How many cars can I insure with Geico?

Asked by: Mr. Stewart Lindgren PhD  |  Last update: November 18, 2022
Score: 4.8/5 (57 votes)

Every insurance company we checked with allows you to insure multiple vehicles, but not every company will allow the same number of cars on an online quote. We found that Geico lets you add the most cars (nine) of any major insurance company, but every company allows you to have at least four cars on your policy.

How many cars can you have on one insurance policy?

"Multi-car" is defined as having more than one car insured on an auto insurance policy. You can insure up to six vehicles on the same policy in some states, but the maximum number of vehicles is usually around four. Keep in mind that this only applies to cars, vans, and trucks. Additional motorcycles, trailers, etc.

Can I have 2 GEICO policies?

The Geico multi-line (or multi-policy) discount is for customers bundling auto insurance with another type of policy, like renters, homeowners, condo, or mobile home insurance coverage. The multi-car discount is different since it's for multiple vehicles on the same auto policy.

Can I insure 5 cars?

You can insure 4-5 vehicles on your insurance policy if they are all kept at the same address. Also, you can purchase the same amount of liability and uninsured motorist coverage for each car.

Can you have one insurance for multiple cars?

A multi-car insurance policy just means you have two or more vehicles on your policy. If you have more than one vehicle that you keep at the same address, you can add them all to your policy. Some insurance companies may state that they must be "garaged" at the same address, but an actual garage isn't required.

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Is it cheaper to insure 3 cars?

Multicar discounts are among the most common discounts in the industry because so many households own more than one car. points out that if you own more than one car, it's usually cheaper to insure them on one policy instead of multiple policies.

Can you insure 3 cars one policy?

Multi-car insurance covers multiple cars under one policy with a single provider. You'll get all the benefits of standard car insurance, but there's usually a discount for each car you add to the policy.

What is the best way to insure multiple cars?

The Best Car Insurance Company for Multiple Cars

MoneyGeek recommends GEICO and Allstate as the best car insurance companies for two or more cars and drivers. These companies offer the lowest rates for multi-car policies along with robust discounts.

Will Geico insure a car not in my name?

Yes, Geico will insure a car that is not in your name if you live in a state where the name on a car's registration and insurance do not need to match and you can prove “insurable interest.” To prove insurable interest, you must be able to prove direct financial loss if the car in question is damaged or destroyed.

How does insurance work for multiple cars?

Car insurance companies will automatically apply any multi-vehicle discount to your quote as you apply for it. Some coverages are shared by every driver on a policy, while others apply only to one vehicle. For example, liability coverage is shared by every vehicle (and every driver) on your policy.

Does it cost more to insure 2 cars?

In general, it's usually cheaper to insure two or more vehicles on the same policy, better known as a multi-vehicle plan. This is because most insurance companies offer significant discounts for multi-car policies.

Can I drive someone else's car with my insurance GEICO?

While it seems like a safe assumption that a GEICO policy would cover you if you drive someone else's car, it doesn't hold true. GEICO covers driving other cars, but only if the other car is a rental.

What is multi car discount?

How does multi car discount work? Insuring multiple cars on one policy will reward you with a multi car discount for every car you add. You'll get an immediate discount when the policy starts and every car you add earns its own discount. You can earn even more discounts by adding friends and family to the policy.

Can I add another car to my insurance policy?

To add a car to your policy, you can either update your policy online or call your insurance company. Typically, you just need to provide the vehicle identification number (VIN), license plate number, and the vehicle's make and model.

Can I insure 2 vehicles in my name?

Yes, there are two ways to do this. You can either take out a multi car insurance policy, or you can take out two separate car insurance policies.

Will my insurance go up if I add another vehicle?

Does adding a car to my policy affect my rate? Adding an additional vehicle to your existing auto policy will likely increase your premium. Fortunately, most insurance companies provide a multi-car discount which can help offset the cost of adding another vehicle.

Do I have to insure my car if I am not driving it?

Get cheap insurance quotes, today! You are legally required to have auto insurance if you own a car, even if you don't drive it. You also need to have coverage if your car is parked on a street, driveway or in your garage. If it is not covered, it can potentially be seized by the police in your state.

Does removing a driver lower insurance GEICO?

Once they're removed from your policy, that person can't drive your vehicle and won't receive coverage from your insurer. Usually, an excluded driver is someone you intentionally decide to exclude from your policy because removing them will increase your premiums.

Is it cheaper to add another car to insurance?

It will almost always be cheaper to insure a car when it's added to an existing policy. Be aware, however, that the premiums for the second vehicle may be affected by the driving record of the primary driver.

Can you be main driver on 2 cars?

A named driver is insured to drive the car, but they don't use it as often as the main driver. The main and named driver have the same level of cover on the car. But a named driver could be the main driver on another vehicle. You can be the main driver of more than one car.

Is multi car insurance cheaper than single?

The main reason for doing this is that it can be cheaper having two (or more) cars on the same policy than having each car on its own individual policy. However, it's not clear-cut – sometimes multicar policies will be cheaper, and sometimes separate policies will be cheaper.

How many cars can you have on a multi car policy?

It is designed for households with more than one car and usually covers up to 5 cars. Most multi-car policies only cover cars registered to the same address, but some insurance providers will also include cars driven by family members who live elsewhere.

Do you have to live at the same address for multi car insurance?

All the cars included in a multi car insurance policy will typically need to be registered at the same address. However, some insurers will still offer cover for people living at separate addresses, for example if your children have moved to university.

Can I have 2 insurance policies on 2 cars?

While it is perfectly legal to have two car insurance policies on the same vehicle, your insurance company will not insure the same car twice. You will have to purchase a second insurance policy with a different insurance provider and pay both bills.