How long is your license suspended for no insurance in Texas?

Asked by: Carmine Champlin  |  Last update: March 14, 2025
Score: 4.7/5 (54 votes)

License Suspension Under Texas law, drivers who are convicted of driving without insurance a second time will be subject to suspension of their driver's license and vehicle registration. The suspension lasts for two years from the date of conviction.

Does Texas suspend a license for no insurance?

Penalties for driving without insurance in Texas range from fines to impoundment fees, driver's license and vehicle registration suspension and revocation, as well as the requirement to carry an SR-22 certificate.

What happens if you get caught driving without insurance in Texas?

For a first offense, a fine ranging from $175-$350. For a second offense, a fine ranging from $350-$1,000 and suspension of the person's driver's license until the driver provides proof of responsibility. An annual responsibility surcharge of $250 per year for the next three years.

How do I dismiss a no insurance ticket in Texas?

The Texas State Law states that a ticket for "no insurance" can only be dismissed if you can provide proof that you had valid insurance coverage on the same date and time you were given the ticket.

How long can a Texas driver's license be suspended?

The license will be suspended by the department for driving while license was invalid. If no hearing is requested, there is an automatic suspension period of 90 days. If a hearing is held and there is an affirmative finding, the license may be suspended no less than 30 days and no longer than 1 year.

Right to Travel LAWSUIT Reward $250k for Driving w/o a License or Plates - Rick Martin C Law Group

34 related questions found

What happens if you get pulled over with a suspended license in Texas?

Driving with a suspended or revoked license doesn't just break traffic rules but is considered a crime in the state of Texas. If you're caught by law enforcement driving with a suspended license, then you'll likely be arrested and be booked at your local county jail.

Is it worse to have your license revoked or suspended?

Having your driver's license revoked essentially means that your driving privileges are terminated and you are not allowed to drive a motor vehicle on any road at any time. The reinstatement process is different for driver's license suspensions and revocations. Revoked licenses cannot be reinstated in California.

How much is a first time no insurance ticket in Texas?

For a first offense, you'll have to pay fines of $175–$350. If you receive a ticket for driving without insurance, the cost of your auto insurance policy could increase, because insurers may consider you to be a higher risk.

How long can you go without car insurance?

It is a crime to drive almost anywhere without car insurance coverage, even for a minute or just down the street. So, how long can you be without car insurance? If you're driving, you can't. Anytime you get behind the wheel as a licensed driver, you need insurance coverage or you'll risk incurring major consequences.

Can you take defensive driving for a no insurance ticket in Texas?

You are not eligible to take defensive driving for if you were cited for any of the following: Speeding 25 mph or more above the posted speed limit. No insurance or failure to maintain financial responsibility. Leaving the scene of a collision.

What happens if you get hit by an uninsured driver in Texas?

In general, you have three options for recovering funds to pay your medical bills, cover lost wages, and get your vehicle repaired. You can: Rely on your health insurance and pay the rest of your costs out of pocket. File a claim based on your uninsured motorist coverage.

Can my license be suspended for unpaid insurance?

California's Vehicle Code Section 16070 allows for the suspension of a driver's license if the driver is involved in an accident and fails to meet the financial responsibility requirements. This includes not settling any unpaid insurance claims or judgments arising from the accident.

Can my license be suspended for an unpaid insurance claim in Texas?

The insurance company cannot suspend your license. However, they can ask the State to do so if you have been in a wreck that was your fault and you had no insurance. You can contest the suspension and you can also make arrangements to pay the loss on your own.

What to do if no car insurance will take you?

If you're denied insurance, the first step is to call another insurer—different companies have different parameters. However, if several insurers have denied you, you may need to consider these options: Join a state assigned risk pool – Auto insurers participate on a voluntary basis in state assigned risk pools.

Is it illegal to drive without insurance in Texas?

Yes, it is illegal to drive without car insurance in Texas. Texas laws require drivers to demonstrate financial proof to compensate for the losses they cause in an accident.

How long can you go without paying insurance?

What is a car insurance lapse grace period? Your car insurance policy won't be cancelled immediately because you miss a payment. Auto insurance companies are required by state law to provide notice before cancelling your policy. Depending on the state, you'll usually have between 10 and 20 days.

How to beat a no insurance ticket in Texas?

To have a ticket dismissed for Failure to Maintain Financial Responsibility (No Insurance) you must provide proof of a valid vehicle liability insurance policy on the vehicle ticketed on or before the due date on your citation. Information on the policy identification card must contain: Name and Address of the insured.

Can my car get towed if I don't have insurance?

Can the police tow your car for not having insurance? Yes, if you get pulled over, and the police officer discovers you have no car insurance, they'll usually do one or more of the following—let you off with a warning, issue you a citation, or have your vehicle impounded for lack of insurance.

What is the cheapest car insurance in Texas?

Drivers in Texas looking for the cheapest full-coverage car insurance can get it from Texas Farm Bureau at $1,036 a year, or $86 a month. State Farm is the second-cheapest choice at $112 a month. While Texas Farm Bureau has the cheapest full-coverage insurance. rates, State Farm offers many more discounts.

How long does Texas suspend your license?

How Long Will a License in Texas Be Suspended? The length of your suspension will be determined by a hearing officer in court, and can depend on your age and a few other factors. Suspensions for moving violations are usually 30, 60, or 90 days in length.

What does a suspended license mean in Texas?

Definite driver's license suspension: This means that the license will be suspended for a specified, predetermined amount of time. This is normally issued when there are alcohol or drug-related traffic violations, too many driving citations have accumulated, or you are found driving without the required insurance.

Do cops know if your license is suspended?

When a police officer runs your plates, they will get information about the vehicle, such as the make, model, and year, as well as the registered owner. If the officer runs your plates and sees that your license is suspended, they may pull the vehicle over and ask the driver for their license.

Can you get a revoked license back in Texas?

The defendant must wait for the applicable suspension or revocation period for the driver's license. The defendant must pay the reinstatement fee to get back their driver's license. This fee is $125 for administrative license fee suspensions and $100 for DWI convictions or traffic offenses.

How many tickets do you need to get your license suspended in Texas?

The New System for Suspended Drivers Licenses in Texas

Your driver's license in Texas may be suspended if: You have 4 or more moving violations in a 12-month period. You have 7 or more moving violations in a 24-month period.