims, on the other hand, are a completely different story. Most insurance companies will not renew a policy after two at-fault claims within three years.